How many RTOs are there in India?

Month: June 2023

RTO

Gujarat RTO – RTO List, Fees, Forms & more

Post author By parastar
Post date June 20, 2023

Gujarat RTO – RTO List, RTO Fees, RTO Forms & more

Do you want to know about the most important topics related to Gujarat RTO? This article will give out a list of all RTOs in Gujarat along with highlighting some of the most important functions of RTO.

This article will also highlight other relevant topics such as RTO forms, RTO fees, RTO registration charges, registration process, RTO penalties and tax.

Table of Contents:

List of RTOs in Gujarat
Vehicle Registration Process of Gujarat RTO
Gujarat RTO Registration Charges
Functions of Gujarat RTO
Gujarat RTO Forms
Gujarat RTO Fees and Penalties
Gujarat RTO Taxes

List of RTOs in Gujarat

To ensure that most motor related services are provided efficiently, The Government of Gujarat has established around 38 regional transport offices (RTOs) across the state. The functions of RTOs include the issuance of driving licences, fitness certificates, vehicle registration, and more.

Below is the complete list of RTOs in the state of Gujarat and their contact details

Vehicle Registration Process of Gujarat RTO

Code	RTO Name	Contact Number	RTO Address
GJ -0	Commissioner Of Transport Gujarat	07923251367	Block No-6, Dr. Jivraj Mehta Bhavan, Sector- 10A, Gandhinagar, Pin: 382010.
GJ-1	Ahmedabad	079-27559696	RTO Office, Subhash Bridge, Sabarmati, Ahmedabad, Pin: 380027.
GJ-2	Mehsana	02762-225078	RTO Office, Near Khari Nadi Palavasna Highway Mehsana, Pin: 384002.
GJ-3	Rajkot	0281-2703366	RTO Office, Near Market Yard, Rajkot, Pin-360001.
GJ-4	Bhavnagar	0278-2424004	RTO Office, Dhanechi Vadla, BHAVNAGAR, Pin: 364003.
GJ-5	Surat	0261-2977191	RTO Office, Ring Road, Nanpura, Surat,Pin: 385001.
GJ-6	Vadodara	0265-2540016	RTO Office, Nr. Golden Chokdi, NH-8, Darjipura, Vadodara, Pin: 390001.
GJ-7	Nadiad	0268-2550213	RTO Office, Opposite Govt. Circuit House, Mile Road, Nadiad, Pin: 387001.
GJ-8	Palanpur	02742-262335	RTO Office, Ambaji Road, Palanpur, Pin: 385001.
GJ-9	Himatnagar	02772-223797	RTO Office, Savghadh Vijapur, Bypas Road, Himatnagar.
GJ-10	Jamnagar	0288-2672100	RTO Office,Lal Bangla Compound, Jamnagar, Pin: 388005.
GJ-11	Junagadh	0285-2610691	RTO Office, B/H-Dr Shubhash Academy Junagadh , Pin: 362001.
GJ-12	Kuch-Bhuj	02832-221950	Near Military Garison, Madhaper Road, Bhuj, Pin: 370000.
GJ-13	Surendranagar	02752-285634	ARTO Office, Multistore Building,Block-C, Ground Floor, Kehrali Road, Surendranagar, Pin: 363001
GJ-14	Amreli	02792-223313	ARTO Office, Second floor,M.s. Building, Rajmahel Compound, Amreli, Pin:365001.
GJ-15	Valsad	02632-226622	RTO Office,Atakpardi, Dharanpur Road Valsad, Pin: 369001.
GJ-16	Bharuch	02642-233102	ARTO Office, Nandevan Chockdi, Bharuch, Pin: 392001.
GJ-17	Godhra	02672-242724	ARTO Office, Near Commerce College, Godhra, Pin: 389001.
GJ-18	Gandhinagar	07923240954 23240951	ARTO Office, Sec-3A Near G0 Circle, Gandhinagar
GJ-19	Bardoli	02622-223457	ARTO Office, Opposite Power House, Octory Naka, Bardoli, Pin: 344601.
GJ-20	Dahod	02773-243200	ARTO Office, Dharbada Chockdi, Highway Bypass, Dahod, Pin: 389051.
GJ-21	Navsari	02637-265999	ARTO Office, Italva Navsari, Pi: 396445.
GJ-22	Rajpipla	02640-9099089908	ARTO Office, Sevasadan Office, Collector Office Building,R No.-13/14, DIS: Narmada – 393145.
GJ-23	Anand	02692-264800	ARTO Office, Sevasadan Ground, D.S.P OFFICE Borsad Chokdi Anand. Pin: 388001.
GJ-24	Patan	02766-223100	ARTO Office, DC Astet Bulding No-3 Near Navjivan Hotel Sidhpur Cross Road Patan, Pin: 384265.
GJ-25	Porbandar	9879750505	ARTO Office, Opposite D.S.P Office New Kuvara Vadia Road, Porbandar, Pin: 360575.
GJ-26	Vyara	6352100074	ARTO Office, Japanish Farm Panvadi, Bhenskatri Road, VYARA
GJ-27	Abad-East	079-22870068	ARTO Office, Ahmedabad East, Mahdevnagar Tekra,Vastral AHMEDABAD
GJ-30	Aahwa	02631-246888	ARTO Office, Aahwa DI: Surat.
GJ-31	Arvalli	9426540579	ARTO Office,Shah Mukundadasa Vithaldas, Public Pharmacy College, Shamlaji Modasa highway, Modasa.
GJ-32	Veraval		ARTO Office, R & B building, Dist Gir Somnath, Veraval.
GJ-33	Botad	8320422627	ARTO Office, Government colony, D Colony,Old Province Office,Botad police in front of the parade ground,Pura Road, Botad.
GJ-34	Chhota Udepur	02669-9879181836	ARTO Office, Fatehpura Road, Choota Udepur, Dist: Chhota Udepur, Pin: 391165.
GJ-35	Lunawada	02674-9428132312	ARTO Office,Bhadar Canal Colony, Opp: Lunawada Bus Stand, Lunawada, Dist: Mahisagar, Pin: 389230.
GJ-36	Morbi	02822-297410	ARTO Office, Old Toll Naka Building, Opp: Uma Resort, Morbi Maliya Bypass, Morbi, Pin: 363642.
GJ-37	Khambhaliya	02833-233300	ARTO Office, Opp New ITI Jamnagar Highway, Khambhaliya, Pin: 361305.
GJ-38	Bavla	02714-232411	ARTO Office, Amrutbaug, Nr. Swaminarayan Gate, Bavla, Dist: Ahmedabad.

Follow these simple steps to register your new vehicle with the Gujarat RTO.

Step 1: Submission of Documents

Dully fill out and submit the requisite documents and forms, including Form 20, to the RTO. You can also seek the assistance of an RTO agent to facilitate a quick process. Other necessary documents include a PUC certificate, a valid insurance copy, identification and address proof of the owner, and so on.

Step 2: Verification of Documents

The RTO officials will thoroughly verify all the documents and then approve them.

Step 3: Payment of Charges

You will then need to pay the necessary RTO charges and fees. Also, always take the receipt and acknowledgement of the payment made. The registration fees will depend on the type of vehicle you are looking to register. Secondly, you will need to pay the road tax. Different vehicles attract different rates of road tax.

Step 4: Vehicle Inspection and Approval

Next, you will need to visit the RTO with your vehicle for its inspection. Once your vehicle inspection is completed and approved, you will need to fill out and submit the required forms. The Assistant Regional Transport Officer (ARTO) will issue his approval for the vehicle.

Step 5: Get the Registration Card (RC)

Once the ARTO issues the approval, you will receive your registration certificate at your registered address.

Documents Required for Registration

CMV Form No 20
CMV Form No 21 or Vehicle Sales Certificate
Form 22 provided by vehicle dealer
Valid Insurance Certificate
KYC documents
Passport Sized Photos
Pollution Under Control Certificate (PUC)
Custom Clearance Certificate (imported vehicle)
Form ‘A’ under Tax Act 1997
Temporary Registration Certification (If applicable)
Fee or charges as per Rule 81, CMV Act

Functions of Gujarat RTO

The Gujarat RTO is responsible for various functions related to motor vehicles and transportation in the state of Gujarat. Some of the key functions performed by the Gujarat RTO are laid out below:

Vehicle Registration: As mentioned above, the Gujarat RTO is responsible for the registration of motor vehicles like cars, bikes, buses, trucks, etc. It issues unique registration numbers and registration certificates for the vehicles.
Issuance of Driving Licence: Another main function is to issue driving licence to individuals who undergo and pass the required driving examinations. It makes sure that the person fulfils the necessary criteria and possesses the skills to drive the vehicle safely.
Collection of Road Tax: The RTO is also responsible for collecting road tax from vehicle owners in accordance with the Motor Vehicles Act. This revenue is used for the development and maintenance of the roads.
Vehicle Transfer and NOC: It also ensures the transfer of ownership of vehicles when sold from one individual to another. It also issues no objection certificates (NOC) for vehicles being transferred to a different state or jurisdiction.
Issuance of Licence Plates: It also issues individualized licence plates to vehicle owners.
Issuing Permits: The RTO is responsible for issuing various permits, such as temporary permits, goods carriage permits, contract carriage permits, depending on the type of vehicle.
Enforcement of Traffic Rules: One of the main functions of the Gujarat RTO is to enforce traffic rules and regulations to ensure road safety. It monitors and takes action against activities like reckless driving, drink and drive and so on.

Gujarat RTO Forms

There are more than 60 forms that can be instantly downloaded on the Parivahan Website. Mentioned within are some of the most widely used forms.

Form Name	Description
Form 29	Transfer of Ownership
Form 20	Application for Permanent Registration
Form 2	Issue/Renewal of Learner’s License
Form 4	Issue of Fresh Driving License
Form 45	All India Tourist Permit (AITP)
P.Pu.C.A	Application for Good Carriage Permit

Source

Gujarat RTO Fees and Penalties

To register a new vehicle at the Gujarat RTO, given below are the charges for the same.

Registration charges for new vehicles:

Type of Vehicle	Charges
Motorcycle	₹ 500
Imported Motorcycle	₹ 2,500
Medium Passenger Vehicle	₹ 1,000
Medium Goods Vehicle	₹ 1,000
Heavy Goods Vehicle	₹ 1,500
Imported Motor Vehicle	₹ 1,000
Non-transport Light Vehicle	₹ 600
Transport Light Motor Vehicle	₹ 1,000
Other Vehicles	₹ 3,000

Gujarat RTO penalty list

The following table provides all the details related to Gujarat RTO penalty list.

Traffic Violation	Type of Vehicle	Penalty Amount
Driving without valid license	Two – wheeler Three-wheeler Four-wheeler	₹ 2000 ₹ 3,000 ₹ 3,000
Riding without valid registration	Two-wheeler	₹ 1,000
Driving without valid registration	Four-wheeler Three- wheeler Other vehicles	₹ 3,000 ₹ 2,000 ₹ 5,000
Driving/Riding without valid insurance	All vehicles	₹ 2,000 ₹ 4,000 ( repeated offence)
Driving/Riding under the influence of alcohol	All vehicles	₹10,000 and/or imprisonment of 6 months ₹15,000 and/or imprisonment of 2 years( for repeated offence)
Not giving way to emergency vehicles (ambulance, fire fighting vehicle)	All vehicles	₹ 1,000
Driving without fastening the seatbelt	Four- wheeler	₹ 500
Riding without Helmet	Two-wheeler	₹ 500
Excessive speed Riding/Driving	Two-wheeler Three-wheeler Four-wheeler Other vehicles	₹ 1,500 (2,000 for repeated offence) ₹ 1,500 (2,000 for repeated offence) ₹ 2,000 (3,000 for repeated offence) ₹4,000 (6 months of DL disqualification for repeated offence)
Driving/Riding without valid documents	All vehicles	₹ 500 (₹ 1,000 for repeated offence)
Traffic signal violations	All vehicles	₹ 1,000 to ₹ 5,000
Honking in silent zones	All vehicles	₹ 1,000
Not obeying the instructions from officials	All vehicles	₹ 1,000

Gujarat RTO Taxes

Vehicle tax is determined based the vehicle price and its seating capacity. The below table demonstrates the tax rates as per respective vehicles:

Vehicle Type	Tax (%)
Motorcycle	6% of the vehicle cost
Three/Four wheeler/Jeep/Private Car/Taxi	6% of the vehicle cosy
Up to 3 Seater Capacity	2.5% of the vehicle cost
Up to 6 Seater Capacity	6% of the vehicle cost
Medium Goods vehicle having Gross Vehicle Weight (up to 7500 kg)	8% of the vehicle cost
Heavy Goods vehicle having Gross Vehicle Weight (above 12001 Kg)	12% of the vehicle cost

Author Bio

This article is written by Team InsuranceLiya.com, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.

Experience the power of Artificial Intelligence (A.I)

Chat with our super-intelligent A.I model and ask it anything about insurance and related products.

Chat with A.I

Andhra Pradesh (AP) RTO – RTO List, Fees, Forms, and more

What is the full form of RTO? (RTO Full Form)

Everything you need to know about RTO in India

How to update insurance details in mParivahan?

RTO

Andhra Pradesh (AP) RTO – RTO List, Fees, Forms, and more

Post author By parastar
Post date June 20, 2023

Andhra Pradesh (AP) RTO – RTO List, Fees, Forms & more

Do you want to learn about the most important topics of Andhra Pradesh (AP) RTO?

This article will give out a list of all RTOs in Andhra Pradesh (AP RTOs) along with highlighting some of the most important functions of AP RTO.

Besides this, we will also highlight the most important topics such as RTO forms, RTO fees, RTO registration charges, registration process and RTO penalties.

Table of Contents:

List of RTOs in Andhra Pradesh (AP)
Vehicle Registration Process of AP RTO
AP RTO Registration Charges
Functions of AP RTO
AP RTO Forms
AP RTO Fines and Penalties

List of RTOs in Andhra Pradesh (AP)

As of 2023, there are 45 RTOs in Andhra Pradesh (AP). Mentioned within are their names, district, and their contact details.

Sr. No	RTO Office	District	Phone Number
1.	Visakhapatnam RTO 1	Visakhapatnam	9154294203
2.	Visakhapatnam RTO 2	Visakhapatnam	9154294204
3.	Gajuwaka RTO	Visakhapatnam	9154294205
4.	Anakapalli RTO	Visakhapatnam	9154294206
5.	Machilipatnam RTO	Krishna	9154294215
6.	Vijayawada RTO 1	NTR	9154294212
7.	Vijayawada RTO 2	NTR	9154294214
8.	Vizianagaram RTO	Vizianagaram	9154294202
9.	East Godavari RTO (Kakinada)	East Godavari	9154294207
10.	East Godavari RTO 2 (Rajahmundry)	East Godavari	9154294208
11.	East Godavari RTO 3 (Amalapuram)	East Godavari	9154294209
12.	Eluru RTO	West Godavari	9154294210
13.	Bhimavaram RTO	West Godavari	9154294211
14.	Srikakulam RTO	Srikakulam	9154294201
15.	Gudivada RTO	Krishna	9154294213
16.	Guntur RTO	Guntur	9154294217
17.	Nellore RTO	Nellore	9154294220
18.	Chittoor RTO	Chittoor
19.	Tirupati RTO	Tirupati	9154294224
20.	Gudur RTO	Tirupati	9154294221
21.	Nandigama RTO	NTR	9154294216
22.	Annamayya RTO	Annamayya	9154294225
23.	Kurnool RTO	Kurnool	9154294227
24.	Anantapuramu RTO	Anantapuramu	9154294229
25.	Proddatur	Kadapa	9154294226
26.	Jangareddy gudem	West Godavari	9912747869
27.	Narasaraopeta RTO	Palnadu	9154294218
28.	Hindupur RTO	Sri Satya Sai	9154294230
29.	Markapuram RTO	Prakasam	9059459411
30.	Nanday RTO	Nanday	9154294228
31.	Bapatla RTO	Bapatla	9154294219

Source: https://www.aptransport.org/html/aboutus-contactdirectory-rtooffices.html

Vehicle Registration Process of AP RTO

Let us now talk about the vehicle registration process of AP RTO. If you have a vehicle in Andhra Pradesh and are looking to register your vehicle in the state of Andhra Pradesh, this section will be valuable to you.

Now, let us talk about the vehicle registration process in AP and tell you how you can register a vehicle with AP RTO in simple steps.

Step 1: Make an application with the RTO

First, you will need to make an application for vehicle registration with the AP RTO.

Step 2: Fill-up the requisite forms and submit documentation

Now, there are a bunch of forms and documents you will need to submit to the RTO. They include Form 21 / Form 20, PUC certificate, valid insurance copy, ID and address proof of the owner, roadworthiness certificate.

Step 3: Pay RTO fees

Next, you will have to pay the necessary RTO charges and fees for vehicle registration. The registration fees are based on the type of vehicle you are looking to get registered, different types of vehicles attract different RTO fees.

Step 4: Pay road tax

Now, you will need to pay the road tax to the RTO office. Again, the road tax of a vehicle is based on the composition of a vehicle, different vehicles attract different rates of road tax.

Step 5: Delivery of Registration Certificate (RC)

Finally, once all of the above procedure is complete, you will receive your RC within 7 working days to your registered address. Keep it safe for future reference.

AP RTO Registration Charges

Registration charges for new vehicles:

Sr. No	Registration Type	Charges / Fees
1.	Two Wheeler Registration	₹ 300
2.	Medium Passenger Motor Vehicle	₹ 1000
3.	Medium Goods Vehicle	₹ 1000
4.	Heavy Goods Vehicle	₹ 1500
5.	Heavy Passenger Motor Vehicle	₹ 1500
6.	Imported Two Wheeler	₹ 2500
7.	Imported vehicle	₹ 5000
8.	Other Vehicles	₹ 3000
9.	Quadricycle	₹ 600 – ₹ 1000

Other charges:

Sr. No	Activity	Charges / Fees
1.	New driving license	₹ 200
2.	Renew driving license	₹ 200
3.	Learners license	₹ 150
4.	Address change	₹ 200
5.	Duplicate driver’s license	₹ 100
6.	Learners license	₹ 150
7.	Driving test	₹ 50

Get a detail list of all registration charges on the official Andhra Pradesh RTO website.

AP RTO Forms

Sr. No	Form Number	Activity
1.	Form 20 / 21	New vehicle registration
2.	Form 33	Address change
3.	Form 26	Duplicate RC
4.	Form 27	New registration mark
5.	Form 29	Transfer of ownership
6.	Form 34	Agreement of registration
7.	Form 35	Hypothecation

AP RTO Fines and Penalties

Mentioned within are some of the most notable fines and penalties for non-compliance with AP RTO:

Sr. No	Offence / non-compliance	Penalty / Fines
1.	Driving without valid license	₹ 500 fine or 3 months imprisonment or both.
2.	Failure to produce documentation to police officer	₹ 100
3.	Driving under-aged vehicle	₹ 500 fine or 3 months imprisonment or both.
4.	Disqualified person driving a vehicle	₹ 500 fine or 3 months imprisonment or both.
5.	Accident related offences by the driver	3 months imprisonment or Fine of ₹500/- or both. Subsequent offence 6 months imprisonment or ₹1000 or both.
6.	Driving without necessary permit	₹ 5000 – ₹ 10000 (depending on the number of offences)
7.	Driving without insurance	3 months imprisonment or ₹ 1000 fine
8.	Driving without PUC	₹ 1000 (first offence) ₹ 2000 (subsequent offences)
9.	Causing accident	₹ 1000 or 3 months imprisonment or both
10.	Driving without fitness certificate	₹ 5000 – ₹ 10000

Complete list of fines and penalties for non-compliance with Andhra Pradesh (AP) RTO

Functions of AP RTO

An RTO has the duty to implement the rules and regulations laid under the Motor Vehicles Act, 1988. That being said, mentioned within are some of the most important duties of Andhra Pradesh (AP) RTO:

Issuance of fresh registration certificates for new vehicles.
Renewal of registration certificates for older vehicles.
Issuance of driving license.
Collection of road tax and other fees and charges.
Conduction auctions of unclaimed vehicles.
Conducting driving tests for new drivers.
Issuing driving licenses.

Author Bio

Experience the power of Artificial Intelligence (A.I)

Chat with our super-intelligent A.I model and ask it anything about insurance and related products.

Chat with A.I

Everything you need to know about RTO in India

Is personal accident (PA) cover mandatory in motor insurance?

How to update insurance details in mParivahan?

How to check your bike insurance status

RTO

What is the full form of RTO? (RTO Full Form)

Post author By parastar
Post date June 17, 2023

What is the full form of RTO? (RTO Full Form)

So, you’re wondering what is the full form of RTO? Well, this article will tell you what RTO full form is along with highlighting some of the most important functions of RTO. It will also mention a few rather interesting facts about RTOs in India. Let’s begin.

What is RTO full form?
Notable Functions of RTO
RTO vs. DTO
Interesting and Unique Facts about RTO
Frequently Asked Questions about RTO

What is RTO full form?

The full form of RTO is Road Transport Office (RTO). The Road Transport Office (RTO) is a government agency that is responsible for managing and administering the rules and regulations laid under the Motor Vehicles Act, 1988.

There are over 1100 RTOs currently operational in India (As of 2023).Each RTO comes under a specific region, and each district has multiple RTOs operational within it.

Notable Functions of RTO

Some of the most notable functions of an RTO include the following:

Issuing and renewing vehicle registration certificates.
Issuing and renewing driver’s licenses.
Collecting road tax.
Collecting fines from drivers.
Conducting driving exams and tests.
Ascertaining the fitness of a vehicle.
Granting permits and NOCs.
Identification of vehicles.

RTO vs. DTO

RTO stands for Road Transport Office (RTO), whereas DTO stands for District Transport Office (DTO). An RTO is a state level government agency, whereas a DTO is a district level government agency. Some of their functions overlap but there are certain differences between the two. The most notable differences between an RTO and DTO are the following:

There are many RTOs compared to DTOs. Usually, there is only one DTO per district.
RTOs have the responsibility to directly implement and enforce the rules under the Motor Vehicles Act, 1988. A DTO has the responsibility to indirectly implement the rules under the act by ensuring that an RTO functions smoothly.
An RTO is a regional entity, whereas a DTO is a district entity.

Interesting and Unique Facts about RTO

The first RTO was setup in Chennai all the way back in 1921.
There are over 1100 RTOs in India (As of 2021).
RTOs also conduct workshops and awareness campaigns for the general public.
Did you know that RTOs maintain a database of all reported stolen vehicles?
RTOs are actively promoting the adoption of Electric Vehicles (EVs) in India by educating the general public about their benefits.

Author Bio

Everything you need to know about RTO in India

Is personal accident (PA) cover mandatory in motor insurance?

How to update insurance details in mParivahan?

How to check your bike insurance status

Experience the power of Artificial Intelligence (A.I)

Chat with our super-intelligent A.I model and ask it anything about insurance and related products.

Chat with A.I

Frequently Asked Questions

The full form of RTO is Road Transport Office.

The primary role of an RTO is to implement and administer the rules laid under the Motor Vehicles Act, 1988.

As of 2023, there are over 1100 RTOs in India.

Health

Top 10 reasons you need to get Celtic Salt in your diet

Post author By parastar
Post date June 16, 2023

Top 10 reasons you need to get Celtic Salt in your diet

Celtic salt also known as Celtic sea salt is a type of unrefined sea salt found in the coastal regions of Brittany, France. What makes Celtic salt special? Well, that’s what we’re going to talk about in the article below.

This article attempts to highlight the plethora of health benefits of Celtic sea salt over conventional table salt. We will also talk about how Celtic salt or Sel Gris is different compared to Himalayan salt. Let’s dive in!

What is Celtic salt and what makes it unique?

The unrefined nature of Celtic salt is what makes it so special and beneficial for human consumption. General table salt goes through a whole battery of hyper-processing that ends up depleting it from necessary minerals that our bodies need. On the other hand, Celtic salt is produced by using centuries old traditional method of obtaining the salt by using sea water evaporation.

This traditional method of processing along with the excellent location of the salt pan gives Celtic salt is nutrients. Some of the most important nutrients within Celtic salt are sodium, iodine, potassium, calcium, copper, iron, manganese, and zinc.

Celtic Salt vs. Regular Salt

Let us now dive into some of the most notable benefits of consuming Celtic salt over regular salt.

	Celtic Salt	Regular Salt
Source	Coastal regions of Brittany, France (Celtic Sea salt marshes)	Any underground salt deposits and salt mines
Content of Minerals	Sodium, iodine, potassium, calcium, copper, iron, manganese, and zinc	Generally, externally added iodine.
Flavour	Slightly unsalty compared to regular salt	More salty
Processing	Unprocessed	Highly processed via refining and bleaching
Nutrients	Higher nutrient content compared to regular salt.	Processing the salt depletes it from its nutrients
Scope of Hydration	It retains some of its moisture	Does not retain any of the natural moisture
Organic Nature	Organic and free from chemicals	Highly processed and may contain trace elements of chemicals within it.
Trace Elements	Higher amounts of trace elements	Lower amount of trace elements
Texture	coarse texture	Fine texture
Additives	No additives	Anticaking agents

Benefits of Celtic Salt

Organic Nature: The organic nature of Celtic salt ensures that harmful chemicals like anticaking agents are not a part of your diet. Further, there is no bleaching or other types of harmful processing that takes place during the lifecycle of Celtic salt.
Balances your Electrolytes: Minerals are required to balance our body’s electrolytes. Celtic salt possesses a host of important minerals that regulate electrolytes such as magnesium, potassium, iron, copper, and zinc.
Optimal Muscle Support: The minerals within Celtic salt aid in muscle recovery and support.
Thyroid Health: Iodine present in Celtic salt ensures that our thyroid gland is properly supported. The thyroid is associated with proper metabolism.
Antioxidant: The zinc present within Celtic salt is associated with antioxidant properties that have proven to delay ageing.
Reduction of stress: The mineral magnesium within Celtic salt is associated with stress reduction.
Better Hydration: Just drinking water doesn’t lead to efficient hydration. It is the mineral content within the salt that aids hydration. The mineral content within Celtic salt assists hydration to a great degree.

Check Price on Amazon

Celtic Sea Salt vs Himalayan Salt

Now, let us now dive into some of the most notable differences of Celtic salt over Himalayan salt.

	Celtic Salt	Himalayan Salt
Source	Coastal regions of Brittany, France	Himalayan mountain range
Flavour	Briny flavor	Mild flavour
Processing	Minimal processing or no processing	Slightly more processed compared to Celtic salt
Colour	Light grey	Mild pink
Scope of Hydration	Higher moisture content	No moisture content
Uses	Usually used primarily for consumption.	Consumption, bath salt, salt inhaling, air purifying, and more
Trace Elements	86 trace minerals	34 trace minerals

Author Bio

Experience the power of Artificial Intelligence (A.I)

Chat with our super-intelligent A.I model and ask it anything about insurance and related products.

Chat with A.I

Top 11 Incredible Health Benefits of Black Carrots (Kaali Gajar)

17 Healthy Dry Fruits (With Names) and their incredible benefits

Top 15 Most Important Health Benefits of Watermelon Seeds

Why do we need food? (A comprehensive Guide)

Motor Insurance

Everything you need to know about RTO in India

Post author By parastar
Post date June 15, 2023

Everything you need to know about RTO in India

Every existing or future vehicle owner in India needs to be well-versed with the meaning, role, scope, functions of an RTO. Doing so will ensure that you have a smooth and safe driving life in India.

This article will tell you everything you need to know about RTOs in India.

Table of Contents:

What is an RTO?
What is the Full-form of RTO?
What are the Functions and Responsibilities of an RTO?
What is the RTO Registration Process?
What is the Difference Between RTO and DTO
RTO Codes for Different States in India
How to get a Custom Vehicle Number?
RTO Fees
RTO Forms

What is an RTO?

An RTO is a government organization that deals with the management and administration of all transport related operations in India. Every RTO office is specifically created to adhere to the rules and regulations laid down by the Motor Vehicles Act – 1988.

For instance, under the Motor Vehicles Act, there are various chapters that range from Granting of driving license, Suspension of driving license, vehicle registrations, Power of State Government to make rules, and beyond. It is the job of every RTO to implement these rules. Ever wondered where the first RTO in India was? The first RTO was established in Chennai in 1921.

What is the Full-form of RTO?

The full-form of RTO is Regional Transport Office. A Regional Transport Office (RTO) deals with the administration, registration, and transportation activities of a particular region in India. Some of the most important activities of any RTO is vehicle registration, driver’s license registration and renewal, issuance of fitness certificates, renewal of vehicle, and beyond.

As of 2023, there are 1100+ RTO centers across India. In Maharashtra alone, there are more than 51 RTOs, including 5 RTOs in Mumbai city.

What are the Functions and Responsibilities of an RTO?

As previously mentioned, every RTO in India needs to implement the rules and regulations laid down under the Motor Vehicles Act, 1988. That is the fundamental role of any RTO. That being said, mentioned below are some of the most important functions and responsibilities of an RTO:

Vehicle Registration and Renewal: As per the Motor Vehicles Act, 1988, every vehicle that is driven on public roads in India needs to be registered. If a vehicle is found without a valid registration certificate (RC) then the vehicle may be impounded and the owner may be subject to fines as well as jail time. It is the function of an RTO to check vehicles and disburse vehicle registration documents.
Registration and Renewal of Drivers License: As per the Motor Vehicles Act, 1988, every individual that is driving on public roads needs to have a valid license. It is the function of an RTO to issue and renew licenses after a person passes the requisite driving test.
Collection of Road Tax: Public roads require regular maintenance in order to remain functional. It is the role of an RTO to collect these road taxes from vehicle owners.
Issuing Fitness Certification: Older vehicles tend to emit more fumes that damage the environment and increase pollution. It is the task of an RTO center to periodically examine older vehicles and issue fitness certificates for the said vehicles.
Regulation and Enforcement of Traffic: RTOs along with coordination with traffic police have the power to enforce and regulate traffic in the city.
Suspension of license: RTOs have the power to suspend a drivers license if the violator is found guilty of over-speeding, drunk-driving, dangerous driving, misuse of vehicle, and more.
Issuing Duplicate Documents: There are times when a person may lose his original vehicle documents like RC book, drivers license, and more. It is the duty of the RTO to disburse duplicate copies of the same to the vehicle owner at a cost.
Issuance of NOC: There are a variety of NOCs that RTOs have a responsibility to issue. Some of the common NOCs include re-registration of vehicle, allotment of fancy number, registration of vehicle, and more.
Impounding and Release of Vehicles: There are times when a vehicle may be required to be impounded. It is the duty of the RTO to do so. A vehicle may be impounded if road fines are not paid, accident cases, police investigation, and more.
Conducting Auctions: RTOs also have the role of conducting auctions of vehicles that are ownerless. They can either conduct the auctions themselves or participate in a tie-up with a vehicle auction house.

What is the RTO Registration Process?

How do you register your new vehicle? Let’s find out.

Step 1: Submission of Documents

First, you will need to fill-up and submit a bunch of forms that including form 20. Once filled, you will then need to submit the forms to the office. It is advisable to take the assistance of an RTO agent to ensure smoothness of process.

Step 2: Processing and Checking

Now, your documents will be verified, processed, and then approved.

Step 3: Payment of Charges

Next, you will then need to pay the requisite RTO charges and fees. Be sure to take the receipt / acknowledgment of your payment made.

Step 4: Get your vehicle inspected

Next, you will need to get your vehicle inspected by the RTO. Remember, you will need to visit the RTO with your vehicle for this. Once your vehicle is checked and approved, you will need to fill-up and submit a bunch of forms.

Step 5: Approval

Now, the Assistant Regional Transport Officer (ARTO) will issue his approval for the vehicle.

Step 6: Get your Registration Card (RC)

Finally, once the ARTO issues his approval, you will receive your registration certificate to your registered address. Keep the RC safe and secure.

What is the Difference Between RTO and DTO

An RTO (Regional Transport Office) and a DTO (District Transport Office) are both government organizations that deal with the administration, management, and logistics of road transport in India.

An RTO is based in a particular region, whereas a DTO is present in a particular district. A DTO is an organization that oversees the functioning of all the RTOs in a particular district.

Difference Between RTO and DTO

		RTO	DTO
1.	Hierarchy	An RTO is considered to be subordinate to a DTO.	A DTO is considered to be at a higher hierarchy compared to an RTO.
2.	Number of Offices	RTOs have more offices compared to DTO as they are regional centers.	Generally, there is only a single DTO per district.
3.	Scope of Authority	RTOs have to report to their district DTO	DTO has authority over regional RTOs
4.	Policy Implementation	RTOs have to role of implementing the policies under the Motor Vehicles Act, 1988.	A DTO has the role of ensure that RTOs are functioning smoothly and efficiently.
5.	Jurisdiction	Regional Level	District Level

RTO Codes for Different States and UTs in India

State	RTO Code
Maharashtra	MH
Bihar	BR
Delhi	DL
Gujarat	GJ
Punjab	PN
Haryana	HR
Rajasthan	RJ
Chandigarh	CH
Karnataka	KA
TamilNadu	TN
Kerala	KL
Himachal Pradesh	HP
Uttar Pradesh	UP
Goa	GA
Madhya Pradesh	MP
West Bengal	WB
Andhra Pradesh	AP
Tripura	TR
Arunachal Pradesh	AR
Assam	AS
Manipur	MN
Pondicherry	PY
Daman and Diu	DD
Meghalaya	ML
Sikkim	SK
Jammu and Kashmir	JK
Mizoram	MZ
Dadra and Nagar Haveli	DN
Nagaland	NL
Orissa	OR
Andaman and Nicobar	AN
Lakshadweep	LD

How to get a Custom / Fancy Vehicle Number?

There are certain provisions that allow a person to select his or her own preferred vehicle number. Let us talk about how a person can get a custom vehicle number from his nearest RTO.

Step 1: Check if your desired customer number is available

Visit your nearest RTO, and make an inquiry whether your desired custom vehicle number is available for selection. You can also check if your fancy / custom number is available online by visiting the Vahan Portal.

Step 2: Online Registration

If you are looking to go the online route, then you will need to register yourself on the Parivahan Website. Once registered, you can bid of custom / fancy numbers.

Step 3: E-auction

Now that you are registered under Parivahan, you can now participate in E-auctions where you can bid on your preferred fancy numbers.

Step 4: Check E-auction status

Once you have placed your bid, you will now need to periodically check your bid status to know whether you have been outbid by someone else. If you have been outbid, you can readjust your bid if you so choose. You will also need to fund your account within 5 days of the bid.

Step 5: Get allotment letter

If you are lucky enough to be the winning bidder, and you have funded your account with the required amount, you will then be furnished with an allotment letter. Kindly take a print of the same for further reference. Take this letter to your RTO office along with your vehicle and finish the registration process.

RTO Fees

RTO fees depend on the state where the RTO is located. That being said, the RTO fees are more or similar across states. You will have to check with your local RTO center to get the updated rates. You can also contact an RTO agent to expedite your work.

RTO Forms

There are over 65 forms that can currently be downloaded on the Parivahan Website. Mentioned within are some of the most widely used forms.

	Form	About the Form
1.	Form 20	Used for the registration of new vehicles
2.	Form 21	Sale Certificate
3.	Form 22	Used to certify road-worthiness
4.	Form 29	Notice of Transport of Ownership of a Vehicle
5.	Form 30	Application for transfer of vehicle ownership
6.	Form 34	Application for making an entry for an agreement
7.	Form 38A	Report of Inspection Form
8.	Form 51	Certificate of Insurance
9.	Form 60	Working Certificate

All Forms

Author Bio

Experience the power of Artificial Intelligence (A.I)

Chat with our super-intelligent A.I model and ask it anything about insurance and related products.

Chat with A.I

What are Guidance Notes on Tax Audits? (Important Guidance Notes)

Finance and Taxation (Most important concepts you need to know)

Tax Benefits on Life Insurance (Calculation & Break up)

Tax benefits of Health Insurance

Finance and Tax

How to Check your income tax refund status? (Simple Steps)

Post author By parastar
Post date June 13, 2023
No Comments on How to Check your income tax refund status? (Simple Steps)

How to Check your income tax refund status? (Simple Steps)

Wondering how you can check your income tax refund status? Read this guide and find out how you can check the status of your income tax refund quickly and easily. Checking your I.T refund status through the Official Income Tax Department of GOI has never been simpler. This is how you do it.

Table of contents:

How to Check your income tax refund status?
Types of Income Tax Refund Status
Some Reasons for not receiving your I.T refund

How to Check your income tax refund status?

There are two ways to check your Income Tax Refund status:

Check I.T Refund Status via E-Filing Portal
Check I.T Refund Status via TIN NSDL website

Check I.T Refund Status via E-Filing Portal

In order to check your Income Tax Refund status you will need your PAN or Aadhar number. Keep your PAN / Aadhar number handy before initiating your I.T refund status check. Let’s begin.

Step 1: Login to E-Filing Portal

You can access the official I.T Department’s website here.

Step 2: Navigate to “Refund/Demand Status”

Once logged in, you need to navigate to the “Refund/Demand Status” section. Click on it.

Step 3: View Refund Status

Your refund status will now be viewable, and important details like Assessment Year, Status, Mode of Payment, Reason for Refund Failure (if any) will be displayed.

Check I.T Refund Status via TIN NSDL website

Visit the official TIN NSDL website: First, you will need to visit the official TIN NSDL website
Navigate to “Status of Tax Refund”: Now, you will need to navigate to “Status of Tax Refund” under the “Services” section on the top of the page.
Enter Details: You will now need to enter your PAN number, Assessment Year, and Captcha Code. Once entered, press “Proceed.”
Check your I.T Refund Status: Now, you will get a detailed status of your I.T Refund. The details mentioned would include mode of payment, reference number, status, masked bank account number, and date.

Some Reasons for not receiving your I.T refund

ITR still under process: You may not have received your I.T refund if your ITR is still under process. Try checking your I.T refund status after a few days if you have just filled your ITR.
Incorrect bank account provided: It is possible that your I.T refund has not been initiated by I.T Department due to incorrect back account provided. Kindly double check your bank details before submitting a re-request.
Bank account not pre-validated: It is necessary to pre-validate your bank account before initiating an Income Tax Refund.
Mismatch of PAN/Aadhar with Bank: On rare occasions, it may be possible that there is a mismatch between your PAN/Aadhar details and your bank account details. If this is the case then immediately contact your bank and update your KYC. Once updated, process your refund again.
No refund due: It is possible that there is no refund due. It is also possible that the refund amount has been adjusted with your tax liability. Either way, the status for the same will be visible on the dashboard.
Notice from I.T department: If you have received a notice from the I.T department, there may be a delay in updating the I.T Refund status on the portal.
Incorrect IFSC: This is one of the most common reasons for the refund to not reflect. This is easily solvable by updating your bank details with the correct IFSC code in the I.T portal dashboard.
Closed Bank account: It is important that you initiate a refund request using an active bank account. Inactive bank accounts are not eligible to receive payments within it.

Types of Income Tax Refund Status

Sr. No	I.T Refund Status	Understanding the Refund Status	Resolution
1.	Refund Paid	This essentially means that your refund amount has been disbursed to your linked bank account	Here, you do not need to do anything as the refund has already been sent to your bank account
2.	Refund Unpaid	This means that your refund amount has not been paid. There has been an issue processing your refund.	Login to the portal and find out what the issue was in processing the refund.
3.	Not Determined	This implies that your refund amount has not yet been calculated.	Kindly wait and recheck after a week or two..
4.	No e-filing for this assessment year	This simply means that you have not filed I.T for the calendar year	–
5.	ITR Proceeds determined and sent to Refund Banker	This means that your refund amount has been processed to the refund banker and you should receive your refund in your bank account shortly.	At this stage, you will have to wait for a few days in order for the refund to reflect in your bank account.
6.	Demand Determined	This status means that your refund request is rejected by the I.T Department	Try checking your I.T filing details and cross-verify your numbers.
7.	Contact Jurisdictional Assessing Officer	The I.T Department requires some additional details pertaining to your filing.	Contact your Jurisdictional Assessing Officer
8.	Rectification Proceeded on, No Demand No refund	This is where you as a person filing I.T do not have to pay any additional tax. Further, even the I.T Department does not need to initiate any payment towards you.	–
9.	Rectification proceeded, demand determined	This is where your refund request is accepted but you need to pay additional income tax.	Pay the additional income tax

What happens if my I.T refund has failed?

As mentioned before, there are a number of reasons why your I.T refund has not come. If your I.T Refund has failed, then it would be prudent to have a chat with your Chartered Accountant (CA) about it.

Your CA will most likely login to your I.T portal and try to deduce the reason behind this. Your CA could also use his good offices to find out directly from the I.T department itself as to why the refund has failed.

If your I.T refund has failed, it is important to find out the reason from the same. Once you have found the exact reason why your refund failed, then you can rectify the issue and re-apply for your I.T refund. You can quickly and easily re-apply for your refund using the I.T Department’s online portal.

Author Bio

What are Guidance Notes on Tax Audits? (Important Guidance Notes)

Finance and Taxation (Most important concepts you need to know)

Tax Benefits on Life Insurance (Calculation & Break up)

Tax benefits of Health Insurance

Health

World Health Day – Importance, Facts, and History

Post author By parastar
Post date June 13, 2023

World Health Day – Importance, Facts, and History

Learn about the most important aspects of World Health Day. When is World Health Day observed? Why we celebrate World Health Day? What are some interesting facts about World Health Day? What is the history and importance of World Health Day?

When is World Health Day observed?
Why we celebrate World Health Day?
What are some interesting facts about World Health Day?
History and Importance of World Health Day

When is World Health Day observed?

World Health Day is observed every year on the 7^th of April. Coincidently, 7^th of April also marks the founding of the World Health Organization (WHO). WHO was founded on 7^th April, 1948.

World Health Day was first observed on the 7^th of April, 1950, thereby making it one of the world’s oldest health initiative.

Why we celebrate World Health Day?

World Health Day is an initiative started by the WHO that highlights the importance and benefits of maintaining good health for all the peoples of the world. It is a health initiative by the WHO that educates, promotes, and advocates good health and lifestyle ideas and thinking. Here are the most important reasons why World Health Day is celebrated:

Promotes Health and Wellness: World Health Day has a yearly theme that talks about a particular pressing health issue globally. For instance, in 2023, World Health Day theme is “Health for All.” The “Health for All” theme talks about the promotion of equal healthcare services across regions and across geo-political and socio-economical states.
Educates People: World Health Day gives the WHO an important opportunity to educate the people on certain important health topics. Further, it is an important opportunity for the WHO to dispel myths and other inaccurate information and misconceptions.
Influencing Governments: The WHO through World Health Day, influences governments across the world to adopt certain standards of health that improve the health and wellbeing of people in their countries. They advocate for health policies that are later implemented by governments.
Quality Healthcare for Everyone: It is a fundamental goal of the WHO to ensure that quality healthcare is provided to everyone across the world. This agenda is pushed through the WHO World Health Day (WHD.)
Sustainable Development Goals (SDGs): World Health Day highlights and attempts to accomplish the Sustainable Development Goals (SDGs) of the United Nations (UN). What are UNs SDGs? UN SDGs are a UN blueprint that attempts to achieve a more sustainable and equitable world by the year 2030.

What are some interesting facts about World Health Day?

Now, you have a good idea about what the World Health Day is, but there are also certain little known interesting facts about World Health Day that we’re sure you were not aware of. Let’s check out some of the most interesting facts about World Health Day.

World Health Day was inspired by Canada’s Health Day.
World Health Day has a colour associated with it. It is associated with the colour blue, which signifies hope and awareness.
“Solidarity at 8 pm” is a program adopted by the WHO where people around the globe cheer for healthcare works at 8pm on World Health Day.
Free health snacks are generally distributed across the globe on World Health Day.
Every World Health Day is theme based. The list of themes across the years include “Safe Blood Starts with Me”, “Mental Health: Stop Exclusion, Dare to Care”, “Move for Health”, “Support Nurses and Midwives”, “Beat Diabetes” and beyond.

History and Importance of World Health Day

Let us now talk about the history and importance of World Health Day.

World Health Day was introduced on April 7th, 1950.
Every year since its incorporation, it follows a theme based approach where the most pressing health issues worldwide are talked about on World Health Day by incorporating them in a theme.
Some of the most important health issues incorporated into a World Health Day theme include themes about diabetes, HIV/AIDS, Malaria, Depression, Mental Health, and beyond.
In India alone, there have been various vaccination drives, blood donation drives, health exhibitions, health camps, school health programs, and more that are organized by the WHO on World Health Day.

Author Bio

Experience the power of Artificial Intelligence (A.I)

Chat with our super-intelligent A.I model and ask it anything about insurance and related products.

Chat with A.I

Top 10 healthy and Easy to Make Snack Options for Kids

Top 10 Easy and Healthy Indian Breakfast Options

5 ways to find healthy foods near me

Health and Wellness (A Comprehensive Guide)

Health

Top 11 Incredible Health Benefits of Black Carrots (Kaali Gajar)

Post author By parastar
Post date June 11, 2023

Top 11 Incredible Health Benefits of Black Carrots (Kaali Gajar)

Black carrots, tucked away from the traditional orange and yellow hue, possess a dark allure that arises curiosity and entices taste buds.

Beyond their unique appearance, these healthy carrots offer a unique flavor and a plethora of health benefits. In this article, we will talk about the following:

What is a Black Carrot? (Kaali Gajar)
Top 11 Health benefits of Black Carrots
Nutritional Profile of Black Carrots
Origin of Black Carrots
How to eat Black Carrots?
Black Carrot Recipes

What is a Black Carrot?

Black carrots are a unique variety of carrot that has a dark purple or black colour. The scientific name of black carrots is Daucus carota ssp. sativus var. atrorubens. The most unique and important characteristic of black carrots is that they are extremely rich sources of anthocyanins, which have powerful antioxidant properties. The high content of these anthocyanins present in black carrots is responsible for their black or dark purple colour.

They contain 20 times more anthocyanins as compared to traditional orange or yellow carrots. Anthocyanins, is a bioactive compound, that have been proven to provide many health benefits, like reducing oxidative stress and inflammation in the body. And also treat health conditions like cancer, mental disorders, and heart diseases.

Taste of a Black Carrot: Unlike traditional orange carrots, black carrots offer an extraordinary taste experience. These dark-hued carrots are known for their delightful sweetness, which is complemented by a gentle spiciness.

Top 11 Incredible Health benefits of Black Carrot

Below are the amazing health benefits offered by black carrots:

1.) Black Carrots are Rich in Antioxidants

Kaali Gajar is loaded with numerous antioxidants, mainly anthocyanins, which belong to a higher class of flavonoids. Anthocyanin, a potent antioxidant abundantly present in black carrots, have the ability to fight free radicals within the body.

These compounds also protect cells and tissues against oxidative stress. Anthocyanins also possess anti-inflammatory properties that drastically reduce inflammation within the body, preventing heart diseases or chronic inflammation related diseases.

2.) Black Carrots Combat Cancer

Black carrots have polyphenols, a substance that is found in fruits, vegetables, and plants. These polyphenols contained in black carrots possess antioxidant properties that have cancer fighting capabilities. Polyphenols eliminate free radicals present within the body, preventing any cellular damage or cancer.

3.) Black Carrots aid in Weight Loss

Kaali Gajar is exceptionally high in fibre, that aids in effective weight loss. It contains insoluble fibre, which does not dissolve in water but adds bulk. This results in keeping you satiated and feeling fuller for longer periods of time. Including black carrots in your diet can be a good option if you are wanting to lose weight.

4.) They Promote Gut Health

As mentioned above, black carrots contain insoluble fibre that has prebiotic properties. This promotes the good bacteria in the gut, promoting nourishment and a healthy gut environment.

5.) Black Carrots Relieve Constipation

The high fibre content of black carrots promotes regular bowel movements. It also helps prevent constipation by adding bulk to the stool.

6.) Black Carrots Improve Eyesight

Black carrots are significantly loaded with beta-carotene, a potent compound that converts into vitamin A within the body. Vitamin A is responsible for a strong immune system, good eyesight, and improved eye health. Hence, it is advisable to consume black carrots in moderation for individuals suffering from any eye disorders.

7.) Black Carrots Control Blood Sugar Levels

According to studies, it has been found that black carrots are effective against type 2 diabetes. The phenolic compounds and high fibre content present are responsible for stabilising blood sugar levels within the body.

Along with phenolic compounds and fibre, they are also packed with beta-carotene, which helps improve insulin resistance. As a result, improving hyperglycemia conditions in patients. Despite their sweet taste, they can be an ideal choice for persons suffering from diabetes if eaten in moderation.

8.) It Improves Heart Health

Another major health benefit provided by this powerful vegetable is that it promotes improved heart function. Kali gajar is loaded with powerful compounds that promote healthy circulation and blood flow to the heart.

It also assists in eliminating the plaque accumulated within the arteries and veins for healthy blood flow. As a result, this helps lower blood cholesterol and blood pressure levels for overall well being.

9.) It Improves Brain Function

According to studies, it has also been found that regular consumption of black carrots improves brain function. Black carrots are loaded with anthocyanins, which reduce oxidative stress and neuro inflammation.

It also protects the neurons against neuro toxicity. This greatly improves brain function and prevents neuro degenerative diseases like Parkinson’s, and dementia.

10.) It Treats Arthritis

Consuming black carrots on a daily basis has proven effective in aiding people suffering from rheumatoid arthritis. They are a powerhouse of flavanoids that possess antioxidants and anti inflammatory properties, which combat chronic illnesses in the body.

11.) Reduces Oxidative Stress

Black carrots are loaded with antioxidants that help reduce free radicals in the body that cause oxidative stress.

These free radicals damage healthy cells and cause inflammation within the body, resulting in diseases like cancer and so on. Hence, it is recommended to incorporate foods that are rich in antioxidants into your daily diet.

Nutritional Profile of Black Carrots

According to a source, every 100 grams of raw black carrot contains these nutrients.

Nutrients	Measurement
Carbohydrate	9.58 g
Fibre	2.8 g
Vitamin C	5.9 mg
Thiamine	0.066 mg
Riboflavin	0.058 mg
Energy	41 Kcal

Note: Keep in mind that the nutritional content may vary slightly depending on the variety, growing conditions, and preparation method of the black carrots.

How to eat Black Carrots?

You can eat black carrots the same way you eat regular carrots. They can be consumed raw, cooked, or squeezed into a fresh juice. Here are a few ways you can incorporate them into your diet:

Juice: Thoroughly wash them with clean water and simply grind them into a fine juice in the juicer. They can also be juiced along with other fruits and vegetables to make a nutrient packed health juice.
Cooked: You can cook, saute, roast, and steam kaali gajar just like any other vegetable or subzi.
Raw: Black carrots can also be eaten fresh. You can freshly grate them and add them to your salads, sandwiches, or wraps.

Black Carrot (Kaali Gajar) Recipes

Black Carrot Halwa

Method:

Step 1: Grate the black carrots and saute them in a pan.
Step 2: Add milk and cook it until soft.
Step 3: Add sugar and a pinch of elaichi powder.
Step 4: Add milkmaid to the mixture after its well cooked.
Step 5: Lightly saute cashews and pistachios in ghee and add them to the halwa.

Tasty black carrot halwa is ready in minutes for you to enjoy.

Ingredients:

1 Kg black carrot
Sugar- 2 cups
Milk- 2 cups
Cardomom powder- 1 tbsp
Milkmaid
Ghee- 3 tbsp
Cashews and pista

Black Carrot Kanji

Method:

Step 1: Pour grated black carrot along with 4 cups of water, mustard seeds, salt, red chilli, hing into a ceramic jar and cover it with a muslin cloth tightly.
Step 2: Let the mixture ferment for 3- 4 days. Place the jar in a warm and dark space away from direct sunlight.
Step 3: The kanji will be ready after 3- 4 days. It should taste slightly tangy. You can add more salt or spices as per your preference.
Step 4: This kanji can be stored in the fridge for a week. It best to drink chilled kanji post meal for improved digestion.

Ingredients:

2 black carrots
Water-4 cups
Mustard seeds- 2tbsp
Red chili powder- 2tbsp
Salt- 1 tbsp
A pinch of hing

Author Bio

Experience the power of Artificial Intelligence (A.I)

Chat with our super-intelligent A.I model and ask it anything about insurance and related products.

Chat with A.I

Top 10 healthy and Easy to Make Snack Options for Kids

Top 10 Easy and Healthy Indian Breakfast Options

5 ways to find healthy foods near me

Health and Wellness (A Comprehensive Guide)

Finance and Tax

What are Guidance Notes on Tax Audits? (Important Guidance Notes)

Post author By parastar
Post date June 7, 2023

What are Guidance Notes on Tax Audits? (Important Guidance Notes)

Guidance notes on tax audits are auditing instructions and guidelines furnished by the Institute of Chartered Accountants of India (ICAI). It is the role of ICAI to provide guidance and ensure uniformity to the auditing process in India. In an auditing journey, an auditor may have the question “What are the most important and recent guidance notes on tax audits?”

Let us answer this question at depth and give you a list of the most important guidance notes on tax audits in India.

Revised Guidance Note on Tax Audit (2022)
Guidance Note on the Companies – Auditor’s Report (2022)
Guidance Note on Audit of Consolidated Financial Statements (Revised 2016)
Guidance Note on Reports in Company Prospectuses (Revised 2019)
Guidance Note on Audit of Property, Plant and Equipment
Guidance Note on Audit of Cash and Bank Balances
Guidance Note on Audit of Debtors, Loans and Advances
Guidance Note on Audit of Expenses
Guidance Note on Audit of Revenue
Guidance Note on Audit of Banks (2022 Edition)
Guidance Note on Audit of Accounts of Members of Stock Exchanges (Revised)
Guidance Note on Audit of Companies Carrying on General Insurance Business
Guidance Note on Audit of Companies Carrying on Life Insurance Business
Guidance Note on Certification of XBRL Financial Statements

There are certain other guidance notes issued by the ICAI apart from the above mentioned guidance notes, a comprehensive list of all furnished guidance notes can be found here.

Revised Guidance Note on Tax Audit (2022)

The first Guidance Note on Tax Audit was printed in 1985, followed by revised guidance notes in 1985, 1989, 1998, 1999, 2005, 2012, 2013, 2014, and latest in 2022. The Revised Guidance Note on Tax Audit (2022) is issued by The Publication Department of the Institute of Chartered Accountants of India (ICAI), and gives out instructions and recommendations for the auditing of income tax reports in India. It talks about the following aspects of I.T in India:

Accounting standards
Audit procedures
Types of financial statements
Auditors reports
Methods of accounting
Valuation of closing stock
Goods and Services Tax (GST) compliance
Useful websites

Check out the Guidance Note

Guidance Note on the Companies – Auditor’s Report (2020)

Guidance Note on the Companies – Auditor’s Report (2022) is issued by the Ministry of Corporate Affairs (MCA) that elucidate guidelines and instructions on the Auditing and Reporting functions of corporate entities in India. It talks extensively on instructions regarding auditing of Companies, One Person Companies, Private Limited Companies, and Public Companies. The topics covered are:

Standard Operating Procedure (SOP)
Relevant Provisions
Audit Procedures and Reporting
Benami Property Transactions
Relevant Acts
Accounting standard for property, plant and equipment
Books of accounts
Assets and liabilities
Valuation of inventories
Deposits and investments

Check out the Guidance Note

Guidance Note on Audit of Consolidated Financial Statements (Revised 2016)

The Auditing and Assurance Standards Board of the ICAI has issued Guidance Notes on Audit of Consolidated Financial Statements (Revised in 2016). This guidance note highlights and states instructions relating to the audit of consolidated financial statements of companies in India. Key aspects highlighted within this guidance note talk about the following:

Responsibility of the Auditor
Audit Considerations
Management Representations
Reporting

Check out the Guidance Note

Guidance Note on Reports in Company Prospectuses (Revised 2019)

This guidance note gives out instructions as to how company prospectuses need to be drafted in accordance to certain standards and expectations. The guidance note talks about the following:

Eligibility to Make the prospectus reports
Legal Aspects
Reporting fees
Government rights and powers
Accounting and auditing aspects
Reporting standards

Check out the Guidance Note

Guidance Note on Audit of Property, Plant and Equipment

Guidance Note on Audit of Property, Plant and Equipment talks about auditing and reporting pertaining to property, plant, and equipment of companies. Subjects covered include:

Inherent risks
Opening balances
Record verification
How to calculate valuation of PPE
Ownership of PPE
Calculation of depreciation
PPE Revaluation

Check out the Guidance Note

Guidance Note on Audit of Cash and Bank Balances

A corporation or entity will most certainly have a lot of their assets in the form of cash and bank balances. The Guidance Note on Audit of Cash and Bank Balances lay down the rules and regulations on how to audit cash and bank balances. Topics covered include:

Verification of Bank Balance
Examination of Valuation
Verification of Cash Balances

Check out the Guidance Note

Guidance Note on Audit of Debtors, Loans and Advances

This guidance note issued by the Auditing Practices Committee (APC) of the Council of the Institute of Chartered Accountants of India lay down the framework, regulations, and guidelines for the Audit of Debtors, Loans and Advances of an entity. Topics covered include:

Examination of Records
Direct Confirmation Procedure
Verification and Internal Control Evaluation
Documentation
Management Representations

Check out the Guidance Note

Guidance Note on Audit of Expenses

Every business venture has certain expenses. It is the role of the APC to clearly outline the various guidelines and recommendations on how a business entity needs to calculate and format its audit of business expenses. Topics mentioned under this guideline include:

Goods and Raw Materials Consumed
Purchases and Purchase Returns
Salaries and Wages
Retirement Benefits
General Administrative Expenses
Interest expenses
Repairs and Maintenance
R&D Expenses
Contingency expenses

Check out the Guidance Note

Guidance Note on Audit of Revenue

A corporate entity’s most important function is to make a profit while generating revenue. The calculation and formatting of revenue reports need to follow a certain standard format. This format and related guidelines are mentioned under the Guidance Note on Audit of Revenue, which talk about the following:

Examination of Records
DisclosuresProcedures of reporting
Special Con
siderations
Documentation

Check out the Guidance Note

Guidance Note on Audit of Banks (2022 Edition)

Banks operating in India need to follow a specific auditing format and guidelines issued under the Guidance Note on Audit of Banks. Important aspects highlighted under this guidance note include:

Balance sheet format and preparation
Books and Records
Borrowings and Deposits
P&L Account
Handling of Cash
Personal Banking Department
Retail Banking and Marketing Department
International Banking Division
Treasury Operations
Loan Syndication
Credit Recovery Department
Law Department
Business Department
Consolidation of LFARs
Overview of Standards on Auditing

Check out the Guidance Note

Guidance Note on Audit of Accounts of Members of Stock Exchanges (Revised)

Guidance Note on Audit of Accounts of Members of Stock Exchanges talks about the format and guidelines pertaining to the audit of accounts of members of stock exchanges. Topics covered are:

Accounting for Stock Exchange Transactions
Rolling Settlements
Derivatives
Accounting and Audit of Derivatives
Apart from the above, the guidance note also talks about a variety of other topics.

Check out the Guidance Note

Guidance Note on Audit of Companies Carrying on General Insurance Business

This guidance note is specific to the general insurance sector of India. General insurance companies need to adhere to the guidelines mentioned within this guidance note while formulating their reports. Topics covered include:

Principles of insurance
Accounting system and framework
Internal controls
Audit at branches / divisional offices
Audit at head office
Investments
Reinsurance guidelines

Check out the Guidance Note

Guidance Note on Audit of Companies Carrying on Life Insurance Business

This guidance note is specific to the life insurance sector of India. Life insurance companies need to adhere to the guidelines mentioned within this guidance note while formulating their reports.

Principles of life insurance
Accounting system and framework
Audit at branches / divisional offices
Audit at head office
Handling investments
Internal controls

Check out the Guidance Note

Guidance Note on Certification of XBRL Financial Statements

Guidance Note on Certification of XBRL Financial Statements is a 78 page document issued by the Auditing and Assurance Standards Board of the ICAI. This guidance note furnishes guidelines for the communication of financial information electronically through XBRL. Topics covered include:

Requirements for XBRL statements in India
Preparation of XBRL statements
Format of XBRL Financial Statements
Management Responsibility

Check out the Guidance Note

Apart from the above most important guidance notes on tax audits, there are also a few more guidance notes issued by the ICAI. You can check out all of the issued guidance notes for tax audits in India.

Author Bio

Experience the power of Artificial Intelligence (A.I)

Chat with our super-intelligent A.I model and ask it anything about insurance and related products.

Chat with A.I

Top 10 healthy and Easy to Make Snack Options for Kids

Top 10 Easy and Healthy Indian Breakfast Options

5 ways to find healthy foods near me

Health and Wellness (A Comprehensive Guide)

Health

Best Foods to eat in Jaundice (Jaundice Diet Chart)

Post author By parastar
Post date June 6, 2023

Best Foods to eat in Jaundice (Jaundice Diet Chart)

We will talk about the Best Foods to eat while undergoing Jaundice treatment (along with a Jaundice Diet Chart). Along with giving you a jaundice diet chart that you can follow to create delicious breakfast, lunch, and dinner meals, it is also important to know a few important aspects of jaundice and how the food we consume can aid during jaundice recovery. We will talk about the following:

What is jaundice?
What types of food to eat and avoid in jaundice?
Jaundice Diet Chart (From Sunday to Monday)

What is jaundice?

Jaundice is a condition of the liver. A healthy liver processes a pigment called bilirubin. Bilirubin is a yellow colored pigment that is produced when red blood cells are broken down. A healthy liver is capable of processing bilirubin and later discards it through the body’s digestive system.

If a person has a condition of the liver, the liver is unable to process this yellow colored bilirubin pigment effectively, and it builds up in the body, thereby causing a person’s skin, eyes, nails, and other body parts to turn slightly yellow.

The general causes of jaundice include liver damage caused by alcohol consumption, hepatitis, gallstones, and other liver related diseases.

What types of food to eat and avoid in jaundice?

As jaundice is a condition of the liver, it is imperative that we do not overload the liver by consuming heavy, processed, and unhealthy foods. We need to give the liver time and opportunity to heal itself by nourishing it with liver healthy foods. These are some of the foods that we can eat and avoid in jaundice.

Foods to eat in jaundice

Water (stay hydrated)
Fruits and vegetables
Nuts and legumes
Lean proteins
Coffee and tea

Foods to avoid in jaundice

Deep-fried foods
Ultra-processed foods
Alcohol
Sugar
Sodium
Unhealthy fats

Jaundice Diet Chart (Breakfast, Lunch, and Dinner)

Refer to this jaundice diet chat that gives you healthy and scrumptious breakfast, lunch, and dinner ideas for perfect jaundice recovery. Remember, always be sure to consult your doctor before beginning any diet program.

Monday:

Breakfast: Quinoa porridge cooked with almond milk, topped with sliced fruits (such as apples and pomegranate) and a sprinkle of cinnamon.
Lunch: Moong dal khichdi (rice and lentil dish) made with brown rice, moong dal, and a variety of vegetables like carrots, peas, and spinach.
Dinner: Grilled chicken breast marinated in a blend of yogurt, turmeric, and ginger-garlic paste, served with sautéed broccoli and quinoa.

Quinoa is an excellent source of protein

Tuesday:

Breakfast: Masala omelette made with egg whites, filled with diced bell peppers, onions, and a hint of turmeric and chili powder. Served with whole wheat toast and a side of mixed sprouts salad.
Lunch: Rajma (kidney bean) curry with brown rice and a side of mixed vegetable salad.
Dinner: Vegetable curry prepared with a combination of cauliflower, bell peppers, green beans, and tomatoes, served with quinoa pulao and a side of cucumber raita.

Wednesday:

Breakfast: Buckwheat pancakes topped with fresh berries (such as strawberries and blueberries) and a drizzle of honey, accompanied by a glass of freshly squeezed orange juice.
Lunch: Lentil soup (dal) made with masoor dal (red lentils) and tempered with cumin seeds, served with a side of steamed asparagus and a small portion of quinoa.
Dinner: Tandoori tofu skewers marinated in a blend of yogurt, turmeric, cumin, and paprika, accompanied by a side of roasted sweet potatoes and a mixed green salad.

Daal is an excellent source of amino acids that are required for the regeneration of the liver.

Thursday:

Breakfast: Ragi (finger millet) porridge cooked with coconut milk and flavored with cardamom and a pinch of jaggery. Served with a handful of mixed nuts.
Lunch: Spinach (palak) soup made with fresh spinach leaves, seasoned with garlic and black pepper. Served with whole wheat bread and a side of cucumber-carrot salad.
Dinner: Vegetable biryani (fragrant rice dish with mixed vegetables) with cucumber raita.

Friday:

Breakfast: Vegetable uttapam (savory pancake) made with a batter of fermented rice and lentils, topped with finely chopped onions, tomatoes, and green chilies. Served with coconut chutney and a side of fresh fruit salad.
Lunch: Quinoa salad with a mix of colorful vegetables (such as bell peppers, cherry tomatoes, and corn) and a lemon-tahini dressing.
Dinner: Chicken stir-fry with a medley of vegetables (like broccoli, snow peas, and carrots) in a light soy-ginger sauce, served with cauliflower rice.

Saturday:

Breakfast: Daliya (cracked wheat) cooked with milk, flavored with cardamom and a pinch of saffron. Topped with sliced almonds and raisins.
Lunch: Chickpea (chana) curry cooked in a tangy tomato-based sauce, served with whole wheat naan and a side of cucumber raita.
Dinner: Grilled paneer tikka skewers marinated in a blend of yogurt, turmeric, and garam masala, served with a side of mint-coriander chutney and a quinoa pilaf.

paneer — Paneer is a good source of protein.

Sunday:

Breakfast: Aloo (potato) paratha with plain yogurt and a side of mango pickle. Lunch: Punjabi-style kadhi (yogurt-based curry) with steamed rice and a side of mixed vegetable salad. You can also experiment with green parathas made with methi.
Lunch: Moong dal khichdi made with brown rice, moong dal, and a variety of vegetables like carrots, peas, and spinach.
Dinner: Palak paneer (spinach and cottage cheese curry) with roti or whole wheat naan and a side of cucumber raita.