Terms like OPD and IPD are used quite frequently in the health insurance sector. Has it ever occurred to you what these terms mean? This article will explain to you the meaning of OPD and IPD, the difference between OPD and IPD, and the full form of OPD and IPD. Let us begin.
OPD stands for Out-Patient Department. IPD stands for In-Patient Department. The main difference between an OPD and IPD is the fact that a person does not need to get admitted to the hospital if he/she requires a consultation, diagnosis, minor treatments, ophthalmic procedures, minor surgeries, and minor investigations. The OPD department at a given hospital deals with such cases.
Whereas, if a person requires serious intervention, where hospital admission is required, the doctor will recommend hospitalization. The In-Patient Department in a hospital will deal with such cases where hospitalization is required.
A very simple example of an OPD case is where a person simply wants to consult with a doctor in a given hospital. No hospitalization is required. The entire process is managed with the OPD department of a hospital.
A simple example of an IPD case is where a person has suffered an accidental injury and the doctor recommends the person to get immediately admitted to the hospital and undergo surgery with post-surgery rehabilitation, having an approximate stay of 10 days in the hospital.
Such cases, where the person has to get admitted to the hospital and stay in the hospital for longer periods of time are handled by the In-Patient department of a hospital.
Every hospital has both and In-Patient Department and an Out-Patient Department.
OPD (Out-Patient Department)
IPD (In-Patient Department)
Duration of stay
No overnight stay
Doctor consultations, dental services, minor surgeries, routine check-ups, etc.
Major surgery, major rehabilitation, longer term observation, etc.
Health insurance coverage
Generally covered (However a person should check whether his health insurance provider provides OPD coverage)
The costing is generally lower compared to IPD admissions
The costing is generally higher compared to OPD admissions
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Frequently asked questions
Yes, most reputed hospitals will generally have both an Out-Patient Department and an In-Patient Department to cater to both type of requirements.
OPD stays are generally under 24-hours. This is where the person does not require an overnight stay within the hospital.
An IPD stay will be any stay which is more than 24 hours. This is where the patient gets admitted to the hospital for treatment.
An IPD department deals with more critical cases compared to an OPD department, thus can be considered more important compared to an OPD department.
Yes, health insurance companies will generally provide coverage for an OPD case. That being said, you must be careful and check the fine print of your health insurance policy to ensure it provides OPD coverage.
Yes, OPD treatments provide tax benefits under Section 80D of the Income Tax Act.