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Rashtriya Swasthya Bima Yojana (which has been modified into AYUSHMAN BHARAT – PRADHAN MANTRI JAN AROGYA YOJANA) provides health insurance coverage to Indian families below the poverty line. The RSBY scheme was launched on the 1st of April, 2008 by the Ministry of Labor and Employment. Over 3.5 crore Indian families under the poverty line benefit from the RSBY scheme.
Eligible Indian families could enroll in the RSBY scheme by simply paying Rs.30 as a registration charge. The rest of the premium amount will be borne by the Central and State Government.
Let us understand some of the most important aspects of the RSBY scheme below:
RSBY inclusions and exclusions include:
Inclusions | Exclusions |
Pre and post hospitalizations | Ayurveda treatment |
Pre-existing conditions | HIV/AIDS |
Hospitalization costs | Hormone therapy |
Daycare | Suicide |
Maternity coverage | Congenital diseases |
Newborn coverage | Vaccinations |
| Admission due to war |
| Fertility treatments |
| Dental treatment (cosmetic or corrective) |
There are a total of 12342 hospitals which are empaneled under this scheme. Check if your desired hospital is affiliated with this scheme here.
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Frequently asked questions about RSBY
Yes. RSBY has now been modified into PMJAY.
RSBY was launched in 2008.
Complete list of hospitals can be seen here: https://crpf.gov.in/writereaddata/Portal/Magazine/Document/1_793_1_177042022.pdf
Yes.