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New India Assurance is the largest and oldest government-owned general insurance company in India. It was founded on 23th July 23, 1919, by Sir Dorabji Tata. New India Assurance presently functions in more than 28 countries and has its headquarters in Mumbai.
The company operates with more than 16,506 employees, 6800+ agents, and 2900+ branches and offices in India.
New India Assurance offers multiple insurance-related products ranging from health insurance, motor insurance, home insurance, travel insurance, rural insurance, aviation insurance, industrial insurance, marine insurance, liability insurance, and many customised business-oriented plans.
New India Assurance Company has received numerous awards and recognitions, some of which are the Golden Peacock Excellence Award and the India Insurance Summit Award 2018: General Insurance Company of the Year.
This article will talk about the following:
Claim settlement ratio
Here are the following health insurance plans offered by New India:
About the Plan
Standard Group Janata Mediclaim
This plan offers standard health coverage that protects the members of the insured group from hospitalisation expenses incurred due to illness or injury.
This plan is now available in cashless mode as well.
New India Flexi Floater Mediclaim policy
This is a family floater plan that provides extensive coverage for you and your loved ones against all basic and essential healthcare services.
Asha Kiran Policy
This plan is especially designed for parents who only have a girl child. This policy provides a lump sum benefit to the girl child in the event of the accidental death or disablement of the parent. A maximum of two dependent daughters can be insured under the plan.
Jan Arogya Bima policy
The Jan Arogya plan is programmed to offer standard health coverage to weaker sections of society at a very low premium cost. This plan can be availed of on a family floater or individual basis.
Universal Health Insurance policy APL
This is a reimbursement health insurance policy that takes care of hospitalisation expenses for the insured when admitted due to any illness, disease,disease or accident.
New India Flexi Group Mediclaim policy
The new India Flexi Group Mediclaim policy provides extensive coverage to the insured and his or her family members to secure medical healthcare expenses.
New India Mediclaim Policy
This plan is designed to safeguard you from financial trouble when you are hospitalised. The policy provides multiple benefits, such as in-patient hospitalisation cover, pre-hospitalisation and post-hospitalisation expenses cover for new-born babies, cataract expenses, and ayurvedic treatments.
Cancer Medical Expenses- Group
You can avail yourself of this policy when you become a member of the Indian Cancer Society. This plan is designed to safeguard you from cancer-related medical expenses.
Senior Citizen Mediclaim
The Senior Citizen Mediclaim Plan is designed for people above the age of 60. This plan covers inpatient hospitalisation, ICU charges, inpatient Ayush treatment, and more.
New India Cancer Guard policy
This is a cancer-specific policy that provides comprehensive coverage, including all the major cancer-related treatments and procedures.
You will have to avail yourself of the cashless claim process when you get admitted to a network hospital of the New India Health Insurance Company.
Here are the steps to file a cashless claim for your health insurance policy.
Step 1: Inform the company 72 hours prior to a planned hospitalisation or within 24 hours in the case of an emergency hospitalisation or admission.
Step 2: Submit the dully filled pre-authorization request form and your identification proof to the TPA department in the hospital, and they will send your documents to the company for verification.
Step 3: The company will verify the claim against the terms and conditions of your policy.
Step 4: Once approved, the insurance company will intimate their decision to the hospital, and you can carry on availing of the cashless treatment in the hospital.
Step 5: If your claim is rejected, the insurance company will give you a written explanation stating the reasons for the rejection.
You will have to file a reimbursement claim when you get admitted to a non-network hospital of the company. You will initially pay the hospital bill from your own pocket and then file a refund claim with the company.
Here are the steps to file a reimbursement claim for your health insurance policy.
Note: It is mandatory to submit the following documents within 7 days from the date of discharge from the hospital.
Following below are a few general inclusions under New India Assurance Health Plans. These inclusions may vary from policy to policy.
Here are the quick and easy steps to renew your New India health policy online:
You can renew your health insurance policy online by visiting the nearest branch of New India Assurance Company and stating your renewal request, and they will guide you further.
You can also call the company’s customer support at their toll-free number, 1800-209-1414, and provide your details and state your request. You will be assisted further.
This article is written by Team InsuranceLiya.com, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.