New India Assurance Health Insurance Plans (Top 10 Plans)

New India Assurance offers a variety of health insurance plans for policyholders. The company also offers individual-specific health plans that offer customized coverage for a particular user profile.

For instance, New India Assurance has specialized plans for cancer patients, senior citizens, children, and beyond. Each plan is specially designed to cater to the needs and requirements of a particular type of policyholder.

Let us talk about some of the most important New India Assurance Health Insurance Plans below:

• Standard Group Janata Mediclaim
• New India’s Flexi Floater Mediclaim Policy
• Asha Kiran Policy
• Jan Arogya Bima policy
• Universal Health Insurance Policy
• New India Flexi Group Mediclaim Policy
• New India Mediclaim Policy
• Cancer Medical Expenses: Group
• Senior Citizen Mediclaim
• New India Cancer Guard policy

New India Assurance Standard Group, Janata Mediclaim

This is a standard health policy that covers you and your loved ones against all hospitalisation expenses arising out of an illness or injury due to an accident.
Under this policy, the insured will be reimbursed the claim amount when they submit all the relevant documents to the company. The Standard Group Janata policy is now also available in cashless form.

Key Features

• Covers hospitalisation expenses for injury or illness.
• Covers pre-hospitalization expenses for 30 days and post-hospitalization expenses for 60 days.
• Coverage for the intensive care unit and the intensive cardiac care unit, operation theatre costs, dialysis, chemotherapy,etc.
• Covers inpatient hospitalisation for Ayush, Unani, and homoeopathic treatment up to 25% of the sum insured.
• Emergency ambulance costs are also covered.

New India’s Flexi Floater Mediclaim Policy

This is a floater health insurance policy that provides coverage for you and your family members under a single policy. Flexi Floater’s Mediclaim policy covers all hospitalisation expenses incurred due to an illness or injury.

This policy can also be availed of under the cashless facility. You can choose to cover yourself, your spouse, your children and your dependent parents under this plan.

Key Features

• Covers hospital costs due to sickness and accidents.
• covers the cost of room rent,nursing charges,boarding, ICU, and ICCU.
• Covers pre-hospitalization expenses for 30 days and post-hospitalization expenses for 60 days.
• Ayush, Unani, Ayurvedic Patient treatment is also covered under this policy.
• Covers doctor’s fees, surgeon’s fees, consultants’ fees,physicians physician’s fees, and ambulance charges.

New India Asha Kiran Policy

New India’s Asha Kiran policy is specially designed to insure parents who only have a girl child.
Up to two dependent daughters can be covered under this plan. If a boy is born or the daughters become independent after taking the policy, the company provides an option to convert the policy into a suitable health insurance policy.

Key Features

• The plan provides a payout of 100% of the sum insured to the daughter in the event of accidental death or permanent total disablement of the insured parent.
• Payout of 200% of the sum insured in the event of the accidental deaths of both the insured parents.
• Covers hospital expenses, room rent,ICU charges,ambulance charges,etc.
• This policy also provides critical care benefits.
• daily cash benefit when hospitalised.
• 50% discount on premium for girl children
• Sum Insured: ₹ 2 lakh, ₹ 3 lakh, ₹ 5 lakh, and ₹ 8 lakh

Age Eligibility: Children: 3 months to 25 years, Adults: 18 years to 65 years.

Jan Arogya Bima policy

New India’s Jan Arogya Bima policy is designed to provide standard health coverage to weaker and financially weaker sections of society. This plan can also be purchased on a family floater basis.

Key Features

• This plan takes care of all basic hospitalisation expenditures at an affordable premium rate.
• Tax benefit under Sec. 80 D of the Income Tax Act

Age Eligibility: Children: 3 years to 5 years, Adult -5 years to 70 years.

New India Universal Health Insurance

The Universal Health Insurance policy protects the insured against hospitalisation expenses when admitted due to any illness, sickness, or injury. This plan reimburses the cost of hospitalisation and is now also available in cashless facilities.

You can avail of this policy on an individual or family floater basis.

Key Features

• Provides accidental death coverage.
• Provides coverage for disability caused by an accident.
• Covers the cost of hospitalisation up to a certain limit as mentioned in the policy.

Age Entry: 3 months to 65 years

New India Flexi Group Mediclaim Policy

This plan is designed to provide standard health coverage for you and your family. This plan covers the cost of hospitalisation,ICU charges,nursing boarding,room rent, and much more.

Key Features

• Cover inpatient hospitalisation expenses.
• 30 days prehospitalization and 60 days posthospitalization charges
• Covers ICU expenses up to 2% of the sum insured.
• Room rent and boarding expenses up to 1% of the sum insured
• Covers doctors fees,surgeons’ fees, consultants’ fees, and physician’s fees
• Covers the patient’s Ayush treatment and ambulance charges.

The New India Mediclaim Policy

New India’s Mediclaim policy offers extensive coverage to protect you from financial crisis when you are hospitalised due to various reasons.
This policy comes with a lifelong renewal option, which means you can renew the policy for life without any restrictions or age bar, provided you pay your premium on time.
You can choose to cover yourself, your spouse,your children, and your parents under this plan.

Key Features

• covers patient hospitalisation, 139 daycare procedures, emergency ambulance costs, etc.
• Health check-up for every three claims Free years
• Covers organ transplant costs and inpatient Ayush treatment.
• Benefits of Newborn Baby Cover
• Covers cataracts up to 20% of the sum insured or ₹ 50,000, whichever is less.
• 25% increase in the sum insured, up to a maximum of 50% for every claim-free year.

Age Entry:  Children: 3 months to 25 years, Adult: 18 years to 65 years

New India’s Cancer Medical Expenses: Group

As the name suggests, this policy is designed to protect you from cancer-related medical expenses. This policy is available to members of the Indian Cancer Society. You can cover your spouse and two dependent children under this group policy.

Key Features

• This policy takes care of all cancer-related surgical and medical treatment in India.
• 5% increase in sum insured,maximum up to 50% for every claim-free year.
• This policy will be valid for only one year.

Age Entry: up to 70 years

Sum Insured: ₹ 50,000–₹ 2 lakh.

New India Senior Citizen Mediclaim

This policy is carefully crafted to cater to the basic and essential medical needs of individuals over the age of 60.
This plan protects insured senior citizens against expenses incurred due to hospitalisation.
You can also cover your spouse under this plan.

Key Features

• covers inpatient Ayush treatment.
• Coves surgeons’, doctors’,doctors,consultants,physicians fees up to 25% of the sum insured.
• Covers intensive care unit expenses up to 25% of the sum insured.
• Covers room costs,nursing charges, etc. up to 1% of the sum insured.

Age entry: 60 years to 80 years

Sum insured: ₹ 1 lakh–₹ 1.5 lakh

New India Cancer Guard Policy

New India’s Cancer Guard policy is a cancer-specific policy that provides comprehensive coverage as well as covers the cost of cancer-related treatments or procedures such as chemotherapy, onco-surgery, radiotherapy, organ transplants,etc.

Key Features

• Covers major cancer-related treatments and procedures.
• A cash benefit as post-followup treatment up to ₹ 10,000 will be provided to the insured.
• covers 58 daycare treatments
• 10% increase in sum insured,max up to 50% for every claim-free year.
• Ambulance costs will be payable.
• Second opinion consultation charges are covered.

Age Entry: 3 months to 65 years
Sum Insured:  ₹ 5lakh, ₹ 10 lakh, ₹ 15 lakh, ₹ 25 lakh, ₹ 50 lakh