ManipalCigna Health Insurance Plans
Are you interested in finding out about the best ManipalCigna health insurance plans? Well, you have come to the right place. Let us discuss the top 16 health insurance plans offered by ManipalCigna and their features.
ManipalCigna ProHealth Plan
This is a complete healthcare plan that is designed to cover all medical and surgical expenses incurred in the treatment of any sickness, illness, or injury.
The USP of this plan is that it offers 100% sum restoration unlimited number of times for unrelated illnesses.
This plan is available in 5 variants- Plus, Protect, Accumulate, Preferred, and Premier Plan.
Plan features
- This plan offers comprehensive coverage covering hospitalization expenses.
- Worldwide emergency coverage is available.
- This plan covers Ayush treatment.
- The benefit of 100% sum restoration unlimited number of times.
- 25% increase on the sum insured every year irrespective of the number of claims.
Plan specifications
- Age Entry- 91 days – No limit
- Sum insured – Rs 2.5 Lakhs – Rs 1 Crore
ManipalCigna Lifetime Health Plan
This is a high sum insured health plan that offers you enough coverage for any major health eventualities. It is an ideal plan where you can cover your family members on a family floater basis. A wide range of sum insured options starting from Rs 50 Lakh to Rs 3 Crore.
It is available in two variants- India and Global Plan.
Plan features
- This plan covers hospitalization expenses and all daycare treatments.
- Modern treatments like robotic and cyberknife surgery, etc are covered up to sum insured.
- Free health check-up for all insured persons once a year.
- This plan covers all psychiatric illnesses and disorders.
- Multiple sum restoration available for unrelated illnesses.
- The plan also covers HIV and STDs.
- Coverage for Ayush treatment is provided.
Plan specifications
- Age entry – 91days- 65 years
- Sum Insured- Rs 50 Lakh – Rs 3 Crore
ManipalCigna ProHealth Select Plan
This is a uniquely designed plan that comes with a distinctive reassurance benefit, which provides an automatic extension of policy for two years without paying any premium, in case of a critical illness or any disablement due to an accident.
The plan is available in 2 variants- Prohealth Select A and Prohealth Select B plan.
Plan features
- This plan covers hospitalization expenses and 171 daycare procedures.
- 100% sum restoration benefit for unrelated illness once a year.
- 60 days pre and 90 days post hospitalization expenses are covered
- Cumulative bonus of 5% of sum insured every year, maximum up to 100%.
- Ambulance charges covered up to Rs 2000 per hospitalization.
Plan specifications
- Age entry- 91days- No limit
- Sum insured – Rs 50,000- Rs 25 Lakh
ManipalCigna Super Top Up plan
This is a top-up plan that comes into force once the policyholder exhausts the coverage of his/her initial base health policy.
A unique feature of this plan is that it provides a guaranteed 50% increase of the sum insured irrespective of any claim.
It is available in two types Super Top Up Plus and Super Top Up Select Plan.
Plan features
- This plan covers hospitalization expenses and all daycare procedures.
- 60 days pre and 90 days post-hospitalization charges are covered.
- Guaranteed 50% increase of sum insured irrespective of any claim.
- Organ donor expenses are covered.
- The plan covers Ayush treatment.
- Emergency ambulance services are covered.
Plan specifications
- Age entry 19 days – No limit
- Sum insured- Rs 1 Lakh- Rs 30 Lakh
ManipalCigna Arogya Sanjeevani Policy
This is a standard health insurance policy mandated by IRDA, It provides basic health coverage to the insured person to meet their essential healthcare requirements. This plan takes care of most of the hospitalization needs that arise from any sickness or injury.
Plan features
- This plan covers hospitalization expenses and daycare procedures.
- 30 days pre and 60 days post hospitalization are covered.
- The benefit of a 5% increase of SI, maximum up to 50% for every claim-free year.
- Ambulance charges covered up to Rs 2000 per hospitalization.
- The plan covers Ayush treatment.
- Modern treatments covered up to a certain limit.
- Copayment of 5% applicable on all claims.
Plan specifications
- Age Entry- 91 days – 65 years
- Sum insured – Rs 50,000 – Rs 10 Lakh
ManipalCigna Corona Kavach Policy
This plan is designed to cover the medical expenses incurred in the treatment of COVID-19. It covers the cost of hospitalization and homecare treatment for a maximum of up to 14 days.
Plan features
- This plan covers hospitalization expenses in the treatment of COVID-19.
- Homecare treatment for a maximum period of 14 days is covered.
- 15 days pre and 30 days post-hospitalization charges are covered.
- Ayush treatment is covered under the plan.
- Ambulance charges covered up to Rs 2000 per hospitalization.
Plan specifications
- Age entry- 1 day – 65 years
- Sum insured – Rs 50,000- Rs 5 Lakh
ManipalCigna Corona Rakshak Policy
Under this plan, the insured will receive a lump sum benefit of 100% sum insured when positively diagnosed with Covid-19. The diagnosis of the illness should take place at a government-authorized diagnostic center. This plan is available on an individual coverage basis only.
Plan features
- 100% sum insured will be paid to the policyholder when diagnosed with COVID-19.
- No pre-medical check-up is required.
Plan specifications
- Age entry- 18 years- 65 years
- Sum insured- Rs 50,000 – Rs 2.5 Lakh
ManipalCigna Lifestyle Protection – Accident Care Plan
This is a cash benefit plan that financially secures against accidents.
Policy nominee will receive 100% sum insured in the event of the accidental death of the insured individual.
It is available in 3 types- Basic, Enhanced, and Comprehensive Plan.
Plan features
- 100% payout of the sum insured in the event of accidental death of the insured person.
- Ambulance charges covered up to Rs 10,000.
- This plan covers funeral expenses up to a specified limit.
Plan specifications
- Age entry – 5 years – 80 years
- Sum insured- Rs 5000- Rs 10 Crore
ManipalCigna Saral Suraksha Bima
Saral Suraksha Bima offers you and your family financial safety against an unfortunate event like an accident. Under this plan, the insurer will pay 100% sum insured in the event of accidental death or any permanent disablement suffered by the insured due to accident.
Plan features
- 100% payout of the sum insured to the nominee of the policy in the case of accidental death.
- 100% payout of the sum insured in case of permanent total disablement.
- 5% increase of sum assured, maximum up to 50% for every claim-free year.
Plan specifications
- Age entry 3months- 18 years – 70 years
- Sum insured- Rs 2.5 Lakh- Rs 1 Crore
ManipalCigna Lifestyle Protection -Critical Care plan
This plan is specially curated to secure against major critical illnesses. Under this policy, the policyholder will receive a lump-sum amount of the sum insured upon diagnosis of the set listed conditions mentioned in the policy.
This plan covers critical illnesses like first heart attack, cancer, kidney failure, and so on.
It is available in 2 variants- Basic and Enhanced Plan.
Plan features
- Coverage against 15 to 30 life-threatening illnesses depending on the plan selected.
- Payment of 100% sum assured when diagnosed with listed illnesses.
- Free second medical opinion provided.
Plan specifications
- Age entry- 18 years – 65 years
- Sum insured – Rs 1 Lakh- Rs 25 Crore
ManipalCigna ProHealth Cash Plan
This is a cash benefit plan in which the policyholder will receive a daily cash allowance during their hospital stay. This plan will assist you to pay for miscellaneous expenses that are not covered in a general plan. It comes in 2 variants- Basic and Enhanced Plan.
Plan features
- Daily cash benefit ranging from Rs 500 up to Rs 5000 depending on the plan selected.
- Receive double the sum insured when admitted to the intensive care unit.
- Access to an online wellness program.
Plan specifications
- Age entry – 91 days – 65 years
- Sum insured- Rs 500 – Rs 5000
ManipalCigna ProHealth Group Plan
This is a group insurance plan designed to offer overall protection against health-related risks and contingencies to employees working together in a company. It covers the basic hospitalization expenses of the insured member under the policy.
Plan features
- This plan covers hospitalization expenses and daycare treatments.
- Pre and post-hospitalization charges are covered.
- Organ donor expenses are covered.
- Road ambulance services are covered.
Plan specifications
- Age entry- No age limit
- Sum insured- Rs 5000 – Rs 1 Crore
ManipalCigna Global Health Group Plan
This plan is designed to cover hospitalization expenses of the insured group members not just in India but all around the world with its worldwide emergency health coverage.
Plan features
- This plan covers hospitalization expenses and daycare treatments anywhere in the world.
- This plan covers maternity expenses, emergency repatriation, cancer, and any psychiatric illness or disorders.
- Private ambulance expenses will be covered.
- Multiple wellness packages to aid your health and wellbeing.
- The plan covers the cost of all outpatient treatments anywhere in the world.
Plan specifications
- Age of entry – 18 years – 95 years
- Sum insured- up to $10 Million
ManipalCigna Lifestyle Protection Group Plan
It is an all-in-one plan that covers against accidents or a setlist of critical illnesses specified under the policy.
There are two covers available under this plan, group personal accident and critical illness cover. You can select both covers or one of the two to avail the respective benefit.
Plan features
- This plan covers accidental death or disablement due to an accident.
- This plan covers against specified listed critical illnesses and conditions.
Plan specifications
- Age entry- 18 years- 75 years
- Sum insured- Rs 10,000- Rs 50 Crore
ManipalCigna Group Overseas Travel Insurance Plan
This plan offers medical protection to insured group members when traveling abroad on a family or business trip.
Along with covering medical expenses, any inconveniences like loss of baggage and cancellation of trips shall be reimbursed.
It is an ideal plan for groups who frequently travel overseas for work.
Plan features
- This plan takes care of all the hospitalization expenses abroad.
- Payout in case of accidents covered up to a fixed limit.
- This plan reimburses the cost in case of loss of baggage or cancellation of flights, etc.
Plan specifications
- Age entry- up to 95 years
- Sum insured- up to Rs 50 Lakh
ManipalCigna FlexiCare Group Insurance Policy
This plan is named FlexiCare because it gives the option to customize the health plan according to the requirements of the group members. This plan offers comprehensive coverage against illnesses, domestic travel, accidents, and so on.
Plan features
- This plan offers hospitalization expenses and multiple daycare treatments.
- The plan covers accidents, domestic travels, surgery, etc.
- The plan provides wellness packages to aid your health and wellbeing.
- Ambulance charges are covered.
- Alternative treatments like Ayush are covered under the plan.
