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bajaj allianz

What are the Benefits of Bajaj Allianz Health Insurance? (Top Benefits)

benefits of Bajaj Allianz Health Insurance

What are the Benefits of Bajaj Allianz Health Insurance?

Bajaj Allianz is a joint venture between Bajaj Finserv Limited and Allianz SE, a European-based finance organisation. Bajaj Allianz offers multiple health plans for senior citizens, individuals, family plans, etc. From offering comprehensive coverage to 100% sum restoration, the benefits offered by the plans are many.

In this article, we will explain to you all the benefits offered by Bajaj Allianz Health Insurance.

Benefits of Bajaj Allianz Health Insurance

Following are the benefits of the health plans offered by the company:

 

  • Comprehensive Coverage: Health insurance plans by Bajaj Allianz offer extensive coverage that offers a broad spectrum of protection. Their health plans cover hospitalisation, domiciliary expenses, multiple daycare treatments, ambulance charges, and so on.
  • Cumulative Bonus: Bajaj Allianz health plans provide the benefit of a cumulative bonus that increases your sum insured as a reward for claim-free years. The cumulative bonus offered in the health plans ranges anywhere from 10% to 100% of the sum insured.
  • Ayush Coverage: Health plans offer coverage for AYUSH treatments that include Ayurveda, Unnani, Siddha, homoeopathy, and so on. Ayush coverage is provided to offer an extra cushion of safety to the policyholder in case of medical contingencies.
  • Cashless Treatment: Bajaj Allianz offers cashless facilities to its policyholders at their network hospitals across India. In a cashless facility, the insurer will directly settle the medical bills with the hospital without pinching a hole in the policyholder’s pocket.
  • Daily Cash Allowance: This feature offers a daily cash allowance to the policyholder for a certain period of time. The insurance company provides a specified amount for every day of hospitalisation, compensating for the loss of income.
  • Sum Restoration Benefit: Health plans offered by the company come with restoration benefits. This automatically replenishes your coverage up to the 100% sum insured once exhausted.
  • Maternity Coverage: Multiple health plans also offer maternity coverage that covers delivery expenses, c-sections, newborn baby expenses, vaccinations, and much more.
  • Tax Benefit: You can claim a tax deduction on premiums paid under Section 80D of the Income Tax Act.
  • Critical Illness Treatment: Health plans by Bajaj Allianz offer critical illness coverage that is prolonged and fatal in nature. Life threatening illnesses like heart ailments, liver failure, cancers of varying intensity, and more will be covered. The company will offer a lump-sum payout as a form of compensation for treatments as well as other costs of medical support.
  • Lifelong Renewability: This feature offers lifetime renewability, which allows the policyholder to renew their health insurance plan without any restriction on age. With this lifetime renewability feature, you can enjoy continued renewal for your entire life. Also, for senior citizens, this feature reduces any financial pressure in case of a medical emergency with a continued renewal of their health plan.
  • Wellness Benefits: Wellness benefits like a concession in renewal fee, vouchers for supplements, boosters, free health checkup, and so is added as bonus in plan coverage. These wellness benefit offers the extra financial support to the insured and its family members.

Why choose Bajaj Allianz?

  • Claim Settlement Ratio: The company has a robust claim settlement ratio of 96.59%, which indicates the company is dedicated to settling genuine claims in trying times.
  • Network Hospitals: Bajaj Allianz Health Insurance has more than 8000+ network hospitals, which gives you a vast range of hospitals to choose from. You can avail of cashless treatment in these hospitals without worrying about paying the hospital bill from your pocket.
  • Dedicated Customer Support: Bajaj Allianz provides 24/7 dedicated customer support to its policyholders at all times. The company also strives to settle claims within 15 working days from the date of registering the claim.
  • Pre-Medical Test Not Needed: Most health policies offered by the company do not require individuals to undergo medical examinations before purchasing the policy.

Health Plans offered by Bajaj Allianz

Sr No

Plan Name

Plan Type

1

Bajaj Allianz Health Guard Plan

Individual/Family Floater Plan

2

Bajaj Allianz Health Infinity Plan

Individual Plan

3

Bajaj Allianz Critical Illness Plan

Individual Plan

4

Bajaj Allianz Criti Care Plan

Individual Plan

5

Bajaj Allianz Global Personal Guard Plan

Individual Plan

6

Bajaj Allianz Extra Care Plus

Top Up/Family Floater Plan

7

Bajaj Allianz M Care Plan

Individual/Family Floater Plan

How long does it take for claim settlement with Bajaj Allianz?

It takes anywhere between 7-15 working days to settle claims.

How to buy Bajaj Allianz Health Plans?

You can visit the official website of Bajaj Allianz to buy the plans.

What are wellness additions in Bajaj Allianz Health Plans?

Wellness additions like concession in the renewal fee, vouchers for supplements, boosters, free health checkup, etc. are added as bonuses to the plan.

Author Bio

This article is written by Team InsuranceLiya.com, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.

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Aditya Birla Health Insurance

What is covered in Aditya Birla Health Insurance?

What is covered in Aditya Birla Health Insurance

What is covered in Aditya Birla Health Insurance?

Are you wondering what are the inclusions and exclusions with Aditya Birla Health Insurance? Let’s check out some of the most important inclusions and exclusions with Aditya Birla Health Insurance. The following are some of the most noteworthy inclusions and exclusions with Aditya Birla Health:

  • What is Covered with Aditya Birla Health (Inclusions)

  • What is Not Covered with Aditya Birla Health (Exclusions)

What is Covered with Aditya Birla Health (Inclusions)

Firstly, what is covered under Aditya Birla Health Insurance is dependent on the kind of health insurance policy a policyholder opts for. Different health insurance policies will have different inclusions. That being said, mentioned within are some of the general inclusions that are covered under Aditya Birla Health:

  • Maternity Expenses
  • In patient hospitalization expense
  • Daily cash expense
  • Day care treatment expenses
  • Pre and post hospitalization expenses
  • Home treatment expenses
  • Ayush / Alternative treatment expenses
  • Free health check up
  • Organ donor expenses
  • Ambulance expenses

What is Not Covered with Aditya Birla Health (Exclusions)

Again, let us now talk about some of the exclusions of Aditya Birla Health. Mentioned within are some of the general exclusions and they can differ from policy to policy:

  • Cosmetic treatments
  • Abortion related expenses
  • Suicide and suicide attempts
  • Illness during waiting period
  • Mental illness
  • Expense arising out of war or warlike conditions
  • Sexually transmitted diseases
  • Congenital Anomaly
  • Event arising resulting from the insured person committing any breach of law
  • Expenses arising due to substance abuse
  • Sex change expenses

Source: https://www.adityabirlacapital.com/healthinsurance/assets/pdf/20171222T141512.pdf

It is extremely important that you consult the prospective insurance company before buying a health plan. Ensuring that you are well aware of the inclusions as well as exclusions of a health plan prior to making a purchase will ensure that you end up with a perfect health insurance policy for yourself and your family.

You can also reach out to a health insurance agent and ask him out the up to date inclusions and exclusions of Aditya Birla Health.

Author Bio

This article is written by Team InsuranceLiya.com, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.

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Health Insurance

Is ₹2 Lakh Health Insurance Enough?

Is 2 Lakh Health Insurance Enough

Is ₹2 Lakh Health Insurance Enough?

Is ₹2 lakh health insurance enough in today’s day and age? Well, keeping in mind the rampant cost of living and the even faster moving health care inflation, ₹2 lakh insurance cover would most likely not cover the complete cost of emergency treatment for policyholders.

Let us further break down the rationale why ₹2 lakh health insurance coverage is no longer sustainable in 2023.

Rampant Medical Inflation

Medical inflation in India has been rampant over the course of the last few years. In fact, medical inflation is highest in India compared to all Asian nations. The medical inflation in India is at 14% as of 2022. This essentially means that the cost of medical treatments is increasing at 14%

This is much higher than the general inflation rate of 5.72%. This is one of the most important reasons for increasing your health insurance coverage.

Expensive Treatment for Critical Illnesses

The cost of critical illness treatments has continuously been increasing over the years and this is expected to continue. Critical illnesses include neurological, cardio-issues, cancer, and more. These issues have the potential to drain a person’s finances over the course of many months and even years.

It is absolutely imperative that a person has safeguards in place against the costs emanating from treating critical illnesses.

General Inflation is also increasing

The general inflation in India has been increasing from 3.3% in 2017 to 5.7% in 2022. It is now projected to go over 6%. As the general inflation in India increases, so does the cost of all goods and services, making everything more expensive, thereby decreasing the efficiency of health coverage.

Floater Plans should have higher coverage

A floater health insurance policy is a policy that covers all members of a family, thereby increasing the number of people covered under a single health insurance policy. A lot of people today are opting for a floater health insurance policy and it is gaining in popularity.

A person needs to be cognizant of the fact that he needs a sufficient coverage if he aims to adequately protect all his family members.

Outpatient Expenses

Outpatient expenses need to be factored in while buying an insurance policy. A health insurance policy with low coverage usually excludes outpatient expenses therefore it could be a prudent choice to ensure that you buy a health policy with outpatient coverage.
Different costs in different Geographical locations

It is possible that the policyholder may travel across the country. If he or she does so, it is extremely important for them to realize that different parts of India have different medical expenses. A village or a town will have lower medical expenses compared to tier 1 and tier 2 cities. Keep this in mind.

Pre and Post Hospitalization Expenses

People usually do not factor in the costs associated with pre and post hospitalization before selecting the coverage of their health plan. A policy buyer needs to ensure that his plan offers adequate pre and post hospitalization coverage.

These are some of the most important reasons why a policy buyer needs to ensure that his health insurance policy has sufficient coverage. A ₹2 Lakh coverage may be enough for certain small treatments like hernia treatment, cataract treatment, small planned treatments but it is more than likely that a ₹2 Lakh health cover will not be sufficient for emergency hospitalizations and critical treatments.

Author Bio

This article is written by Team InsuranceLiya.com, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.

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hdfc ergo

HDFC ERGO VS Care Health Insurance – A Comparison

HDFC ERGO vs Care Health

HDFC ERGO VS Care Health Insurance

When it comes to safeguarding your health, choosing the right insurance provider can seem like a difficult task. With multiple choices available on the market, two of the most renowned names in the health insurance industry are HDFC ERGO and Care Health Insurance.

Both companies offer a wide range of health insurance policies that cater to different  health care needs of individuals. But how are the plans different from each other?

In this article, we will compare some key features of HDFC ERGO and Care Health Insurance. We will also compare two of their most popular health plans for your better understanding.

Firstly let us look at some key features of both the health insurance providers.

About the Company

HDFC ERGO

Care Health Insurance

Claim Settlement Ratio

100%

100%

Network Hospitals

12000+

 9400+

Incurred Claim Ratio

62%

55%

Branches

100+

158 offices 

 

Employees

9700+

8500+

HDFC ERGO VS Care Health Insurance Family Health Insurance Plans

Now, let us highlight the key differences between the family health plans offered by both the

companies, to give you a better understanding.

Plan Features

HDFC ERGO Optima Restore Family

Care Supreme Health Insurance

Hospitalization

Covered

Covered

Restore Benefit

100%

100%

No Claim Bonus

50% increase SI, for every claim free year, subject to a maximum of 100%

50% increase SI, for every claim free year, subject to a maximum of 100%

Co-payment

NA

NA

Pre-Hospitalization

60 days

60 days

Post-Hospitalization

180 days

180 days

Ayush Treatment

Not available

Covered upto SI

Ambulance expenses

Up to ₹10,000

Up to ₹10,000

Sum Insured

Starting from ₹ 3 Lacs up to ₹ 50 Lacs

Starting from ₹7 Lacs up to ₹ 1 Crore

Pre-existing Conditions

Pre-exisiting diseases covered after 3 years

Pre-exisiting diseases covered after 4 years

Conclusion

From the perspective of a health insurance buyer, there are a few differences between the family floater plans offered by the two companies. As per our conclusion, we are highlighting some key differences:

  • HDFC ERGO Optima Restore plan does not cover Ayush treatment, whereas the other plan offers coverage for Ayush treatment up to the sum insured.
  • HDFC ERGO Optima covers pre-existing diseases after 3 years. Care Health Insurance covers pre-existing diseases after 4 years.

Hence, if you are someone who is already suffering from any pre-existing health illness, HDFC ERGO Optima Restore policy seems like a better option due to the shorter waiting period.

HDFC ERGO Vs Care Health Insurance Critical Illness Plans

Plan Features

HDFC ERGO Critical Illness Policy

Care Critical Mediclaim Policy

Coverage

Covers 50 life threatening illnesses:

 

Cancer

Heart Attack

Stroke

Major Organ Transplant

Multiple Sclerosis

Paralysis

Kidney Failure

Aorta Graft Surgery

Coronary Bypass Surgery

Brain Tumour

End Stage Liver Disease

Alzheimer

Heart Valve Replacement

Parkinson’s Disease

Pulmonary Arterial Hypertension

Crohn’s Disease

Myelofibrosis

Elephantiasis

Progressive Supranuclear Palsy

Severe Rheumatoid Arthritis

Severe Ulcerative Colitis

Progressive Supranuclear Palsy

Brain Surgery

Multiple Sclerosis with persisting symptoms

Bacterial Meningitis

End Stage Lung Failure Fulminant Hepatitis   Eisenmenger’s Syndrome & More

 

Covers 32 life threatening illnesses:

 

Cancer

Heart Valve Replacement

End Stage Liver Disease

Stroke

Angioplasty

Parkinson’s Disease

Alzheimer

Heart Attack

Paralysis

Pulmonary thromboembolism

Aplastic Anaemia

Infective Endocarditis

Balloon Valvuloplasty/Valvotomy

Blindness

Major Burns

Organ Transplant

Bacterial Meningitis

End Stage Lung Disease

Implantation of Pacemaker

Cardio Artery Surgery

Surgery of Cardiac Arrhythmia

Pericardietomy

Motor Neuron Disorder

Coronary Artery Bypass Graft

Cardiomyopathy

Implantable Cardioverter Defibrillator

Total Artificial Hearts

Valvoplasty

Heart valve repair

 

 

 

Renewability

Lifelong

Lifelong

Lumpsum Payout

Available

Disability and Accidental Coverage available

Sum Insured

₹ 5 Crore

Upto  ₹ 2 Crore

Note: Please check the brochure to see the complete list of illnesess covered. https://www.hdfcergo.com/documents/downloads/HEHI/my-Health-Critical-Illness/my-health-Critical-Illness_Prospectus.pdf

Conclusion: While both plans are pretty much similar, Care Health Insurance covers 32 specific illnesses. HDFC ERGO Critical Illness policy offers coverage for 50 life-threatening illnesses. Hence, you must consider the health care needs of yourself and your family members and also check out the specified illnesses covered by each  plan to make an informed decision.

Author Bio

This article is written by Team InsuranceLiya.com, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.

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Aditya Birla Health Insurance

Reliance Insurance vs Aditya Birla Health Insurance (Comparison)

Reliance insurance vs Aditya Birla Health Insurance

Reliance Insurance vs Aditya Birla Health Insurance

Choosing the perfect health insurance policy is extremely important, and that is why any prospective insurance buyer needs to analyze a whole host of important features and parameters that a health insurance policy needs to have.

In today’s article let us discuss about some of the most important features, benefits, and differences between Reliance Insurance and Aditya Birla Health Insurance and assess which health insurance policy could be a good choice for your needs. The analysis will be done on a whole host of important parameters such as:

 

  • Claim Settlement Ratio of Reliance vs. Aditya Birla Insurance
  • Features of both Reliance Insurance and Aditya Birla Health
  • Most Popular Plans

Claim Settlement Ratio of Reliance vs. Aditya Birla Insurance

First, let us have at the claim settlement ratios of both insurance companies over the years.

Year

Reliance General Insurance

Aditya Birla Insurance

2019-20

89.36%

70.81%

2021-22

98.65%

93.7%

2022-23

100%

94%

As you can see, both insurance companies are steadily increasing their claim settlement ratios over the years and that is a good sign as a claim settlement ratio of an insurance company should be one of the most fundamental yardsticks a potential insurance buyer should analyze before buying insurance.

What makes a claim settlement ratio important? Well, you can read about what is a claim settlement ratio to understand its importance in insurance.

Features of both Reliance Insurance and Aditya Birla Health

Let us now have a look at some of the most important features and benefits of both Aditya Birla Health and Reliance Insurance respectively.

 

 

Aditya Birla Health

Reliance General

Network Hospitals

10000+

8500+

Cashless Facility

Yes

Yes

Maximum Sum Insured

₹2 Crore

₹5 Crore

Waiting Period for Pre-Existing Issues

3 years

1-4 years

Renewal Discount

Yes

Yes

OPD Coverage

Yes

Need to buy Rider

No Claim Bonus

Yes

Yes

24×7 Claim Support

Yes

Yes

Day Care Treatment

Yes

Yes

Free Health Check Up

Yes

Yes

Maternity Cover

Up to 60 Thousand

Up to 3 Lacs

Most Popular Plans

Now, let us glace through some of the most popular plans of both health insurance companies.

Aditya Birla Health Insurance

Reliance General Insurance

Aditya Birla Activ Health Platinum

Reliance Health Gain Insurance Plan

Aditya Birla Activ Assure Diamond

Reliance Health Infinity Plan

Arogya Sanjeevani Policy

Reliance Critical Illness Plan

Aditya Birla Activ Care

Reliance Arogya Sanjeevani Policy

Aditya Birla Cancer Secure Plan

Reliance Corona Kavach Policy

Aditya Birla Personal Accident Plan

Reliance Personal Accident Insurance Plan

Aditya Birla Activ Secure Critical Illness Plan

Reliance Corona Rakshak Policy

 

Health Gain Power Plan

 

Health Gain Prime Plan

 

Health Gain Plus Plan

Always be sure to confirm the features, benefits and fine-print of any insurance policy before buying it. Be sure to rigorously conduct research and analyse the benefits and drawbacks of any insurance policy before buying it.

Author Bio

This article is written by Team InsuranceLiya.com, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.

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Health Insurance

Care Health Insurance vs Reliance Insurance (A Simple Guide)

Care Health Insurance vs Reliance Insurance

Care Health Insurance vs Reliance Insurance (A Simple Guide)

Are you looking to find out the best health insurance policy for yourself and your family? Well, we don’t blame you. Getting the perfect health insurance policy for your needs is extremely important and people should do their due diligence before buying their health insurance policy.

There are a whole host of important aspects that one needs to look out for before zeroing-in on the perfect health insurance policy. From comparing the claim settlement ratios to comparing the policy features, a prospective health insurance buyer needs to analyze a lot of things before finalizing their policy.

In this article, we will compare some of the most important similarities and differences between Care Health Insurance and Reliance General Health Insurance, so that you can know for sure which health insurance provider is perfect for your needs. So, let us begin.

We will talk about some of the most important aspects with respect to Care Health Insurance vs Reliance General Insurance, they are:

 

  • Claim Settlement Ratio of Care Insurance vs Reliance Insurance
  • Features of Care Insurance vs Reliance Insurance
  • Most Popular Plans

Claim Settlement Ratio of Care Insurance vs Reliance Insurance

What is a claim settlement ratio of an insurance company and what makes it so important? Well, a claim settlement ratio is the ratio of claims that an insurance company honors. Quite simply, if an insurance company has received 100 claims in a year and it honor 90 claims out of the 100 claims, the claim settlement ratio of said insurance company will be 90%. Now you understand why the claim settlement ratio of an insurance company is critical aspect for any prospective insurance buyer.

Let us glance through the claim settlement ratios of both Care Health Insurance and Reliance General Insurance and get a better idea of how they match up.

Year

Care Health

Reliance General Insurance

2019-20

95.2%

89.36%

2021-22

87.1%

98.65%

2022-23

100%

100%

As you can see both companies are maintaining a health claim settlement ratio are doing rather well on this important metric.

Features of Care Insurance vs Reliance Insurance

Let us now glance through some of the most important features of both of these insurance companies so that you can educate yourself on which feature is relevant to you and your needs and accordingly go with the best health insurance policy.

 

Care Health

Reliance General

Network Hospitals

10000+

8500+

Cashless Facility

Yes

Yes

Maximum Sum Insured

₹6 Crore

₹5 Crore

Waiting Period for Pre-Existing Issues

2-4 years

1-4 years

Renewal Discount

Yes

Yes

OPD Coverage

Up to ₹2500

Need to buy Rider

No Claim Bonus

Yes

Yes

24×7 Claim Support

Yes

Yes

Day Care Treatment

Yes

Yes

Free Health Check Up

Yes

Yes

In-house Claim Process

Yes

Yes

Remember, certain features are subject to change, be sure to confirm these figures with your insurance agent of the insurance company directly before buying a plan.

Most Popular Plans

Now that you have seen the claim settlement ratio and the features of Care Health Insurance and Reliance General Insurance, now is the time to check out some of their most popular plans. This will give you an idea about the kind of insurance policies both companies offer and which one could work for you.

Care Health Insurance

Reliance General Insurance

Family Health Insurance Policy

Reliance Health Gain Insurance Plan

1 Crore Health Plan

Reliance Health Infinity Plan

Senior Citizens Health Policy

Reliance Critical Illness Plan

Maternity Coverage

Reliance Arogya Sanjeevani Policy

Pre-Existing Coverage Policy Cover

Reliance Corona Kavach Policy

Heart Health Insurance Plan

Reliance Personal Accident Insurance Plan

Care Freedom for Diabetes Policy

Reliance Corona Rakshak Policy

Joy Tomorrow Policy

Health Gain Power Plan

Care Cancer Mediclaim Policy

Health Gain Prime Plan

Care Arogya Sanjeevani Policy

Health Gain Plus Plan

Care Operation Mediclaim Policy

 

Care Health Care Advantage Plan

 

Care Secure Personal Accident Insurance

 

Care Advantage

 

Thank you for taking the time to read this article. Remember, always do your due diligence before buying any health insurance policy.

Author Bio

This article is written by Team InsuranceLiya.com, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.

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Health

Free Medical Treatment at Government Hospitals in Maharashtra (2023)

improve health and wellness

Free Medical Treatment at Government Hospitals in Maharashtra (2023)

The State Government of Maharashtra has decided to make health care treatment including medical tests, diagnostics, and treatment (including invasive surgery) free of cost to citizens of Maharashtra.

This scheme was announced by Maharashtra Health Minister Tanaji Sawant after a cabinet meeting on 4th August – 2023, and will come into effect from 15th August, 2023.

Free treatment will be provided through 2,418 State-run hospitals across Maharashtra. This is a tremendous initiative made the Health Ministry of Maharashtra, and will impact at least 2.5 crore people every year.

The Health Ministry cited Article 21 of the Constitution of India, and the Right to Health as a determinant in implementing this scheme in Maharashtra.

Although this scheme is a momentous milestone for the people of Maharashtra by giving them access to free and universal healthcare, it is still left to the seen how this scheme will be implemented on the ground level.

It is no secret that public hospitals in the nation are prone to long waiting lines and other challenges that a patient may face while getting treated from a public hospital. In fact, a majority of even the poorer section of citizens of the nation prefer to get their treatment done from private hospitals.

Many people borrow from their friends and family, and even at times mortgage their property, but ensure that treatment is done at private hospitals and not government hospitals.

This will be a pressing challenge for the government to overturn this negative sentiment against government hospitals, and ensure that everyone has access to high quality universal healthcare.

Author Bio

This article is written by Team InsuranceLiya.com, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.

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Health Insurance

Happy Health India – Products, Contact Details and More

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Happy Health India – Products, Contact Details and More

Happy Health India is a health and wellness company operating in India that offers a wide range of holistic health products and e-commerce services.

With a commitment to promote overall well-being, the company provides a wide range of high-quality wellness products, catering to the various health needs of its customers.It offers an extensive range of health products, home care products, footwear, garments, food products, and much more.

Vision of the company

Happy Health India is committed to making individuals healthy by providing health products that are beneficial for well being. The company’s main objective is to offer rejuvenating health products at an affordable price.

Key Details

Head Office

HHI MARKETING PVT.LTD.
B-31, 129/247, St. No. 7, Guru Arjan Dev Nagar, Near Samrala Chowk, Ludhiana – 141008, Punjab – India

 

Website

www.happyhealthindia.co.in

 

Email Address

info@happyhealthindia.co.in

 

Contact Number

0161-5031026

Founder

Pradeep Kumar

Products offered by Happy Health India

Products offered by the company are following:

 

  • Health Products
  • Bio Energy Products
  • Agricultural Products
  • Personal Care Products
  • Garments
  • Home Care Product

Happy Health India also offers individuals the opportunity to join them as distributors to expand their business across various cities. Individuals can join them and become direct sellers with the company simply by filling out the application form available on their website.

The company will provide commissions every month based on the level of business and profit generated by the distributors.

Please refer to this pdf to view complete details of the business plan.

Benefits of the Happy Health India Business Plan

Below are a few advantages offered if one becomes an active business associate of HHI:

 

  • Retail Profit up to 30%
  • Loyalty Benefit Up to 5%
  • Leadership Bonus up to 14%
  • Special bonus for each rank up to 30%


By becoming an active business associate of Happy Health India, individuals can take advantage of the benefits of holistic health and wellness while also building a successful business venture.

Author Bio

This article is written by Team InsuranceLiya.com, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.

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Health

Health Department of Haryana (Schemes & List of Hospitals)

improve health and wellness

Health Department of Haryana (Schemes & List of Hospitals)

Health Department of Haryana plays a vital role in safeguarding the well-being and health of the public in the state of Haryana. Its main purpose is to provide access to high quality healthcare services and improve the healthcare infrastructure within the state of Haryana. In this article, we will talk about the following:

 

Table of Contents:

  • About Health Department of Haryana
  • Functions of Health Department Haryana
  • Schemes provided by Health Department of Haryana
  • List of Hospitals

About Health Department of Haryana

  • The Health Department of Haryana is responsible for overseeing and promoting public health within the state. The main goal of  health department of any state is to ensure the well-being of the people by implementing and managing various healthcare programmes and initiatives.
  • Their role is to provide leadership and administrative oversight to ensure the smooth functioning of the Civil Hospitals.
  • The Health Department of Haryana is headed by the Director General, Health Services, and further assisted by One Additional Director General, Seven Directors, One Joint Director (Administration), and Deputy Directors at the Head Office.
  • The district’s health services are taken care of by the Civil Surgeon, who serves as the head of health services. The Civil Hospitals within the district are headed by principal medical officers, medical superintendents, or Senior Medical Officers.

Functions of Health Department Haryana

Below are some key functions that a health department may overlook:

 

  • Disease Control and Prevention: Health departments in India are responsible for developing strategies to prevent the spread of diseases and control outbreaks. This includes monitoring and implementing vaccination campaigns, health awareness programmes in response to infectious diseases like COVID-19, etc.
  • Healthcare Infrastructure: Another major role is maintaining state hospitals, clinics, medical facilities, vaccination centers, etc. This is done in order to provide accessible, high quality healthcare facilities for the people residing in the state.
  • Health Regulations: It plays a vital role in establishing health policies, mandates, and guidelines within the state. The health department establishes standards for healthcare providers. It enforces regulations related to food safety and hygiene. It also ensures compliance with public health laws.
  • Public Health Initiatives: It is the responsibility of state health departments to organise and implement public health initiatives pertaining to health issues within the state. These initiatives include maternity care, family planning, child programmes, etc. It also includes programmes like STD prevention, nutrition programmes, and more.
  • Emergency Response: It is responsible for preparing well in advance in case of any health emergencies, outbreaks, or disasters. It manages emergency medical services, emergency response procedures for a timely and effective response during crises.

Schemes/ Programmes by the Health Department of Haryana

Below are a few health programmes and schemes by the Health Department of Haryana:

Family Welfare Programme

The objective of this programme is to stabilise the population at a level consistent with the requirements of the national economy. Dedicated efforts are made to ensure effective family planning.

 

Key features:

  • Avoid unwanted pregnancies.
  • To stabilise the population.
  • To encourage the use of contraceptives.

National Viral Hepatitis Control Program (NVHCP)

The State of Haryana  has introduced its own Hepatitis programme at PGIM Rohtak in 2013. This programme aims to provide effective treatment and diagnostic facilities like ultrasound, fibroscan, etc to the people of Haryana.

 

Key features:

  • Aims to fight hepatitis and achieve the elimination of Hepatitis C by 2030.
  • To provide quality healthcare to people suffering from liver cancer.
  • To provide early diagnosis and management of viral hepatitis.

Haryana State Mental Health Authority Programme

This scheme aims to provide mental, emotional, and medical support to persons suffering from mental disorders.

 

Key features:

  • Improved mental health services.
  • To encourage mental health awareness.
  • Development and implementation of mental health policies.

HIV/AIDS Health Programme

The main purpose of this programme is to spread awareness, eradicate the spread of HIV, and also provide healthcare to people suffering from the illness.

 

Key features:

  • To initiate Awareness and Education.
  • To provide adequate healthcare to persons suffering from HIV.
  • To provide counselling and testing facilities.

Integrated Disease Surveillance Project (IDSP)

This is a nationwide disease surveillance system in India, aimed at early detection and monitoring of diseases to enable efficient policy regulations.

 

Key features:

  • To establish well equipped public health laboratories.
  • To provide early warning in the event of occurrence of new diseases.

National Programme for the Health Care of the Elderly (NPHCE)

This programme aims to provide affordable, high quality, long term health services to the elderly population within the state of Haryana.

 

Key features:

  • To encourage the concept of healthy and active ageing.
  • To provide high quality healthcare to the ageing population.

National Programme for Control Of Blindness and Visual Impairement (NPCB and VI)

This is another public scheme by the state of Haryana to promote awareness about eye illnesses and other eye-related disorders.

 

Key features:

  • Aims to reduce the backlog of blindness.
  • To encourage awareness about eye care and preventive measures.
  • To increase research for the prevention of blindness and visual impairment.

List of Hospitals

Below given is the list of Civil hospitals:

Sr. No

District/Region

Name of Hospital

1

Fatehabad

DCH Fatehabad

SDCH Ratia

SDCH Tohana

 

 

2

Gurugram

DCH Gurugram

SDCH Pataudi

CH Haily Mandi

Gurugram (Sector 10)

SDCH Sohana

3

Ambala

DCH Ambala City

SDCH Ambala Cantt

SDCH Naraingarh

 

4

Hisar

DCH Hissar

SDCH Hansi

 SDCH Adampur

SDCH Narnaund

TB Hospital Hissar

 

5

Rohtak

CH Kalanaur

SDCH Maham

DCH Rohtak

6

Sirsa

DCH Sirsa

SDCH Dabwali

CH Chautala

SDCH Ellenabad

 

7

REWARI

 

CH Kosli

DCH Rewari

 

Community Health Centers

Below given is the list of community centers in Haryana:

Sr. No

District

Location

1

Ambala

 

Shahzadpur

Brara

Ambli

Mullana

Chaurmastpur

 

2

Bhiwani

 

Jamalpur

Dhanana

Miran

Kairu

Manheru

3

Fatehabad

 

Bhattukalan

Bhuna

Jakhal

Badopal

Bothankalan

4

Hisar

 

Mirchpur

SisaiBola

Khanda K

Siswal

Mangali

Aryanag

Sorkhi

5

Gurugram

 

Farukhnagar

Bhora Kalan

Ghangola

 

6

Jind

 

Kharakramji

 Ujhana

 Kandela

 Muana

Alewa

Author Bio

This article is written by Team InsuranceLiya.com, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.

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Categories
Health

Health Department of Bihar (Schemes & List of Hospitals)

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Health Department of Bihar (Schemes & List of Hospitals)

Health Department of Bihar plays a vital role in safeguarding the wellbeing and health of the public within the state of Bihar. Its main responsibility is to provide access to high quality healthcare facilities and improve the healthcare infrastructure in Bihar.

 

Table of Contents:

 

  • About Health Department of Bihar
  • Schemes provided by Health Department of Bihar
  • Functions of Health Department Bihar
  • List of Hospitals

 

About Health Department of Bihar

  • The Health Department of Bihar is responsible for overseeing and promoting public health within the state. It is committed to providing effective and timely healthcare services to the people of Bihar.
  • It is responsible for providing health care services, high quality drugs at an affordable price, and proper maintenance of healthcare infrastructure within the state of Bihar.
  • State Health Society, Bihar, and its other sub-societies, as well as Bihar Medical Services and Infrastructure Corporation Limited (BMSICL), work under the Health Department of Bihar.
  • Its vision is to strengthen health systems with adequate infrastructure, trained staff, supplies, and implement public health laws in order to ensure healthy lives and well-being for all.

Key Features:

Address

1st floor, Vikas Bhawan, Balley Road, Patna, Pin: 800015.

Website

https://state.bihar.gov.in/

Email

Health-bih@nic.in

Phone Number

0612-2215809, 0612-2233332

Key Figures:

Name

Designation

Contact Details

Shri Pratyaya Amrit

Additional Chief Secretary

06122-2215809

health-bih@nic.in

Shri Sanjay Kumar Singh

Secretary cum ED, State Health Society

0612-2290328

ed_shsb@yahoo.co.in

Shri Dinesh Kumar

MD, BMSICL

06122-283287

md-bmsicl-bih@nic.in

Smt Alankrita Pandey

Joint Secretary, AIDS Control Society

Biharnodal-abdm@gov.in

Shri Sudhir Kumar

Joint Secretary & Departmental Chief Vigilance Officer

9471006242

js.health@bihar.gov.in

Schemes/ Programmes by the Health Department of Bihar

Chief Minister Sahayata Kosh Yojana(CMSK)

This scheme provides financial assistance to families below the poverty line (BPL) for the treatment of chronic diseases such as cancer, stroke, heart attack, etc. https://state.bihar.gov.in/health/SectionInformation.html?editForm&rowId=3793

Parivar Kalyan Karyakram Yojana

It is a health initiative that aims to provide comprehensive healthcare services to families and improve child health outcomes. It focuses on various aspects of child health, including family planning, antenatal care, postnatal care, etc.

Andhapan Niyantran Karyakram Yojana

Andhapan Niyantra Karyakram, also known as the Blindness Control Programme, is an important initiative taken by the health department of Bihar. This scheme is designed to offer treatment to persons suffering from eye related illnesses. It also aims to raise awareness about early detection of eye related illnesses.

Janani Bal Suraksha Yojana

This scheme aims to provide safe delivery for pregnant women and also provides vaccinations for the newborn child. A set amount as an incentive is also provided to the pregnant women at timely intervals.

Advanced Life Saving Ambulance

As the name suggests, this initiative provides an ambulance special service for road accident victims, fire victims, cardiac patients, and other emergency cases.

Functions of Health Department of Bihar          

Below are some key functions that a health department may overlook:

  • Disease Prevention & Control: Health departments in India are responsible for developing strategies to prevent the spread of diseases and control outbreaks. This includes monitoring and implementing vaccination campaigns, health awareness programmes, and more.
  • Health Policies & Regulations: It is the responsibility of health departments to establish health policies, mandates, and guidelines within the state. It establishes standards for healthcare providers and also enforces regulations relating to public health laws.
  • Maintaining Health Infrastructure: Another major role is maintaining state hospitals, clinics, medical facilities, vaccination centers, etc. This is done in order to provide high quality healthcare facilities for the people residing in  Bihar.
  • Public Health Initiatives: It is the responsibility of state health departments to implement public health initiatives pertaining to health issues within the state. It includes schemes like maternity care, family planning, children schemes, etc. It also includes schemes like HIV prevention, nutrition programmes, and more.

List of Hospitals

Below given is the list of hospitals in Bihar. To check out the full list visit the official website:

Sr. No

Name

Address

1

All India Institute of Medical Sciences (AIIMS)

 

Phulwari Sharif, Patna, Bihar Pin: 801505

 

Phone: 0612-2451 922

 

2

Nalanda Medical College & Hospital

 

Nalanda Medical Hospital, Agamkuan, Patna,

Pin: 800007

 

Contact: 0612-2918523

 

3

Darbhanga Government Hospital

 

TBDC Campus, Opp KS College, Laheriasaria, Lalbagh, Darbhanga, Pin: 846001

 

Phone: 06272-233513

4

Patna City Hospital

 

48-D, Near Income Tax Building, Gurhatta, Patna, Pin: 800008

 

Phone: 0612-2631817

5

Indira Gandhi Institute of Medical Sciences (I.G.I.M.S)

 

Sheikhpura, Patna,

Pin: 800 014

 

Phone: 0612 – 2297099

6

Anugrah Narayan Magadh Medical College & Hospital

 

Sher Ghati Road,
Gaya, Bihar,

Pin: 823001

 

Phone: 0631-2410339

 

7

Burn Hospital

2nd Floor, R. S Memorial Hospital, Sahara Gali, Donor Chowk, VIP Road, Dharbhanga, Bihar,

Pin: 846001

 

Phone: 9507280294

8

Aastha Lok Hospital

N/4, Professor Colony, Near Kendriya Vidyalaya Kankarbaugh,  Patna, Pin: 800020

 

Phone: 0612-2353469

Blood Banks List in Bihar

Sr. No

Name

Address

1

Lifeline Blood Bank

G.M Road, Patna

 

Phone: 2303025

2

Bihar State Aids Control Society

State Institute of Health and Family Welfare, Sheikhpura, Patna, Bihar, Pin: 800014

 

Phone: 0612 229 0278

 

3

Indian Red Cross Society

North Gandhi Maidan, Patna, Bihar

 

Phone: 0612-2201035

4

Bihar Blood Bank

Second Floor, Maa Vaishno Devi Sewa Samiti, Maa Patandevi Place, Opp Uday Palace, Govind Mitra Road, Patna, Pin: 800004

 

Phone: 09308393446

Dedicated Covid-19 Hospital List

Below given is a list of few Covid-19 dedicated hospitals in Bihar. To check out the full list visit the official website i.e  http://statehealthsocietybihar.org/

Sr. No

Name

Address

1

Nalanda Medical College & Hospital

 

Kankarbagh Main Road, Patna, Pin: 800026

 

Phone :- 0612-2354871

 

2

Anugrah Narayan Magadh Medical College and Hospital

 

Magadha Medical Medical, Gaya, Sherghati Rd, Neema Tola, Gaya, Bihar, Pin: 823001

 

Phone: 090975 33278

 

3

 Jawahar Lal Nehru Medical College & Hospital

 

S. R, Rajpath, Bhagalpur, Bihar,

 Pin: 812001

 

Phone: 094700 03013

 

Author Bio

This article is written by Team InsuranceLiya.com, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.

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Chat with our super-intelligent A.I model and ask it anything about insurance and related products.