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credit cards

ICICI Coral Credit Card (Benefits, Fees, Eligibility)

ICICI Coral Credit Card

ICICI Coral Credit Card (Benefits, Fees, Eligibility)

The ICICI Coral Credit Card stands out in the competitive credit card market by offering a plethora of rewards and benefits that cater to various aspects of your lifestyle. From earning reward points on transactions to availing discounts on multiple products, this card ensures a rewarding experience for its users.


Table of Contents:

 

  • ICICI Coral Credit Card Benefits:
  • How to apply for ICICI Coral Credit Card?
  • ICICI Coral Credit Card Eligibility
  • Frequently Asked Questions

ICICI Coral Credit Card Benefits

  • Reward Points: ICICI Coral Credit Card offers reward points on every transaction made through the card. You can redeem the reward points for travel, movies, lifestyle, electronic products, and so on. You can earn 2 reward points for every ₹ 100 spent on the credit card, except for transactions made for fuel purchases. You can also earn 1 reward point for every ₹ 100 spent on insurance and utility payments.
  • Movie Rewards: You can get up to a 25% discount on BookMyShow or purchase one INOX movie ticket and get another ticket free.
  • Dinning Rewards: With ICICI Bank culinary treats program, you can avail up to a 15% discount on your total bill at over 2000 restaurants across major cities.
  • Fuel Rewards: Avail 1% waiver on fuel surcharges per transaction above ₹ 4000. ( This offer is valid only on HPCL pumps.)
  • Lounge Access Benefits: ICICI Coral Credit will provide you access to domestic and railway lounges, with 1 free visit every quarter in a year. This offer is only applicable subject to spending a minimum of ₹ 5,000 or more in a calendar quarter.
  • Waiver Rewards: Annual charge of ₹ 500 will be waived if you spend more than ₹ 1.5 lakh with the credit card.
  • Milestone Rewards: Avail of 2,000 reward points on spending ₹ 2 lakh and 1,000 reward points on spending ₹ 1 lakh on the card.

How to apply for ICICI Coral Credit Card?

Follow these simple steps to avail the same:

 

  • Step 1: Visit the official website of ICICI Bank, i.e https://www.icicibank.com/.
  • Step 2: Click on ‘Cards’ section. Then click on ‘Credit Cards’ option.
  • Step 3: Select your income accordingly and choose ‘ICICI Coral Credit Card.’
  • Step 4: Now click on ‘Apply Now’ and fill in all the requested details. Then click on ‘Get Offers.’
  • Step 5: Your card eligibility will be validated once you have submitted the application.
  • Step 6: You can check the application status online, or you can also visit the nearest branch to check the status.

ICICI Coral Credit Card Eligibility

You will need the following documents to be eligible for an ICICI Credit Card:

 

  • Identity Proof: Aadhaar card, Pan card, Voter’s ID, Driving License, Passport sized photographs
  • Address Proof: Passport, Electricity bill, Gas bill, and Driver’s License
  • Income Proof: Income Tax Reports, Salary slip of past 2 months

ICICI Coral Credit Card Fee & Charges

  • Joining fee: 500 + GST
  • Annual charges for 1st year= NIL
  • Annual charges second year onwards: ₹ 500 + GST
  • Late payment fees: ₹ 100 – ₹ 750 ( depending on the amount pending)
  • Interest charges: 1.25% – 3.5% per month
  • Cash advance charges = 2.5% on advanced amount
  • Over limit charges = 2.5% on over limit amount

Author Bio

This article is written by Team InsuranceLiya.com, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.

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credit cards

Axis Bank Flipkart Credit Card (Benefits, Fees, Eligibility)

axis bank credit cards

Axis Bank Flipkart Credit Card (Benefits, Fees, Eligibility)

Axis Bank Flipkart Credit Card offers a plethora of benefits that cater to various aspects of your lifestyle. From earning cashback on transactions to availing discounts on multiple products, this card has a lot of benefits to offer to its cardholders.


Table of Contents:

  • Axis Bank Flipkart Credit Card Benefits
  • How to apply for Axis Bank Flipkart Credit Card ?
  • Axis Bank Flipkart Credit Card Eligibility
  • Frequently Asked Questions


Axis Bank Flipkart Credit Card Benefits

Following are the benefits offered by Axis Bank Flipkart credit card:

 

  • Welcome Rewards: Axis Bank Flipkart credit card offers a host of welcome and activation benefits. It offers ₹500 worth of Flipkart voucher on the first transaction and a 50% discount up to ₹100 on the first Swiggy order.
  • Cashback Rewards: Receive 5% cashback on purchases made on Flipkart. This credit card also offers 4% cashback on transactions made from preferred merchants like Cleartrip, Tata Play, etc. You can check out the complete list of merchants here.
  • Airport Lounge Access: Axis Bank Flipkart credit card offers 4 complimentary lounge visits to selected airport lounges in India.
  • Fuel Surcharge Waiver: Avail 1% surcharge waiver on fuel purchases at all petrol pumps across the country. This offer is valid on transactions between ₹400 and ₹4000, with a maximum of ₹400 per billing cycle.
  • Dinning Rewards: You can avail of a 15% discount up to ₹500 at over 10,000 partner restaurants across the country with EasyDiner.
  • Convert Purchases into EMIs: You can convert any transaction above ₹2,500 into EMIs as per your preference.

How to apply for Axis Bank Flipkart Credit Card ?

Follow these simple steps to avail yourself of this card:

 

  • Step 1: Visit the official website of Axis Bank. You can also directly click on this link to apply for the credit card. https://www.axisbank.com/retail/cards/credit-card/flipkart-axisbank-credit-card/features-benefits
  • Step 2: Fill out the requested details, like name, mobile number, monthly income proof, etc.
  • Step 3: Your card eligibility will be validated once you have submitted the application.
  • Step 4: You can check the application status online, or you can also visit the nearest branch to check the status.

Note: The credit card decision will be communicated within 21 days.

Axis Bank Flipkart Credit Card Eligibility

  • The applicant should be 18–70 years of age.
  • The cardholder must be a resident or non-resident of India.

Documents Required

Following are the documents needed to apply for this credit card:

ID Proof:

  • Identity Proof
  • Aadhaar Card
  • Passport
  • Driver’s Licence
  • PAN Card

Address Proof:

  • Telephone Bill
  • Ration Card
  • Electricity Bill
  • Passport

Other Documents

  • Passport-sized photos
  • Latest payslip
  • Form 16
  • IT return copy as proof of income
  • PAN card photocopy

Axis Bank Flipkart Credit Card Fees and Charges

  • Annual Charge: Less than ₹ 500 (waived off on spending ₹ 3.5 lakh in the previous year)
  • Late Payment Charge: Less than 500: NIL (between ₹ 501 to ₹ 5,000: ₹ 500) |  (Between ₹ 5,001 to ₹ 10,000: ₹ 750) |  (Greater than ₹ 10,000: ₹ 1,200)
  • Finance Charge: 3.6% per month (52.86% per annum)
  • Cash Payment Fee: ₹ 100
  • Cash Withdrawal Fee: 2.5% (Min ₹ 500) of the cash amount
  • Cheque Dishonor Fee: 2% of the payment amount Min: ₹ 450, Max ₹ 1500

Author Bio

This article is written by Team InsuranceLiya.com, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.

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credit cards

How to Generate HDFC Credit Card Pin (Online, ATM, Netbanking)

how to generate HDFC Credit Card PIN

How to Generate HDFC Credit Card Pin (Online, ATM, Netbanking)


In this article, we will provide you with a detailed guide on how you can generate and reset your HDFC Credit Card Pin via various methods.

Table of Contents:

 

  • How to generate HDFC Credit Card Pin Online?
  • How to generate HDFC Credit Card Pin via IVR?
  • How to generate HDFC Credit Card Pin through ATM?
  • How to generate HDFC Credit Card Pin with Netbanking?
  • Steps to Reset HDFC Credit Card Pin
  • Frequently Asked Questions (FAQs)

How to generate HDFC Credit Card Pin Online?

Follow these simple steps to generate a pin online for your HDFC credit card:

  • Step 1: Go to https://www.mycards.hdfcbank.com and log in.
  • Step 2: Enter the credit card details, like the number, etc to register.
  • Step 3: Select “Set Pin.”
  • Step 4: Set a 4-digit pin of your choice or preference.
  • Step 5: Re-enter the 4-digit pin. Add the card expiration date and click on ‘Confirm.’

How to generate HDFC Credit Card Pin via IVR?

Follow these simple steps to generate a pin via IVR:

  • Step 1: Call the IVR at the toll-free number 1860 266 0333 from your registered mobile number.
  • Step 2: Enter the last 4 digits of the credit card, followed by a hash (#).
  • Step 3: Press 1 to set the credit card pin.
  • Step 4: Dial one again requested to generate a one-time password (OTP) for your registered mobile number.
  • Step 5: Enter the OTP received. The IVR will ask you to set the 4-digit PIN, followed by pressing the hash key.

How to generate HDFC Credit Card Pin through ATM?

Follow these simple steps to generate a pin for your HDFC credit card via ATM:

  • Step 1: Firstly, call the IVR help line to get an OTP on your registered number for pin generation.
  • Step 2: Insert the credit card into the ATM machine. Then select “Create a new ATM PIN using OTP.”
  • Step 3: Now, enter the OTP received on the registered mobile number.
  • Step 4: Enter the registered mobile number and set the 4-digit PIN as per your choice.

How to generate HDFC Credit Card Pin with Netbanking?

Follow these simple steps to reissue a credit card pin with netbanking:

  • Step 1: Login to your NetBanking account with a user ID and password.
  • Step 2: Click on the “Cards” tab in the top corner of the screen. Now on the request option, select “Instant Pin Generation.”
  • Step 3: Choose the credit card number from the drop-down. Now enter the 4-digit pin number of your preference.
  • Step 4: Re-enter the pin to confirm and click on “Continue.”

Steps to Reset HDFC Credit Card Pin

Follow these simple steps to change your HDFC credit card pin via ATM:

  • Step 1: Visit the nearest HDFC Bank ATM.
  • Step 2: Insert your credit card into the machine and choose your preferred language.
  • Step 3: Enter your existing pin. Then select “ Change” option available on the ATM screen.Step 4: Enter your registered mobile number to receive the OTP.
  • Step 5: Now enter the OTP received on the registered mobile number and set a 4-digit pin of your choice.
  • Step 6: HDFC Bank will notify via message on the registered number confirming the same.

Steps to Reset HDFC Credit Card Pin password using Net Banking

Follow these simple steps to change pin via net banking:

  • Step 1: Login to your HDFC netbanking account using your registered ID and password.
  • Step 2: Go to the credit card option and then click on “Change Password.”
  • Step 3: You will receive an OTP on your registered mobile number. Enter the OTP and click on ‘Continue.’
  • Step 4: Set a 4-digit credit card pin of your choice.
  • Step 5: The bank will notify you via message confirming the same

Steps to Reset HDFC Credit card pin password at the Branch

Follow these simple steps to change your credit card pin:

  • Step 1: Visit the nearest HDFC branch.
  • Step 2: Inform the bank official that you wish to reset the pin.
  • Step 3: Request for a pin reset form. Fill in all the requested details accurately.
  • Step 4: Your pin will be set accordingly.
  • Step 5: You can also contact the official customer care at 1860 266 0333 and request a pin change. The customer care official will guide you step-by-step regarding the pin reset procedure.

Author Bio

This article is written by Team InsuranceLiya.com, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.

Experience the power of Artificial Intelligence (A.I)

Chat with our super-intelligent A.I model and ask it anything about insurance and related products.