
Club Vistara SBI Credit Card (Benefits, Fees, Eligibility)
Club Vistara SBI Credit Card is a one of a kind travel credit card that offers numerous benefits to its cardholders. This is a unique kind of card that provides comprehensive insurance coverage, a free economy air ticket, and much more. In this article, we will talk about the benefits, card fees, and eligibility in detail.
Table of Contents:
- Club Vistara SBI Credit Card Benefits
- Club Vistara SBI Credit Card Fess & Charges
- How to apply for Club Vistara SBI Credit Card
- Club Vistara SBI Credit Card Eligibility
- Frequently Asked Questions
Club Vistara SBI Credit Card Benefits
- Welcome Reward: You will get one complimentary Vistara premium economy ticket as a joining reward. It will be sent in the form of an e-gift voucher to your registered email address.
- Reward Points: Earn up to 3 Club Vistara points on all purchases for every ₹ 200 spent. This is valid for all categories and fuel purchases as well. The earned points can be used to buy Air Vistara tickets from other partnered airlines.
- Milestone Rewards: Get 1 complementary hotel e-voucher from Yatra worth ₹5000 on annual spends of ₹ 5 lakhs. The bonus points will be credited to the Club Vistara Membership Account within 15 working days.
- Insurance Coverage Benefit: You will get insurance coverage as follows: Air Accident liability coverage up to ₹50 lakhs, Fraud liability coverage of ₹1 lakh, Loss of check-in baggage coverage up to ₹72,000, Loss of travel document coverage up to ₹12,500, Loss of baggage coverage up to ₹2500.
- Lounge Access Benefit: Get access to four complimentary visits to domestic airport lounges every year (subject to a maximum of one per quarter).
- Balance Transfer Benefits: You can now transfer the balance of any other card to the Club Vistara SBI credit card and pay a lower rate of interest.
Club Vistara SBI Credit Card Fess & Charges
Fees | Amount |
Annual Fee | ₹1499 + Applicable taxes |
Renewal Fee | ₹1499 + Applicable taxes |
Late Payment Charges | Upto ₹500: Nil More than ₹500 up to ₹1,000: ₹400 More than ₹1, 000 up to ₹10,000 : ₹750 More than ₹10,000 up to ₹25,000: ₹950 More than ₹ 25,000 up to ₹50,000: ₹1,100 More than ₹50,000: ₹1,300 |
Finance Fees | 3.50% per month or 42% per annum
|
Advance Cash Payment | ₹ 250 |
Over limit Fee | 2.5% of the over limit amount; minimum of ₹600 |
Payment Dishonor Fee | 2% of the payment amount; minimum of ₹ 450
|
How to apply for Club Vistara SBI Credit Card
Follow these simple steps to avail of this credit card:
- Step 1: Visit the official website of SBI, i.e https://www.sbicard.com/.
- Step 2: Click on the ‘Credit Card’ section and select ‘Club Vistara SBI Credit Card.’
- Step 3: Click on ‘Apply Now’ and fill out the form with all the accurate information.
- Step 4: The bank representative will call you shortly in regards to the same.
Club Vistara SBI Credit Card Eligibility
- Applicants minimum age should be 18 to 60 years.
- The applicant must be salaried or self-employed.
- Applicants need a good credit score.
- Applicants need to be citizens of India.
- Minimum income required is around ₹ 33,000–₹ 40,000 per month.
Documents Needed
- Identity Proof: Aadhaar card, Pan card, voter’s ID, driving licence, passport-sized photographs
- Address Proof: Passport, electricity bill, gas bill, and driver’s licence
- Income Proof: Income Tax Reports and Salary Slips for the Past 2 Months
Author Bio
This article is written by Team InsuranceLiya.com, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.
Experience the power of Artificial Intelligence (A.I)
Chat with our super-intelligent A.I model and ask it anything about insurance and related products.