ICICI Coral Credit Card (Benefits, Fees, Eligibility)

The ICICI Coral Credit Card stands out in the competitive credit card market by offering a plethora of rewards and benefits that cater to various aspects of your lifestyle. From earning reward points on transactions to availing discounts on multiple products, this card ensures a rewarding experience for its users.

Table of Contents:

• ICICI Coral Credit Card Benefits:
• How to apply for ICICI Coral Credit Card?
• ICICI Coral Credit Card Eligibility
• Frequently Asked Questions

ICICI Coral Credit Card Benefits

• Reward Points: ICICI Coral Credit Card offers reward points on every transaction made through the card. You can redeem the reward points for travel, movies, lifestyle, electronic products, and so on. You can earn 2 reward points for every ₹ 100 spent on the credit card, except for transactions made for fuel purchases. You can also earn 1 reward point for every ₹ 100 spent on insurance and utility payments.
• Movie Rewards: You can get up to a 25% discount on BookMyShow or purchase one INOX movie ticket and get another ticket free.
• Dinning Rewards: With ICICI Bank culinary treats program, you can avail up to a 15% discount on your total bill at over 2000 restaurants across major cities.
• Fuel Rewards: Avail 1% waiver on fuel surcharges per transaction above ₹ 4000. ( This offer is valid only on HPCL pumps.)
• Lounge Access Benefits: ICICI Coral Credit will provide you access to domestic and railway lounges, with 1 free visit every quarter in a year. This offer is only applicable subject to spending a minimum of ₹ 5,000 or more in a calendar quarter.
• Waiver Rewards: Annual charge of ₹ 500 will be waived if you spend more than ₹ 1.5 lakh with the credit card.
• Milestone Rewards: Avail of 2,000 reward points on spending ₹ 2 lakh and 1,000 reward points on spending ₹ 1 lakh on the card.

How to apply for ICICI Coral Credit Card?

Follow these simple steps to avail the same:

• Step 1: Visit the official website of ICICI Bank, i.e https://www.icicibank.com/.
• Step 2: Click on ‘Cards’ section. Then click on ‘Credit Cards’ option.
• Step 3: Select your income accordingly and choose ‘ICICI Coral Credit Card.’
• Step 4: Now click on ‘Apply Now’ and fill in all the requested details. Then click on ‘Get Offers.’
• Step 5: Your card eligibility will be validated once you have submitted the application.
• Step 6: You can check the application status online, or you can also visit the nearest branch to check the status.

ICICI Coral Credit Card Eligibility

You will need the following documents to be eligible for an ICICI Credit Card:

• Identity Proof: Aadhaar card, Pan card, Voter’s ID, Driving License, Passport sized photographs
• Address Proof: Passport, Electricity bill, Gas bill, and Driver’s License
• Income Proof: Income Tax Reports, Salary slip of past 2 months

ICICI Coral Credit Card Fee & Charges

• Joining fee: 500 + GST
• Annual charges for 1st year= NIL
• Annual charges second year onwards: ₹ 500 + GST
• Late payment fees: ₹ 100 – ₹ 750 ( depending on the amount pending)
• Interest charges: 1.25% – 3.5% per month
• Cash advance charges = 2.5% on advanced amount
• Over limit charges = 2.5% on over limit amount