Experience the power of Artificial Intelligence (A.I)
Chat with our super-intelligent A.I model and ask it anything about insurance and related products.
With the increasing penetration of health insurance, health insurance companies have begun introducing more comprehensive coverage. However, in the case of dental insurance, most companies do not offer dental coverage as a standalone policy but can be purchased as an additional cover or an optional rider.
In this article we will talk about the following:
In simple terms, in dental cover, any dental treatment related to illnesses, accidents, or injuries will be covered under the plan. To cover the cost of these treatments it is always advisable to buy a dental cover keeping in mind the cost of medical inflation.
Nowadays dental treatment is expensive due to inflation, innovation, usage of high-tech set-ups, etc. Hence to avoid having to spend your hard-earned money on these expensive treatments it is always safer to buy a dental cover along with a standard health plan.
Many health insurance companies provide the policyholder free dental health check-ups to take necessary care of the individual’s oral hygiene.
The policyholders will receive a number of free consultations under the cover depending on the policy scope.
Some health insurance companies also provide compensation for teeth whitening treatments or procedures.
Avail of tax benefits on your health insurance premiums under Section 80D of the Income Tax Act.
Following are the health insurance companies that offer dental coverage
Care Health Insurance
Care Plus Plan
TATA AIG Medicare Premier Plan
Digit Health Insurance
Digit Care Plus Plan
Future Generali Health Insurance
Future Total Health Plan
Chola Ms Health Insurance
Chola Ms Privilege Healthline Plan
Kotak Mahindra Health Insurance
Health Premier Plan
ManipalCigna Health Insurance
Oriental Mediclaim Policy
Reliance Health Insurance
Digital Care Management Policy
SBI Health Insurance
SBI Arogya Plus Plan
Star Health Insurance
Star Comprehensive Plan
Aditya Birla Health Insurance
Activ Health Platinum Plan
Activ Health Enhanced Plan
Raheja Health Insurance
QUBE Health Insurance Plan
IFFCO Tokio Health Insurance
Individual Medishiled Plan
Edelweiss Health Insurance
Following below are some of the general inclusions and exclusions under dental health cover in India. It is always advisable to thoroughly check the scope and terms of the policy before opting for one.
Root canal treatments
Jaw alignment /correction
Treatment of gum illnesses
Decayed tooth treatments
Placement of dentures
Filling of cavity
Accidental damage or injury to tooth/teeth
This article is written by Team InsuranceLiya.com, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.
Frequently asked questions
It is advisable to always compare various dental plans based on their features, benefits, coverage, and premium. Comparing these factors will assist you in purchasing the right dental plan suitable for your needs
Yes, you can easily purchase a dental cover online in the comfort of your home. However, we advise you to thoroughly read the terms and conditions of the policy and get your doubts cleared before buying the policy.
Yes, root canal treatment is covered under dental health insurance cover.
No, generally dental insurance does not offer coverage for braces, but many health insurance companies have started offering coverage for the same. It is advisable to check the same in the policy wording.
Health insurance companies do not offer dental insurance as a general standalone policy. However, you can buy it as an additional cover or a rider policy bundled up with a general health plan.