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Aditya Birla Health Insurance

What is covered in Aditya Birla Health Insurance?

What is covered in Aditya Birla Health Insurance

What is covered in Aditya Birla Health Insurance?

Are you wondering what are the inclusions and exclusions with Aditya Birla Health Insurance? Let’s check out some of the most important inclusions and exclusions with Aditya Birla Health Insurance. The following are some of the most noteworthy inclusions and exclusions with Aditya Birla Health:

  • What is Covered with Aditya Birla Health (Inclusions)

  • What is Not Covered with Aditya Birla Health (Exclusions)

What is Covered with Aditya Birla Health (Inclusions)

Firstly, what is covered under Aditya Birla Health Insurance is dependent on the kind of health insurance policy a policyholder opts for. Different health insurance policies will have different inclusions. That being said, mentioned within are some of the general inclusions that are covered under Aditya Birla Health:

  • Maternity Expenses
  • In patient hospitalization expense
  • Daily cash expense
  • Day care treatment expenses
  • Pre and post hospitalization expenses
  • Home treatment expenses
  • Ayush / Alternative treatment expenses
  • Free health check up
  • Organ donor expenses
  • Ambulance expenses

What is Not Covered with Aditya Birla Health (Exclusions)

Again, let us now talk about some of the exclusions of Aditya Birla Health. Mentioned within are some of the general exclusions and they can differ from policy to policy:

  • Cosmetic treatments
  • Abortion related expenses
  • Suicide and suicide attempts
  • Illness during waiting period
  • Mental illness
  • Expense arising out of war or warlike conditions
  • Sexually transmitted diseases
  • Congenital Anomaly
  • Event arising resulting from the insured person committing any breach of law
  • Expenses arising due to substance abuse
  • Sex change expenses

Source: https://www.adityabirlacapital.com/healthinsurance/assets/pdf/20171222T141512.pdf

It is extremely important that you consult the prospective insurance company before buying a health plan. Ensuring that you are well aware of the inclusions as well as exclusions of a health plan prior to making a purchase will ensure that you end up with a perfect health insurance policy for yourself and your family.

You can also reach out to a health insurance agent and ask him out the up to date inclusions and exclusions of Aditya Birla Health.

Author Bio

This article is written by Team InsuranceLiya.com, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.

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Aditya Birla Health Insurance

Reliance Insurance vs Aditya Birla Health Insurance (Comparison)

Reliance insurance vs Aditya Birla Health Insurance

Reliance Insurance vs Aditya Birla Health Insurance

Choosing the perfect health insurance policy is extremely important, and that is why any prospective insurance buyer needs to analyze a whole host of important features and parameters that a health insurance policy needs to have.

In today’s article let us discuss about some of the most important features, benefits, and differences between Reliance Insurance and Aditya Birla Health Insurance and assess which health insurance policy could be a good choice for your needs. The analysis will be done on a whole host of important parameters such as:

 

  • Claim Settlement Ratio of Reliance vs. Aditya Birla Insurance
  • Features of both Reliance Insurance and Aditya Birla Health
  • Most Popular Plans

Claim Settlement Ratio of Reliance vs. Aditya Birla Insurance

First, let us have at the claim settlement ratios of both insurance companies over the years.

Year

Reliance General Insurance

Aditya Birla Insurance

2019-20

89.36%

70.81%

2021-22

98.65%

93.7%

2022-23

100%

94%

As you can see, both insurance companies are steadily increasing their claim settlement ratios over the years and that is a good sign as a claim settlement ratio of an insurance company should be one of the most fundamental yardsticks a potential insurance buyer should analyze before buying insurance.

What makes a claim settlement ratio important? Well, you can read about what is a claim settlement ratio to understand its importance in insurance.

Features of both Reliance Insurance and Aditya Birla Health

Let us now have a look at some of the most important features and benefits of both Aditya Birla Health and Reliance Insurance respectively.

 

 

Aditya Birla Health

Reliance General

Network Hospitals

10000+

8500+

Cashless Facility

Yes

Yes

Maximum Sum Insured

₹2 Crore

₹5 Crore

Waiting Period for Pre-Existing Issues

3 years

1-4 years

Renewal Discount

Yes

Yes

OPD Coverage

Yes

Need to buy Rider

No Claim Bonus

Yes

Yes

24×7 Claim Support

Yes

Yes

Day Care Treatment

Yes

Yes

Free Health Check Up

Yes

Yes

Maternity Cover

Up to 60 Thousand

Up to 3 Lacs

Most Popular Plans

Now, let us glace through some of the most popular plans of both health insurance companies.

Aditya Birla Health Insurance

Reliance General Insurance

Aditya Birla Activ Health Platinum

Reliance Health Gain Insurance Plan

Aditya Birla Activ Assure Diamond

Reliance Health Infinity Plan

Arogya Sanjeevani Policy

Reliance Critical Illness Plan

Aditya Birla Activ Care

Reliance Arogya Sanjeevani Policy

Aditya Birla Cancer Secure Plan

Reliance Corona Kavach Policy

Aditya Birla Personal Accident Plan

Reliance Personal Accident Insurance Plan

Aditya Birla Activ Secure Critical Illness Plan

Reliance Corona Rakshak Policy

 

Health Gain Power Plan

 

Health Gain Prime Plan

 

Health Gain Plus Plan

Always be sure to confirm the features, benefits and fine-print of any insurance policy before buying it. Be sure to rigorously conduct research and analyse the benefits and drawbacks of any insurance policy before buying it.

Author Bio

This article is written by Team InsuranceLiya.com, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.

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Aditya Birla Health Insurance

Aditya Birla Health Insurance Customer Care

Aditya Birla Health Insurance Customer Care

Are you looking to contact an Aditya Birla Health Insurance executive? look no further. Mentioned within are all necessary customer care details of the company’s support team.

You may reach out to them via the below mentioned contact details and raise your issue or query with them.

Contact Information

ParticularsContact Details
Contact Number 1800 270 7000
Email IDcare.healthinsurance@adityabirlacapital.com
Email ID for senior citizensseniorcitizen.healthinsurance@adityabirlacapital.com
Official Websitehttps://www.adityabirlacapital.com/healthinsurance/

 

If your grievance is not addressed properly or you are not satisfied with their support, you can contact their senior support executives below:

  • Customer Care Head: carehead.healthinsurance@adityabirlacapital.com
  • Grievance Redressal Officer:  gro.healthinsurance@adityabirlacapital.com

If you are still not satisfied with their resolution you can contact the Insurance Regulatory and Development Authority of India (IRDA)

  • Toll Free Number: 155255 (or) 1800 4254 732
  • Email Id: complaints@irdai.gov.in.

You can also reach out to your nearest insurance ombudsman office for a resolution. Locate your nearest ombudsman office phone number here:  https://www.cioins.co.in/SecretaryCenterwise

 

Source: https://www.adityabirlacapital.com/healthinsurance/contact-us

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Aditya Birla Health Insurance Renewal

Aditya Birla Health Insurance Renewal

One needs to pay their health insurance premiums on time to experience the continuous benefits of their health plan. Premiums not paid on time can lead your health plan to lapse. Below mentioned are simple and easy to follow steps to renew your Aditya Birla insurance policy. 

Online Procedure

Step 1: Go to the official website of Aditya Birla health insurance and click on the ‘’Renew” button on the top right-hand side, then click on “Quick Renew”.

Step 2: Enter valid details such as your policy number, mobile number, and date of birth.

Step 3: You are then required to pay your premium online via debit/credit card or other various modes of payments provided.

Step 4: After making the payment you will receive a confirmation mail on your email ID along with a premium payment receipt.

Offline Procedure

You can also renew your policy by directly visiting the nearest Aditya Birla Health Insurance Branch, or by connecting with their customer care team at 1800-270-7000.

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