What is covered in Aditya Birla Health Insurance?

Are you wondering what are the inclusions and exclusions with Aditya Birla Health Insurance? Let’s check out some of the most important inclusions and exclusions with Aditya Birla Health Insurance. The following are some of the most noteworthy inclusions and exclusions with Aditya Birla Health:

• What is Covered with Aditya Birla Health (Inclusions)

• What is Not Covered with Aditya Birla Health (Exclusions)

What is Covered with Aditya Birla Health (Inclusions)

Firstly, what is covered under Aditya Birla Health Insurance is dependent on the kind of health insurance policy a policyholder opts for. Different health insurance policies will have different inclusions. That being said, mentioned within are some of the general inclusions that are covered under Aditya Birla Health:

• Maternity Expenses
• In patient hospitalization expense
• Daily cash expense
• Day care treatment expenses
• Pre and post hospitalization expenses
• Home treatment expenses
• Ayush / Alternative treatment expenses
• Free health check up
• Organ donor expenses
• Ambulance expenses

What is Not Covered with Aditya Birla Health (Exclusions)

Again, let us now talk about some of the exclusions of Aditya Birla Health. Mentioned within are some of the general exclusions and they can differ from policy to policy:

• Cosmetic treatments
• Abortion related expenses
• Suicide and suicide attempts
• Illness during waiting period
• Mental illness
• Expense arising out of war or warlike conditions
• Sexually transmitted diseases
• Congenital Anomaly
• Event arising resulting from the insured person committing any breach of law
• Expenses arising due to substance abuse
• Sex change expenses

Source: https://www.adityabirlacapital.com/healthinsurance/assets/pdf/20171222T141512.pdf

It is extremely important that you consult the prospective insurance company before buying a health plan. Ensuring that you are well aware of the inclusions as well as exclusions of a health plan prior to making a purchase will ensure that you end up with a perfect health insurance policy for yourself and your family.

You can also reach out to a health insurance agent and ask him out the up to date inclusions and exclusions of Aditya Birla Health.