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Taking up an insurance policy for your vehicle is extremely important, as it is an expensive asset. With numerous insurance policy options available in the market today, choosing and buying the one that is best for you can be a tricky job. One might plan to choose a policy that has the lowest premium rates, but this often leads to important aspects being missed out on. One of them is the engine of the vehicle.
The engine of a car is rightfully called its ‘heart’ and therefore it should be taken utmost care of.
A comprehensive car insurance policy only covers repairs to your car caused by accidents. The engine of a car needs special attention and care for your vehicle to last long. Hence, it is always advised to look for add-ons for your engine. And the best add-on to avail is Engine Protection [EP] in car insurance.
Let us now answer the fundamental question of “What is EP in car insurance?”
The EP in car insurance is basically an added coverage that is taken up with the comprehensive car insurance policy. This particular add-on offers coverage in the case of losses or damage to the vehicle’s engine of the insured individual. The engine protection cover provides compensation for the repair or replacement of the car’s engine and parts.
Now that we have covered the basics of “What is EP in car insurance”, let us look at the benefits and exclusions of it.
The policy comes with exclusions and conditions where the add-on is not valid. The exclusions are as follows:
It is essential for everyone to do their research before investing in any car policy. It will help you to acquire all the necessary details about a car insurance policy before choosing the right policy with the right add-ons.
Now that you have a brief idea about “What is EP in car insurance”, it’s time for you to educate others.