How to get a duplicate car insurance copy online?

Your car insurance policy document is a legal document that mentions the inherent terms and conditions between the policyholder and the insurance company. It also acts as proof of insurance for the insured. Hence, it is crucial for the policyholder to safeguard their policy documents so that they may come in handy when required.

There can be instances where you may misplace, lose, or damage your policy documents. What should you do then? don’t worry! This article will talk about just that.

Let us show you how you can get your duplicate car insurance policy copy online

In this article, we will learn:

• How to get your duplicate car insurance policy copy online?
• How to get your duplicate car insurance policy copy offline?

How to get your duplicate car insurance policy copy online?

This is a faster and easier method to procure a copy of your car insurance policy.

Steps to get your duplicate car insurance policy copy online

Step 1– Kindly visit your insurance provider’s website.

Step 2– successfully log into your profile by entering valid details like your policy number, full name, registered mobile number, etc.

Step 3– Download your policy document via the insurance company’s online dashboard.

Step 4– View and examine your policy document and take a printout for safekeeping.

How to get your duplicate car insurance policy copy offline?

Now, let us guide you on how you can get your motor insurance papers offline:

Step 1– Intimate your insurance company
You must immediately inform your insurance company that you have lost your car insurance policy papers. Doing so immediately will enable the insurance company to initiate the process of issuing a duplicate copy of your insurance policy.

You can inform the insurance company at the earliest on their toll-free number or even via email. Further, you can also inform your insurance agent about the same.

You can find the relevant toll-free number and email address on the official website of your insurance company.

Step 2– File an FIR (First Information Report)
You will have to file an FIR with the nearest police station. This will act as proof that you have lost your car insurance papers. You will then have to submit the FIR copy to the insurance company to get a duplicate policy copy from them.

Step 3– Give advertisement in a local newspaper
After filing the FIR, you will also be required to submit an advertisement in a state newspaper, stating the loss of your car insurance policy. You will have to bear the expense for the ad from your own pocket and the insurance company will not be liable for the same.

Step 4– Submit an application to the insurance company
Apart from informing your insurer, you will also have to submit a formal written application to them requesting duplicate policy documents. Kindly provide them the application with all the valid details regarding your policy such as your policy number, full name, date of issuance, type of coverage, etc. Submit the written application along with the Police FIR.

Step 5- Acquire an indemnity Bond
The final step would be to get an indemnity bond made to acquire your policy documents and then submit them to the insurance company. The bond must include your full name and you will also require two witnesses to sign on it. You are required to sign an indemnity bond on non-judicial stamp paper and get it notarized. Once you submit the indemnity bond to your insurance company, they will issue you your duplicate car insurance policy copy.

Conclusion

it is mandatory to carry your car insurance documents while you travel. If you have misplaced/lost them follow the steps mentioned above to procure the insurance copy to avoid any penalties or fines.