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How to check SBI Life Insurance Fund Value?

When we invest in a life insurance policy, we expect that it provides financial security to us and our loved ones during uncertain times. SBI Life Insurance is a leading provider in the life insurance industry, helping millions of individuals achieve this peace of mind. However, just buying the policy and forgetting about it is not enough.

It is imperative that policyholders monitor the fund value of their life insurance policy to ensure that their investment is growing and meeting their financial goals. Hence, in this article, we will discuss about fund value and also show the steps to keep track of your fund value with SBI Life Insurance. This article will talk about the following:

  • What is Fund Value?
  • How to check SBI Life Insurance Fund Value?
  • 5 Popular Unit Linked Plans by SBI Life Insurance

What is Fund Value?

In simple terms, fund value is the aggregate value of investments made in the unit linked life insurance plan. It is calculated based on the net asset value (NAV) of the policy, which takes into account the investment balance, cash balance, and valuation of securities, while deducting charges like management and operating fees. Simply put, fund value represents the current worth of the policyholder’s investment in the plan.

Upon maturity of the policy or in the event of the policyholder’s unfortunate demise during the policy term. The policyholder or their beneficiaries will receive the fund value or the sum assured, whichever is higher, as per the policy terms and conditions.

How to check SBI Life Insurance Fund Value?

Below are the steps to check your fund value:

  • Step 1: Visit the official website of SBI Life Insurance, i.e,
  • Step 2: Click on the “Services” tab.
  • Step 3: Select “Policy Fund Details” and then click on “Proceed.”
  • Step 4: Your latest fund value will be displayed on the screen.
  • Step 5: You can also contact the company’s customer care at 022-624-58501 or check the same through the Smart Care App provided by the company.

5 Popular Unit Linked Plans by SBI Life Insurance

  • SBI Life Smart Power Insurance: This ULIP life insurance plan offers two unique fund options to the policyholders. The two fund choices offered in this plan are Trigger Fund and Smart Fund option. Policyholders can choose the fund depending on their risk appetite. This plan also comes with the benefit of in-built accelerated total and permanent disability cover.
  • SBI Life Wealth Assure Plan: This is a unit linked life insurance plan that offers the dual advantage of a life cover and an investment benefit. Along with offering life coverage, this plan aims to offer higher returns to the policyholders by investing in market-linked securities.
  • SBI Life Smart Wealth Builder Plan: This ULIP, non-participating life insurance plan not only offers life coverage but also guaranteed returns from market related investments. SBI Life Smart Wealth Builder is the perfect plan for individuals who want to secure their family’s financial future.
  • SBI Life Retire Smart Plan: As the name suggests, this is a ULIP pension plan designed for people seeking a stable stream of income after retirement. The plan offers a guaranteed payout to the policyholder upon policy maturity.
  • SBI Life Smart Elite Plan: This Unit linked plan is specifically designed for high net-worth individuals. The plan provides life insurance coverage and also provides higher returns by investing in equity, gold, debt funds and so on. This plan comes in two different variants, i.e Gold and Platinum option.

Author Bio

This article is written by Team, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.

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