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How do I download an Insurance Copy? – A Brief Explanation

The motor vehicle laws and regulations make it mandatory for you to carry the insurance copies with you every time. The rules regarding these have been developed after insurance was made mandatory. This is why it becomes crucial for you to know the answer to the question “how do I download an insurance copy?”

There are a few simple steps that need to be followed for downloading the insurance copy. Apart from following the steps, you are required to submit certain documents to get your insurance copy.

If you ever lose your policy or require a copy, here is a list of steps that will help you get your insurance copy.

Online method

Visit the service provider’s/company’s website

The first step is to visit your insurance company’s website. You will have to search the website URL on the search engine if you’re not aware of that. The website will direct you to their homepage.

Select the type of policy

After visiting the website select the category of policy you have purchased. It will be easier for you to navigate and enter details about your policy number.

Enter your details

Enter the details regarding your policy number, your id. Number, phone number, etc. This will make it easier for the portal to generate your copy.

Verification

Most of the service providers will ask you for verification. It can either be verification via email id or using the OTP verification methods.

Policy copy

A copy of your policy will be generated as soon as the verification is completed. (these procedures may vary a bit as per the companies’ websites)

Offline method

In addition to the online method of downloading an insurance copy, people can also resort to the offline procedure of obtaining a copy. This method can be initiated when the insured has misplaced or lost the documents of the insurance. The process to avail it is as follows:

Inform your insurance company

The very first step that you need to follow in order to get your copy is to inform your insurance company or agent. This will initiate the process of copy recovery in an offline manner.

Launch a police complaint

It is one of the legal requirements of offline copy generation. You have to launch a police complaint that you have either lost or misplaced the insurance copy. It will also safeguard your policy in case it has been stolen.

Indemnity bond

On a non-judicial stamp paper, you will need to sign an indemnity bond in order to get a copy of the insurance. This is also essential legal compliance that you need to follow to generate your offline copy. The conditions of the bond may vary from company to company. Talk to your agent and lawyer before completing this legality.

Advertisement

Give a legal notice and ad in one of the prominent newspapers. This should contain the details like your contact number and name. It is information to the public that you have lost your policy and in case anyone claims this policy as theirs, they are not legally entitled to do so. There is a clear guideline regarding this as well. Research before you give out a public advertisement.

Are you looking for a new insurance policy or a policy renewal? Reach out to us and let us assist you.

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