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Is Piles and LASIK covered under Star Health Insurance?

Yes. All plans of Star Health Insurance provide coverage to piles as well as Lasik treatments of policyholders. This is very useful considering the popularity of Lasik treatment over the years, and the growing cases of piles among Indian adults (over 10 lakh new piles cases come up every year in India).

That being said, there are certain important details that a policyholder must keep in mind. We will discuss these details below:

  • Lasik eligibility and coverage
  • Piles coverage
  • Waiting period

Lasik coverage

Star Health Insurance provides the following coverage in Lasik cases:

  • Eye surgery cost
  • Cost of diagnosis
  • OPD charges
  • Cashless hospitalization

Eligibility

Only policyholders who have been diagnosed with a refractive error of equal to or more than 7.5 dioptres are eligible to receive Lasik coverage by Star Health. This diagnosis must be provided by a registered doctor.

Piles coverage

With the cost of piles surgery increasing day by day it is important that your insurance policy provides coverage against the disorder. It is estimated that the cost of piles treatment varies from Rs.10,000 to Rs.1,50,000, so it is important that your policy covers it. Star Health Insurance provides the following coverage in piles cases:

  • Piles surgery cost
  • Cost of diagnosis
  • Consultation charges
  • Cashless hospitalization

Waiting period

A mandatory waiting period of 30 days in case of non-critical treatments. (Also, a waiting period of 2-3 years in case of pre-existing condition)
Lastly, it is important that you verify all the above details with your insurance company or your insurance agent prior to purchasing any health insurance policy.

Further, it is also imperative that you carefully glance through the policy bond fine-print prior to finalizing any health insurance policy.

Are you looking for a new insurance policy or a policy renewal? Reach out to us and let us assist you.

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Frequently asked questions (FAQs)

  • Does Star Health cover laser eye corrective Lasik surgery?

    Yes, Star Health provides coverage for Lasik corrective surgery.

  • Does Star Health cover piles treatment?

    Yes, piles treatment is covered under any Star Health Insurance policy. Please check for the waiting period (if any) with your insurance agent.

  • Does Star Health insurance have an official website?

    Yes. https://www.starhealth.in/