Experience the power of Artificial Intelligence (A.I)
Chat with our super-intelligent A.I model and ask it anything about insurance and related products.
Looking to Get Insured?
Learn about Royal Sundaram Health Insurance
Royal Sundaram Health Insurance is the first private general insurance company in the country. The company comprises of a host of general insurance products ranging from health, motor, home, travel, business, etc.
The company has a very good foothold in the Indian general insurance sector with over 45 lakh clients Pan-India. Royal Sundaram is also highly acclaimed with numerous Celent Model Awards won for their performance in the insurance sector. The company has over two thousand employees across 153 branches across India.
This article will aim to discuss some of the following important aspects pertaining to Royal Sundaram Health insurance:
- Company management
- Insurance related facts
- Health insurance plans
- Policy status
- Customer care
Company management
Name | Designation | |
Mr. S. Viji | Chairman | NA |
Mr. T. T. Srinivasaraghavan | Director | NA |
Mr. Gary Crist | Director | |
Mr. Harsha Viji | Director | |
Mr. Mr. Filip Coremans | Director | |
Mr. Mr. M. S. Sundara Rajan | Director | |
Mr. Mr. M. S. Sreedhar | Managing Director | NA |
Insurance related facts
Particulars | Stats |
Claim settlement ratio | 81% |
Policies written | 45 Lakhs |
Cashless facility | Yes |
Network hospitals | 5000+ |
Lifetime renewal | Yes |
Day Care procedures | 200+ |
Sum restoration | 100% |
Health Insurance Plans
Royal Sundaram Health Insurance provides two broad health insurance plans. They are the Lifeline Health Insurance Plan and the Family Plus Insurance Plan. There are further classifications within the two plans. Let us discuss about the plans briefly.
Royal Sundaram Lifeline Plan
The Royal Sundaram Lifeline Plan is a comprehensive health insurance plan that provides indemnity to the policyholder. You can take the plan as an individual plan or as a family floater plan. The plan comes in four variants:
- Lifeline
- Lifeline Classic
- Lifeline Supreme
- Lifeline Elite
All of the above plans are similar with minor tweaks in certain areas. You can have a detailed look at each of the above plans by checking their respective product brochures (Linked below)
Features |
Minimum age of 18 to buy this plan |
No maximum entry age |
Individual and floater plans available |
Initial waiting period of 30 days |
Initial waiting period for critical sickness is 90 days |
Waiting period of 24-48 months for pre-existing conditions |
Benefits |
100% sum insured |
No capping on room rent |
Ayush treatment covered |
No-claim bonus |
Domiciliary hospitalization |
Rabies vaccination covered |
Cover restoration benefit |
Free health check-up |
Daily cash allowance |
Pre and post hospitalization expenses |
Organ donor expenses covered |
Second opinion covered (for critical illness) |
Cashless claims (only through network hospitals) |
Day care covered |
Ambulance cost covered |
Royal Sundaram Family Plus Plan
This is a family friendly insurance policy for large families. The policy provides coverage for over 19 different family relations.
Features |
Minimum age of 18 to buy this plan |
No maximum entry age |
Individual and floater plans available |
Initial waiting period of 30 days |
Initial waiting period for critical sickness is 90 days |
Waiting period of 24-48 months for pre-existing conditions |
Benefits |
Coverage for 19 different kind of family members under a single policy |
Maternity coverage |
No-claim bonus |
Domiciliary hospitalization |
Rabies vaccination covered |
Cover restoration benefit |
Free health check-up |
Daily cash allowance |
Pre and post hospitalization expenses |
Organ donor expenses covered |
Second opinion covered (for critical illness) |
Cashless claims (only through network hospitals) |
Day care covered |
Ambulance cost covered |
Policy status
It is important to validate your insurance policy and assure that the policy is linked with the company. You can validate the status of your Royal Sundaram health insurance policy by visiting their policy verification page.
Just select the product type, enter your insurance policy number and press on “Validate.”
Related articles