InsuranceLiya.com

A Royal Sundaram Advert

Royal Sundaram Health Insurance

Royal Sundaram Health Insurance is the first private general insurance company in the country. The company comprises of a host of general insurance products ranging from health, motor, home, travel, business, etc.

The company has a very good foothold in the Indian general insurance sector with over 45 lakh clients Pan-India. Royal Sundaram is also highly acclaimed with numerous Celent Model Awards won for their performance in the insurance sector. The company has over two thousand employees across 153 branches across India.


This article will aim to discuss some of the following important aspects pertaining to Royal Sundaram Health insurance:

  • Company management
  • Insurance related facts
  • Health insurance plans
  • Policy status
  • Customer care

Company management

Name

Designation

Linkedin

Mr. S. Viji

Chairman

NA

Mr. T. T. Srinivasaraghavan

Director

NA

Mr. Gary Crist

Director

https://hk.linkedin.com/in/gary-crist-6651b6163

 

Mr. Harsha Viji

Director

https://in.linkedin.com/in/harshaviji

 

Mr. Mr. Filip Coremans

Director

https://be.linkedin.com/in/filip-coremans-2548a333

 

Mr. Mr. M. S. Sundara Rajan

Director

https://in.linkedin.com/in/rajansundara

 

Mr. Mr. M. S. Sreedhar

Managing Director

NA

Insurance related facts

Particulars

Stats

Claim settlement ratio

81%

Policies written

45 Lakhs

Cashless facility

Yes

Network hospitals

5000+

Lifetime renewal

Yes

Day Care procedures

200+

Sum restoration

100%

Health Insurance Plans

Royal Sundaram Health Insurance provides two broad health insurance plans. They are the Lifeline Health Insurance Plan and the Family Plus Insurance Plan. There are further classifications within the two plans. Let us discuss about the plans briefly.

Royal Sundaram Lifeline Plan

The Royal Sundaram Lifeline Plan is a comprehensive health insurance plan that provides indemnity to the policyholder. You can take the plan as an individual plan or as a family floater plan. The plan comes in four variants:

  • Lifeline
  • Lifeline Classic
  • Lifeline Supreme
  • Lifeline Elite

All of the above plans are similar with minor tweaks in certain areas. You can have a detailed look at each of the above plans by checking their respective product brochures (Linked below)

Features

Minimum age of 18 to buy this plan

No maximum entry age

Individual and floater plans available

Initial waiting period of 30 days

Initial waiting period for critical sickness is 90 days

Waiting period of 24-48 months for pre-existing conditions

 

Benefits

100% sum insured

No capping on room rent

Ayush treatment covered

No-claim bonus

Domiciliary hospitalization

Rabies vaccination covered

Cover restoration benefit

Free health check-up

Daily cash allowance

Pre and post hospitalization expenses

Organ donor expenses covered

Second opinion covered (for critical illness)

Cashless claims (only through network hospitals)

Day care covered

Ambulance cost covered

Royal Sundaram Family Plus Plan

This is a family friendly insurance policy for large families. The policy provides coverage for over 19 different family relations.

Features

Minimum age of 18 to buy this plan

No maximum entry age

Individual and floater plans available

Initial waiting period of 30 days

Initial waiting period for critical sickness is 90 days

Waiting period of 24-48 months for pre-existing conditions

 

Benefits

Coverage for 19 different kind of family members under a single policy

Maternity coverage

No-claim bonus

Domiciliary hospitalization

Rabies vaccination covered

Cover restoration benefit

Free health check-up

Daily cash allowance

Pre and post hospitalization expenses

Organ donor expenses covered

Second opinion covered (for critical illness)

Cashless claims (only through network hospitals)

Day care covered

Ambulance cost covered

Policy status

It is important to validate your insurance policy and assure that the policy is linked with the company. You can validate the status of your royal sundaram health insurance policy by visiting their policy verification page.
Just select the product type, enter your insurance policy number and press on “Validate”

royal sundaram policy status checker
royal sundaram policy status checker

Are you looking for a new Royal Sundaram Insurance policy or a policy renewal? Reach out to us and let us assist you.

Enter your details