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The Niramaya Health Insurance Scheme is a health scheme floated by The Department of Empowerment of Persons with Disabilities (Divyangjan). Under this scheme, people having disabilities like autism, mental retardation, cerebral palsy, and certain other mental disorders can avail health insurance coverage up to Rs.1 Lakh.
We will talk about some of the most important aspects of The The Niramaya Health Insurance Scheme like:
The scheme covers the following:
You should also check the limits and sub-limits of coverage below:
Choose your preferred search engine and search for the official Niramaya Scheme website. The website should look like the above image. Once on the website, click on the “Download” button.
Once on the download page, click on “Download Enrolment Form.”
Once your documents are vetted, The National Trust will issue you an application ID. If your application is approved, you can now download your Nirmaya E-card from the online portal.
To download your E-card, click on “Download Nirmaya E-card of the beneficiary.”
Enter your application number and click on “Download.” If your application is approved, your Nirmaya E-card will be downloaded on your system. You can then use your E-card as and when required.
All Persons With Disabilities (PwDs) are eligible under the Niramaya Scheme. All they have to do is fill-up the application form and pay a registration fee.
Frequently asked questions
Yes, both OPD as well as actual hospitalizations are covered under this scheme
Yes, medical check ups are covered under the scheme.
Niramaya means healthy and disease free.