ICICI Lombard Health Insurance Plans

Are you interested to know more about the health plans offered by ICICI Lombard? Well, look no further. Let us discuss the various health plans offered by ICICI Lombard and their features.

Top 6 ICICI Lombard Health plans

ICICI Lombard Complete Health Insurance Plan

This is an all-inclusive health plan that financially safeguards you and your loved ones against major medical contingencies. It covers hospitalization expenses, multiple daycare treatments, pre and post-hospitalization charges, and so on. The plan also offers numerous benefits like worldwide coverage, unlimited reinstatement of coverage, and a super no claim bonus that increases the sum insured, maximum up to 50% as a reward for claim-free years.
This plan is available in three variants:- iHealth, Health Shield, Health Elite.

Plan features

• This plan covers hospitalization and domiciliary expenses in the treatment of any illness or injury.
• 30 days pre and 60 days post-hospitalization expenses are covered under the plan.
• Multiple daycare treatments like dialysis, radiotherapy, and more are covered under the plan.
• 100% sum refill benefit that restores coverage for unrelated or same illness an unlimited number of times.
• 50% increase of sum insured under super no claim bonus as a reward for claim-free years.
• Alternative treatments like Ayush are covered under the plan.
• Organ donor expenses covered up to Rs 10 Lakhs.
• Free health check-up once a year (Emergency ambulance services are covered including air ambulance).

Plan specifications

• Sum insured- Rs 2 Lakh- Rs 50 Lakh
• Age entry- 3 month – 18+
• Renewability- Lifelong

ICICI Lombard Health Booster Plan

This is a super-top plan that comes into effect when the policyholder has exceeded the sum insured or coverage limit of their base health policy or once the deductible under the policy is paid.
The plan covers all medical and hospital-related expenses incurred in the treatment of any illnesses or injuries.
This plan can be availed on an individual or family floater basis.

Plan features

• This plan covers inpatient hospitalization expenses.
• 150 listed daycare procedures and treatments are covered under the plan.
• 100% sum refill benefit that restores the sum insured if the policyholder runs out of coverage due to previous claims.
• Ayush inpatient treatment is covered up to sum insured.
• 60 days pre and 90 days post-hospitalization expenses are covered.
• Road ambulance expenses covered up to Rs 5,000 per hospitalization.
• Organ donor expenses covered up to the sum insured.

Plan specifications

• Sum insured- Rs 5 Lakh- Rs 50 Lakh
• Age entry- 6 months – No age limit
• Renewability- Lifelong

ICICI Lombard Personal Protect Plan

This plan is crafted to offer worldwide coverage to the policyholder against accidents. In this plan, the company will pay a lump sum payout of 100% sum insured in case of accidental death or any disablement suffered by the insured individual due to an accident. This plan can be availed on an individual or family floater basis.

Plan features

• 100% payout of the sum insured to the nominees of the policy in case of accidental death of the policyholder.
• 100% payout in case of any permanent total disablement suffered by the insured due to an accident.
• This plan offers worldwide coverage financially shielding from accidents globally.
  No pre-medical check-up is required to avail of the policy.

Plan specifications

• Sum insured- Rs 3 Lakh- Rs 25 Lakhs
• Age entry- 18 years- 65 years

ICICI Lombard Arogya Sanjeevani Plan

Arogya Sanjeevani is a basic healthcare policy that is intended to cover hospitalization expenses at an affordable premium.
This plan is available on an individual or family floater basis, where one can cover themself, legally wedded spouse, dependant children, and parents.

Plan features

• This plan covers hospitalization up to the sum insured limit.
• 5% increase on SI, max up to 50% for every claim-free year.
• Alternative treatments like Ayush, Siddha, and so on covered up to the sum insured.
• Listed modern procedures like deep brain stimulation, robotic surgeries, and so on covered up to 50% of the sum insured limit.
• 30 days prior and 60 days post-hospitalization expenses covered.
• Road ambulance expenses covered up to Rs 2000 per hospitalization.

Plan specifications

• Sum insured- Rs 1 Lakh- Rs 5 Lakh
• Age entry- 3 months- 65 years
• Renewability- Lifelong

ICICI Lombard Corona Kavach Plan

This health plan is dedicated to cover all hospitalization expenses incurred in the treatment of the COVID-19. This plan also covers the cost of treatment for any comorbid condition triggered due to the Coronavirus.

Plan features

• This plan covers hospitalization expenses incurred for a minimum period of 24 hours of admission.
• The plan also covers home care treatment for COVID-19 for a maximum period of 15 days.
• Daily cash allowance ranging from Rs 250 to Rs 2500 for a maximum period of 15 days.
• Road ambulance charges covered up to 2000 per hospitalization.

Plan specifications

• Sum insured- Rs 50,000 -Rs5 Lakh
• Age Entry- 18 years- 65 years
• Policy Term- 3.5 months, 6.5 months, 9.5 months

ICICI Lombard Saral Suraksha Bima Policy

Saral Suraksha Bima is a cash benefit policy that financially protects the insured individual against any accidents.
The company will provide a lump sum payout in the unfortunate event of accidental death or disablement suffered by the insured individual due to an accident.

Plan features

• 100% sum insured will be paid to the nominees of the policy in case of accidental death of the policyholder.
• 100% sum insured will be paid in case of permanent total disablement suffered due to accident.
• Fixed sum insured will be paid in case of any partial disablement suffered due to an accident.

Plan specifications

• Age entry- 18 years – 70 years
• Sum insured- Up to Rs 1 Crore