Max Bupa Health Insurance Plans
So, your planning to buy a Max Bupa Health Insurance plan? Learn all about Max Bupa’s top plans, plan features, benefits and more. Lets dive into the company’s top plans. Let’s begin.
Max Bupa Health Insurance top plans
Max Bupa Health Companion Individual Plan
It is an all-inclusive health plan that covers individuals against hospitalization expenses and daycare procedures. It also guarantees 100% restoration of the sum insured for different illnesses.
Plan features
- This plan covers all hospitalization, domiciliary expenses, and all daycare procedures.
- Ambulance charges covered up to Rs 3000 per hospitalization.
- 30 days pre and 60 days post-hospitalization charges are covered.
- 100% sum refill benefit for same or unrelated illnesses.
- The benefit of 20% increase of sum insured, maximum of up to 100% during claim-free years.
- Ayush treatment is covered in the plan.
- Organ donor expenses covered up to the sum insured.
Plan specifications
- Age entry: No age limit
- Sum insured: Rs 2 Lakh – Rs 1 Crore
- Plan term: 1 year or 2 years
Max Bupa Health Premia Plan
This plan offers worldwide coverage against hospitalization expenses in the treatment of any illness or injury.
It also covers maternity expenses and their complications.
This plan is available in 3 variants- Silver, Gold, and Platinum.
Plan features
- This plan covers hospitalization, domiciliary expenses, and multiple daycare treatments.
- The plan covers maternity expenses and provides newborn baby coverage.
- New age treatments like a cyberknife, robotic surgery, etc are payable under this plan.
- 100% sum refill benefit when the insured exhaust coverage due to previous claims.
- Outpatient treatments and diagnostic services covered up to Rs 50,000.
- Ayush treatment is covered up to sum insured.
- Orgon donor expenses are covered under the plan.
- Free health check-up available.
Plan specifications
- Age Entry: 90 days – 65 year
- Sum insured: Rs 5 Lakh – Rs 3 Crore
- Renewability: Lifelong
Max Bupa Go Active Plan
It is a digital health plan that takes care of hospitalization expenses and provides access to cashless outpatient treatment and diagnostic services.
The plan also offers the benefit of automatic reinstatement of the sum insured when the insured exhausts their coverage due to any previous claim.
This plan is available on an individual or family floater basis, in which one can cover up to 4 children and 2 adults
Plan features
- This plan covers hospitalization, domiciliary expenses, and a host of procedures.
- The plan covers 90days pre and 180 days post-hospitalization charges.
- Ten outpatient consultations are covered in-network hospital of the company.
- Emergency ambulance services are covered under the plan.
- The benefit of 100% sum restoration due to the previous claim.
- Expenses incurred on organ donor’s treatment are also covered.
Plan specifications
- Age entry: 91 years – 65 years
- Sum insured: Rs 4 Lakh – Rs 25 Lakh
- Policy term: 1 year
Max Bupa Reassure Plan
This is a family floater plan that comes with reassure benefit, that guarantees unlimited reinstatements of the sum insured for the same or unrelated illnesses during the policy period. This plan also comes with a booster benefit which increases the sum insured up to 100% as a reward for claim-free years.
Plan features
- This plan covers hospitalization, domiciliary expenses, and a host of daycare procedures.
- The benefit of unlimited cover restoration for unrelated or same illnesses during the policy period.
- Booster benefit that increases the sum insured up to 100% during claim-free years.
- 60 days pre and 180 days post-hospitalization expenses are covered.
- New age treatments like a cyberknife/robotic surgery, etc are covered under this plan.
- Alternative treatments like Ayush, etc are covered.
- Ambulance costs are covered under the plan.
- Free health checkup for all insured members under the plan.
Plan features
- Age Entry: 91 days – 65 years
- Sum insured: Rs 3 Lakh – Rs 1 Crore
- Renewability: Lifelong
Max Bupa Health Recharge Plan
This is a super top-up plan that comes into action when the policyholder exhausts the coverage of their initial base policy or the deductible under the policy is paid. It is a high sum assured health plan at an affordable premium.
The plan is can be availed on an individual or family floater basis, where you can cover up to 2 adults and 4 children.
Plan features
- This plan covers hospitalization expenses and multiple daycare procedures.
- 60 days pre and 90 days post-hospitalization expenses are covered. Ayush treatments are covered under the plan.
- The medical expense incurred in the treatment of organ donors is covered.
- Emergency ambulance charges covered up to Rs 1,500 per hospitalization.
- Avail of unlimited free teleconsultations.
Plan specifications
Sum insured: Rs 2 Lakh – Rs 95 Lakh
Renewability: Lifelong
Max Bupa MoneySaver Plan
MoneySaver Plan is a combination of two plans put together, Health Recharge and Health Companion Plan. This plan offers exhaustive coverage that covers all hospitalization expenses and also guarantees a 100% sum restoration benefit if the policyholder exhausts their coverage due to a previous claim.
It is available on an individual and family floater basis, where one can cover up to 2 adults and 4 children.
Plan features
- This plan covers inpatient care, domiciliary expenses, and a plethora of daycare procedures.
- The benefit of sum restoration when the policyholder exhausts coverage due to previous claims.
- Alternative treatments like Ayush and Ayurveda are covered under the plan.
- Organ donor expenses are covered.
- Free health check once a year.
- Daily hospital cash benefit up to Rs 2000 per day.
- Emergency ambulance services are covered in the plan.
Plan specifications
- Age Entry: 91 days – 65 years
- Sum insured: Rs 10.5 Lakh – Rs 1 Crore
- Renewability: Lifelong
Max Bupa Heartbeat Plan
This is a far-reaching health plan that financially shields the insured against all major healthcare-related predicaments. It covers expenses related to maternity and their complications and also provides newborn baby coverage.
This plan is available in 3 variants- Silver, Gold, and Platinum Plan. It is available on a family floater basis, where one can cover up to 19 family members.
Plan features
- This plan covers hospitalization expenses covered up to sum assured.
- 60 days pre and 90 days post-hospitalization expenses covered.
- Multiple daycare procedures are covered under the plan.
- Ayush treatments covered up to sum insured.
- Organ donor expenses are covered.
- Maternity expense covered up to two deliveries.
- Free newborn baby coverage available for up to one year.
Plan specifications
- Age entry: No age limit
- Sum insured: Rs 5 Lakh – Rs 50 Lakh
- Policy term: 1 year or 2 years
Max Bupa Accident Care Plan
This is a cash benefit plan that protects the policyholder against accidents and complications. In this plan, the company will provide a lump sum payout in the case of accidental death or any disablement suffered due to an accident.
This plan is available on an individual and family floater basis.
Plan features
- Lumpsum payout of 100% of sum insured in case of accidental death of the insured.
- Lumpsum payout of 125% of sum insured in case total permanent disablement suffered due to accident.
- Lumpsum payout of 100% of sum insured in case of any permanent partial disablement due to accident.
- In case of accidental death of the insured, the company will pay 5% of the sum insured as an education benefit.
Plan specifications
- Age Entry: 2 years- 65 years
- Sum insured: Rs 5 Lakh – Rs 2 Crore
- Renewability: Lifelong
Max Bupa Criticare Plan
This plan is intended to offer coverage against 20 critical ailments.
In this plan, the policyholder will receive a lump sum payout when diagnosed with any of the listed critical illnesses mentioned under the policy. This plan covers severe illnesses like heart attack, stroke, cancer, and so on.
It is also available on a family floater basis, where one can cover up to 2 adults.
Plan features
- This plan offers coverage against 20 life-threatening illnesses and conditions
- 100% sum insured to the policy after the first diagnosis of specified illness in the policy.
Plan features
- Age entry: 2 years – 65 years
- Sum insured: Rs 3 Lakh – Rs 2 Crore
- Renewability: Lifelong
Max Bupa Corona Kavach Plan
This plan is designed to financially safeguard you and your loved ones against COVID-19. It covers the cost of hospital expenses incurred in the treatment of COVID-19.
Plan features
- This plan covers hospitalization expenses incurred in the treatment of COVID-19.
- The plan covers the cost of home care treatment up to a maximum period of 14 days.
- 15 days pre and 30 days post-hospitalization expenses are covered.
- The company will cover the expenses incurred in the home care treatment of Covid- 19 for a minimum period of two weeks.
- This plan covers the cost of Ayush treatments.
Plan specifications
- Age entry- 18 years -65 years
- Sum insured- Rs 50,000 – Rs 5 Lakh
- Policy term- 3.5 months, 6.5 months, and 9.5 months
Max Bupa Senior First Plan
As the name suggests, this plan is designed to cover the hospitalization expenses of persons above 60 years of age.
This plan also covers various daycare procedures, alternative treatments, organ donor expenses, and much more.
It is available in 2 variants- Gold and Platinum Plan.
Plan features
- This plan covers hospitalization expenses and all daycare procedures.
- Advanced treatments like robotic surgeries, etc covered up to Rs 1 Lakh.
- Ayush treatment is covered up to the sum insured.
- 60 days pre and 90 days post-hospitalization expenses covered.
- Road ambulance costs covered up to Rs 2,000 per hospitalization.
- Air ambulance charges covered up to Rs 2,50,000.
- Compulsory co-payment is applicable on each claim.
Plan specifications
- Age entry- 60 years onwards
- Sum insured- Rs 5 Lakh -Rs 25 Lakh
Max Bupa Health Pulse plan
This is a complete health plan that gives comprehensive coverage, the benefit of cover restoration, and up to 100% increase of sum insured as a cumulative bonus as a reward for claim-free years.
It is available in 2 variants: Classic and Enhanced.
Plan features
- This plan covers hospitalization, domiciliary expenses, and daycare treatments.
- The benefit of 150% of sum reinstatement if the policyholder exhausts coverage due to a previous claim.
- Ayush treatment is covered up to the sum insured.
- Up to 100% increase of SI during claim-free years.
- Emergency ambulance charges covered up to Rs 2000 per hospitalization.
Plan specifications
- Age entry- 3months – 65 years
- Sum insured- Rs 3 Lakh – Rs 25 Lakh
- Renewability- Lifelong
Max Bupa Arogya Sanjeevani plan
This is a regular health plan that protects you and your loved ones against any major healthcare contingencies. It also covers advanced procedures like robotic surgeries, etc up to a certain limit.
Arogya Sanjeevani offers a wide range of sum insured options ranging from Rs 50,000 to Rs 5 Lakh. It can opt on an individual or family floater basis.
Plan features
- This plan covers hospitalization, domiciliary treatments, and all daycare treatments.
- Emergency ambulance charges covered up to Rs 2000 per hospitalization.
- 30 days and 60 days post-hospitalization expenses are covered under the plan.
- Modern treatments covered up to 50% of the sum insured.
- Cataract treatments covered up to Rs 40,000 or 25% of the sum insured whichever is lower.
- 5% increase of SI, maximum up to 50% as no claim bonus
Plan specifications
- Age entry- 3 months – 65 years
- Sum insured- Rs 1 Lakh – Rs 5 Lakh
- Policy term- 1 year
Max Bupa Saral Suraksha Bima Plan
This is a cash benefit plan, that financially safeguards the policyholder against accidents. It offers a lump-sum payment to the policyholder or family members in the case of accidental death or any disability suffered by the insured due to an accident.
Plan features
- 100% payout in case of accidental death of the insured.
- 100% payout in case of any total permanent disablement due to an accident.
- 50% sum insured in case of any total partial disablement due to an accident.
- 50% increase of SI during claim-free years.
- This plan also covers hospitalization expenses arising out of accidents up to 10% of the sum insured.
Plan specifications
- Age entry: 3 months -65 years
- Sum insured: Rs 2.5 Lakhs – Rs 1 Cr
- Renewability: Lifelong
