Bajaj Allianz Health Insurance Plans
Are you interested in finding out about health insurance plans offered by Bajaj Allianz ? You have landed at the right place. Let us briefly discuss about the health plans offered by Bajaj Allianz, its plan features and specifications.
Bajaj Allianz Health Guard Individual Policy
It is an individual health plan that protects against all medical emergencies without exhausting your finances. This plan offers 100% automatic sum restoration when the policyholder runs out of coverage due to previous claims. It comes in 3 types of variants- Silver, Gold, and Platinum Plan.
Plan features
- This plan covers hospitalization expenses and a listed set of daycare treatments.
- The benefit of automatic cover restoration when you exhaust your sum insured due to previous claims.
- 30 days pre and 60 days post-hospitalization expenses are covered under the plan.
- Daily cash allowance up to Rs 500 per day when hospitalized, maximum up to 10 days.
- This plan covers the cost of Ayush and Ayurvedic treatments up to a fixed limit.
- Emergency ambulance services are covered under the policy.
Plan specifications
Age entry: 3 months – 65 years
Sum insured: Rs 1.5 Lakh – Rs 1 Crore
Bajaj Health Guard Family Floater Policy
This plan is designed to cover you and your immediate family members under a single policy. You can choose to cover yourself, your legally wedded spouse, dependant children, and your parents under this plan.
Plan features
- This plan covers hospitalization expenses and multiple daycare procedures.
- The plan also covers the cost of various bariatric surgeries like gastric bypass, sleeve gastrectomy, etc.
- 60 days pre and 90 days post-hospitalization expenses are covered.
- Maternity and newborn baby cover available under Gold and Platinum plan.
- Organ donor expenses are covered under this policy.
- Ambulance charges will be covered up to Rs 20,000.
Plan specifications
Age entry- 3 months – 65 years
Sum insured- Rs 1.5 Lakh – Rs 1 Crore
Bajaj Allianz Critical Illness Health Insurance Plan
This plan is designed to financially protect against 10 listed critical illnesses and conditions. In this plan the policyholder will receive a lump sum payout when diagnosed with any of the set listed illnesses mentioned under the policy.
This policy is available on an individual and family floater basis, where one can cover up to 6 family members.
Plan features
- Provides 100% payout to the policyholder when diagnosed with a critical condition like cancer, stroke, first heart attack, and more.
- The benefit amount is payable once the illness is diagnosed and the policyholder survives 30 days after the diagnosis.
Plan specifications
Age entry- 6 years – 65 years
Sum insured- Rs 1 Lakh- Rs 50 Lakh
Bajaj Allianz Critical Illness For Women Plan
This plan is specially designed for women, protecting them against specified critical illnesses.
In this plan, the policyholder will receive a lump sum payout when diagnosed with any of the listed conditions mentioned under the policy. Critical conditions such as ovarian cancer, breast cancer, uterine cancer and so on are covered under this plan.
Plan features
- 100% of the sum insured will be paid to the insured when diagnosed with listed illnesses mentioned in the policy.
- Compensation under job loss cover will be payable in case the insured loses their job within three months of the diagnosis.
- This policy will also pay up to Rs 25,000 under children’s education benefits cover.
Plan features
Age entry- 21 years -65 years
Sum insured- Rs 50,000 – 2 Lakh
Bajaj Allianz Silver Health Plan for Senior Citizen
As the name suggests, this plan is designed for senior citizens to meet their basic and essential healthcare requirements. This policy starts covering any pre-existing conditions after one year from the date of policy inception. It covers individuals up to 70 years of age.
Plan features
- This plan covers the cost of hospitalization expenses and multiple daycare procedures.
- 60 days pre and 90 days post-hospitalization charges will be covered.
- The benefit of 10% increase of sum insured, max up to 50% as a reward for claim-free years.
- Emergency ambulance charges will be covered.
Plan specifications
Age entry- 46 years to 75 years
Sum insured- Rs 50,000- Rs 5 Lakh
Bajaj Allianz Health Infinity Plan
This plan is crafted to offer unlimited coverage to the policyholder as there is no limit on the sum insured. It is an ideal plan for individuals who wish to opt for high coverage plans that provide more than sufficient coverage to meet all their healthcare requirements.
Plan features
- This plan covers hospitalization expenses without any limit on the sum insured.
- This plan covers pre and post-hospitalization expenses.
- Ambulance charges are covered under the plan.
- Multiple daycare treatments and procedures are covered.
Plan specifications
Age entry- 3 months – 65 years
Sum insured – No limit
Bajaj Allianz Extra Care Plus Policy
Extra Care Plus Policy is a top-up plan that will come into action once the policyholder exhausts the coverage of his base health plan or once the deductible under the policy is paid. It is an ideal plan for individuals who are looking for high coverage at an affordable premium. This plan is available on an individual or family floater coverage basis.
Plan features
- This plan covers hospitalization expenses and multiple daycare treatments.
- Pre 60 days and post 90 days hospitalization expenses are covered.
- All medical expenses related to maternity and its complications are covered under the policy.
- Ambulance charges are covered up to Rs 3000 per hospitalization.
Plan specifications
Age of entry- 91 days – 80 years
Sum insured- Rs 3 Lakh – Rs 5 Lakh
Bajaj Allianz Premium Personal Guard Policy
In this policy the company will pay a lump sum benefit in the event of accidental death or any disablement suffered due to an accident. In case of accidental death of the insured parent, the insurer will also pay an extra amount towards the cost of children’s education under the children’s education cover.
Plan features
- 100% payout in the event of accidental death of the insured individual.
- 200% payout in case the insured suffers from permanent total disablement due to an accident.
- The benefit of fixed lump sum payout in case of accidental death of the insured towards the cost of children’s education, maximum of 2 children.
- 50% increase of sum insured as a cumulative bonus as a reward for claim-free years.
- Receive up to Rs 2,500 as a hospital confinement benefit for a maximum period of 30 days.
Plan specifications
Age entry- 18 years – 65 years
Sum insured- Rs 10 Lakh – Rs 25 Lakh
Bajaj Allianz MCare Health Insurance
This plan is specially created to cover medical expenses related to specific vector-borne illnesses like Dengue Fever, Malaria, Chikungunya, etc. It covers the entire cost of hospitalization when the insured is diagnosed with any of the illnesses mentioned under the plan.
Plan features
- This plan covers hospitalization expenses related to 7 vector-borne illnesses and diseases.
Plan specifications
Age entry- 18 years – 65 years
Sum insured- Rs 10,000 – Rs 75,000
Bajaj Allianz Arogya Sanjeevani Plan
This plan provides extensive coverage protecting you and your loved ones against all major healthcare contingencies. It covers the cost of hospitalization and multiple procedures up to Rs 5 Lakh. The plan is available on a family floater as well as individual coverage basis.
Plan features
- This plan covers hospitalization expenses and many daycare procedures.
- Multiple advanced treatments like stem cell therapy, robotic surgeries, etc are covered under the policy
- Pre and post-hospitalization expenses are covered.
- This plan covers the cost of Ayush treatment.
- Emergency ambulance expenses will be reimbursed under the plan.
Plan specifications
Age entry- 18 years – 65 years
Sum insured- up to Rs 5 Lakh
Bajaj Allianz Health Care Supreme Plan
It is one of a kind plan designed to safeguard you and your loved ones from the costs of medical expenses. This plan covers the cost of hospitalization, maternity, physiotherapy, donor expenses, and so on.
Plan features
- This plan covers hospitalization expenses and daycare procedures.
- Maternity expenses and their complications are covered under the plan.
- This plan covers the cost of physiotherapy and outpatient treatments.
- Organ donor expenses are covered under the policy.
- Free health check-up available on policy renewal.
- Ayush treatment coverage is provided in the plan.
- 50% increase of sum insured as cumulative bonus during claim-free years.
- Pre and post-hospitalization expenses are covered under the plan.
Plan specifications
Age entry- 18years-65 years
Sum insured- Rs 30,000 – Rs 1.5 Lakh
Bajaj Allianz Star Package Plan
Star Package is an all-in-one health plan that offers multiple covers combined together in a single plan. This plan protects against hospitalization expenses, also provides accidental and critical illness coverage. It is an ideal one-stop solution for meeting all your healthcare-related needs.
Plan features
- This plan covers hospitalization expenses against any illness or injury.
- This plan covers 60 days pre and 90 days post-hospitalization expenses.
- Lump-sum payment in case of accidental death and disablement suffered due to an accident.
- The plan also covers you against any burglary or break-in to the policyholder’s house.
- This plan also safeguards against any legal liability for any damage or bodily harm to third-party property.
Plan specifications
Age Entry- 18years -45 years
Sum insured- Rs 1.5 Lakh – Rs 1 Crore
Bajaj Allianz Health Ensure Plan
This plan offers exhaustive coverage that covers all major medical risks and contingencies. There is no age limit to avail of this policy. The plan offers wide range of sum insured options up to Rs 10 Lakh to choose from.
Plan features
- Hospitalization expenses are covered under this plan.
- This policy covers you against medical procedures incurred during the treatments.
- Emergency ambulance covered up to Rs 1000 per hospitalization.
- Ayush treatment expenses covered up to 20% of the sum insured
- Organ donor expenses are covered under the plan.
Plan specifications
Age entry- 18 years – 55 years
Sum insured- Rs 2 Lakh – Rs 10 Lakh
Bajaj Allianz Tax Gain Plan
Tax Gain is a family floater plan that covers all expenses related to medical treatments and inpatient care. This plan allows you to save tax also covering outpatient treatments, dental procedures, other consumable charges like spectacles, dentures, and crutches.
Plan features
- This plan covers all expenses related to inpatient hospitalization.
- Emergency ambulance charges are covered under this plan
- 30-day pre and 90 days post-hospitalization charges are covered.
- Free health check-up after four consecutive claim-free years.
Plan specifications
Age entry- up to 75 years
Sum insured- Rs 3 Lakh
Bajaj Allianz Global Personal Guard Plan
It is a cash benefit policy that offers worldwide coverage to the insured against any accidents or disablement suffered anywhere in the world. It is an ideal policy suitable for individuals who frequently travel abroad. This plan is available on an individual as well as a family floater basis.
Plan features
- Accidental death coverage is available to the insured anywhere in the world.
- Lump-sum payment of the sum insured in case of any disablement suffered due to an accident.
- 10% increase of sum insured after every claim-free year.
Plan specifications
Age entry- 3 months – 65 years
Sum insured- Rs 50,000 – Rs 25 Crore
Bajaj Allianz Hospital Cash Plan
As the name suggests, this is a cash benefit plan that provides a daily cash allowance during the hospital stay. Hospital Cash Plan assists in covering various miscellaneous expenses like travel costs, attendant fees, etc that are not covered in a general health policy.
Plan features
- Daily cash allowance ranging from Rs 500 up to Rs 2,500 per day.
- Receive double cash allowance when admitted to the intensive care unit (ICU).
Plan specifications
Age entry- 18 years-65 years
Sum insured- Rs 500 – Rs 2,500
