About IFFCO Tokio General Insurance
IFFCO Tokio general insurance company was formulated post a joint venture between IFFCO ltd and Tokio Marine Group in the year 2000. IFFCO Tokio has a suite of insurance products and services which include health insurance, motor insurance, home insurance, property insurance and travel insurance.
IFFCO Tokio has been awarded the Best Health Care Insurance Provider by NavBharat Group in 2018. The company has also been awarded the P&C Insurer of the Year Award by Insurance Asia News Awards in the same year.
IFFCO TOKIO General Insurance Plans
Iffco Tokio – Family Health Protector insurance policy is a floater policy that provides coverage to the entire family when the need arises. The benefit of a floater policy is that the entire family can be covered under a single umbrella, thus reducing the premium costs and making the policy quite robust yet affordable.
Coverage includes but is not limited to Ayush treatment, home treatment, organ donor expenses, among others. No copay for the first claim, however 7.5%-20% copay after the 1st claim.
Additional benefits and features
- 100% cover restoration
- No claim bonus (up to 51%)
- Ambulance charges (up to INR 2500)
- Daily cash allowance (up to 0.20% of cover)
- 45 days pre-hospitalization expenses
- 60 day post-hospitalization expenses
- Organ donor expenses (up to INR 150000)
- Home treatment (up to INR 30000)
- Ayush treatment (up to INR150000)
Policy exclusions include drug/alcohol related abuse, self-inflicted damage, non-medical expenses and cosmetic surgery