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Care Health Insurance vs Reliance Insurance

Care Health Insurance vs Reliance Insurance (A Simple Guide)

Are you looking to find out the best health insurance policy for yourself and your family? Well, we don’t blame you. Getting the perfect health insurance policy for your needs is extremely important and people should do their due diligence before buying their health insurance policy.

There are a whole host of important aspects that one needs to look out for before zeroing-in on the perfect health insurance policy. From comparing the claim settlement ratios to comparing the policy features, a prospective health insurance buyer needs to analyze a lot of things before finalizing their policy.

In this article, we will compare some of the most important similarities and differences between Care Health Insurance and Reliance General Health Insurance, so that you can know for sure which health insurance provider is perfect for your needs. So, let us begin.

We will talk about some of the most important aspects with respect to Care Health Insurance vs Reliance General Insurance, they are:


  • Claim Settlement Ratio of Care Insurance vs Reliance Insurance
  • Features of Care Insurance vs Reliance Insurance
  • Most Popular Plans

Claim Settlement Ratio of Care Insurance vs Reliance Insurance

What is a claim settlement ratio of an insurance company and what makes it so important? Well, a claim settlement ratio is the ratio of claims that an insurance company honors. Quite simply, if an insurance company has received 100 claims in a year and it honor 90 claims out of the 100 claims, the claim settlement ratio of said insurance company will be 90%. Now you understand why the claim settlement ratio of an insurance company is critical aspect for any prospective insurance buyer.

Let us glance through the claim settlement ratios of both Care Health Insurance and Reliance General Insurance and get a better idea of how they match up.


Care Health

Reliance General Insurance










As you can see both companies are maintaining a health claim settlement ratio are doing rather well on this important metric.

Features of Care Insurance vs Reliance Insurance

Let us now glance through some of the most important features of both of these insurance companies so that you can educate yourself on which feature is relevant to you and your needs and accordingly go with the best health insurance policy.


Care Health

Reliance General

Network Hospitals



Cashless Facility



Maximum Sum Insured

₹6 Crore

₹5 Crore

Waiting Period for Pre-Existing Issues

2-4 years

1-4 years

Renewal Discount



OPD Coverage

Up to ₹2500

Need to buy Rider

No Claim Bonus



24×7 Claim Support



Day Care Treatment



Free Health Check Up



In-house Claim Process



Remember, certain features are subject to change, be sure to confirm these figures with your insurance agent of the insurance company directly before buying a plan.

Most Popular Plans

Now that you have seen the claim settlement ratio and the features of Care Health Insurance and Reliance General Insurance, now is the time to check out some of their most popular plans. This will give you an idea about the kind of insurance policies both companies offer and which one could work for you.

Care Health Insurance

Reliance General Insurance

Family Health Insurance Policy

Reliance Health Gain Insurance Plan

1 Crore Health Plan

Reliance Health Infinity Plan

Senior Citizens Health Policy

Reliance Critical Illness Plan

Maternity Coverage

Reliance Arogya Sanjeevani Policy

Pre-Existing Coverage Policy Cover

Reliance Corona Kavach Policy

Heart Health Insurance Plan

Reliance Personal Accident Insurance Plan

Care Freedom for Diabetes Policy

Reliance Corona Rakshak Policy

Joy Tomorrow Policy

Health Gain Power Plan

Care Cancer Mediclaim Policy

Health Gain Prime Plan

Care Arogya Sanjeevani Policy

Health Gain Plus Plan

Care Operation Mediclaim Policy


Care Health Care Advantage Plan


Care Secure Personal Accident Insurance


Care Advantage


Thank you for taking the time to read this article. Remember, always do your due diligence before buying any health insurance policy.

Author Bio

This article is written by Team, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.

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