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Club Vistara SBI Credit Card

Club Vistara SBI Credit Card (Benefits, Fees, Eligibility)

Club Vistara SBI Credit Card is a one of a kind travel credit card that offers numerous benefits to its cardholders. This is a unique kind of card that provides comprehensive insurance coverage, a free economy air ticket, and much more. In this article, we will talk about the benefits, card fees, and eligibility in detail.


Table of Contents:

  • Club Vistara SBI Credit Card Benefits
  • Club Vistara SBI Credit Card Fess & Charges
  • How to apply for Club Vistara SBI Credit Card
  • Club Vistara SBI Credit Card Eligibility
  • Frequently Asked Questions

Club Vistara SBI Credit Card Benefits

  • Welcome Reward: You will get one complimentary Vistara premium economy ticket as a joining reward. It will be sent in the form of an e-gift voucher to your registered email address.
  • Reward Points: Earn up to 3 Club Vistara points on all purchases for every ₹ 200 spent. This is valid for all categories and fuel purchases as well. The earned points can be used to buy Air Vistara tickets from other partnered airlines.
  • Milestone Rewards: Get 1 complementary hotel e-voucher from Yatra worth ₹5000 on annual spends of ₹ 5 lakhs. The bonus points will be credited to the Club Vistara Membership Account within 15 working days.
  • Insurance Coverage Benefit: You will get insurance coverage as follows: Air Accident liability coverage up to ₹50 lakhs, Fraud liability coverage of  ₹1 lakh, Loss of check-in baggage coverage up to ₹72,000, Loss of travel document coverage up to ₹12,500, Loss of baggage coverage up to ₹2500.
  • Lounge Access Benefit: Get access to four complimentary visits to domestic airport lounges every year (subject to a maximum of one per quarter).
  • Balance Transfer Benefits: You can now transfer the balance of any other card to the Club Vistara SBI credit card and pay a lower rate of interest.

Club Vistara SBI Credit Card Fess & Charges



Annual Fee

₹1499 + Applicable taxes

Renewal Fee

₹1499 + Applicable taxes

Late Payment Charges

Upto ₹500: Nil

More than ₹500 up to ₹1,000: ₹400

More than ₹1, 000 up to ₹10,000 : ₹750

More than ₹10,000 up to ₹25,000: ₹950

More than ₹ 25,000 up to ₹50,000: ₹1,100

More than ₹50,000: ₹1,300

Finance Fees

3.50% per month or 42% per annum


Advance Cash Payment

₹ 250

Over limit Fee

2.5% of the over limit amount; minimum of ₹600

Payment Dishonor Fee

2% of the payment amount; minimum of ₹ 450


How to apply for Club Vistara SBI Credit Card

Follow these simple steps to avail of this credit card:

  • Step 1: Visit the official website of SBI, i.e
  • Step 2: Click on the ‘Credit Card’ section and select ‘Club Vistara SBI Credit Card.’
  • Step 3: Click on ‘Apply Now’ and fill out the form with all the accurate information.
  • Step 4: The bank representative will call you shortly in regards to the same.

Club Vistara SBI Credit Card Eligibility

  • Applicants minimum age should be 18 to 60 years.
  • The applicant must be salaried or self-employed.
  • Applicants need a good credit score.
  • Applicants need to be citizens of India.
  • Minimum income required is around ₹ 33,000–₹ 40,000 per month.

Documents Needed

  • Identity Proof: Aadhaar card, Pan card, voter’s ID, driving licence, passport-sized photographs
  • Address Proof: Passport, electricity bill, gas bill, and driver’s licence
  • Income Proof: Income Tax Reports and Salary Slips for the Past 2 Months


Author Bio

This article is written by Team, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.

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