Learn about Care Health Insurance
Care Health Insurance (formerly Religare health insurance) was founded in the year 2012.Care Health Insurance has a comprehensive suite of insurance products and services. They include general health insurance, health insurance for senior citizens, critical mediclaim,cancer mediclaim, heart care plans, travel insurance, group insuranc, among others.
The company has a healthy claim settlement ratio of 93% and has settled over 6.95 lac claims. Care Health Insurance won the Best Health Insurance Company at the ABP News-BFSI Awards and the Best Medical Insurance Product Award by FICCI Healthcare Awards.
Care Health Insurance Plans
Care Health Insurance – Enhance is a super top up insurance policy that provides an additional layer of coverage over and above your regular insurance policy at a very nominal premium. Features range from free health check up to organ donor expenses (up to 1000000)
This policy covers accidental hospitalization from day 1 and other hospitalization after a 30 day gestation period. Preexisting conditions are covered after a period of 4 years
Additional features
- 30 days pre-hospitalization expenses
- 60 days post-hospitalization expenses
- Outpatient (max up to INR 600)
- Cashless option available with over 3,789 Pan India Pan India
Policy exclusions include drug/alcohol related abuse, self-inflicted damage, non-medical expenses, cosmetic surgery and war damage.
Care Health insurance – Joy Today policy provides various maternity and new born benefits that will help you allivate the costs of bringing a new life into this world. The plan also provides additional features like outpatient option and recovery allowance.
Accidental hospitalization is covered from day 1 of policy issuance and other hospitalization is covered after a gestation period of 30 days.
Preexisting conditions are covered after a period of 4 years.
Features and benefits
- Ambulance charges up to INR 1000
- 30 days pre-hospitalization expenses
- 60 days post-hospitalization expenses
- Recovery allowance (up to cover amount)
- Maternity (cover up to INR 35000 after a gestation period of 9 months)
- New born treatment (cover up to 30000)
- Cashless option available with over 3,789 Pan India Pan India
Policy exclusions include drug/alcohol related abuse, self-inflicted damage, non-medical expenses, cosmetic surgery and war damage.
Care Health insurance – Joy Today (with NCB) policy provides various maternity and new born benefits that will help you allevate the costs of bringing a new life into this world. The plan also provides additional features like outpatient option and recovery allowance. It also has the additional advantage of a no claim bonus of up to 100% of sum insured.
Accidental hospitalization is covered from day 1 of policy issuance and other hospitalization is covered after a gestation period of 30 days.
Preexisting conditions are covered after a period of 4 years.
Features and benefits
- Ambulance charges up to INR 1000
- 30 days pre-hospitalization expenses
- 60 days post-hospitalization expenses
- Recovery allowance (up to cover amount)
- Maternity (cover up to INR 35000 after a gestation period of 9 months)
- Outpatient (max up to INR 600)
- New born treatment (cover up to 30000)
- No claim bonus up to 100% of sum insured
- Cashless option available with over 3,789 Pan India Pan India
Policy exclusions include drug/alcohol related abuse, self-inflicted damage, non-medical expenses, cosmetic surgery and war damage.
Care Health insurance – Joy Tomorrow policy provides various maternity and new born benefits that will help you allevate the costs of bringing a new life into this world. The plan also provides additional features like outpatient option and recovery allowance.
This policy covers accidental hospitalization from day 1 and other hospitalization after a 30 day gestation period. Preexisting conditions are covered after a period of 4 years
Additional features
- Ambulance charges up to INR 1000
- 30 days pre-hospitalization expenses
- 60 days post-hospitalization expenses
- Recovery allowance (up to cover amount)
- Maternity (cover up to INR 35000 after a gestation period of 9 months)
- Outpatient (max up to INR 600)
- New born treatment (cover up to 30000)
- No claim bonus up to 100% of sum insured
- Cashless option available with over 3,789 Pan India Pan India
Policy exclusions include drug/alcohol related abuse, self-inflicted damage, non-medical expenses, cosmetic surgery and war damage.
Care Health insurance – Joy Tomorrow (with NCB) policy provides various maternity and new born benefits that will help you allevate the costs of bringing a new life into this world. The plan also provides additional features like outpatient option and recovery allowance. The policy also provides a no claim bonus of up to 100% of cover amount.
This policy covers accidental hospitalization from day 1 and other hospitalization after a 30 day gestation period. Preexisting conditions are covered after a period of 4 years
Additional features
- Ambulance charges up to INR 1000
- 30 days pre-hospitalization expenses
- 60 days post-hospitalization expenses
- Recovery allowance (up to cover amount)
- Maternity (cover up to INR 35000 after a gestation period of 9 months)
- Outpatient (max up to INR 600)
- New born treatment (cover up to 30000)
- No claim bonus up to 100% of sum insured
- Cashless option available with over 3,789 Pan India Pan India
Policy exclusions include drug/alcohol related abuse, self-inflicted damage, non-medical expenses, cosmetic surgery and war damage.
Care Health Insurance – Care policy provides a no claim bonus maximum of 50% of claim amount along with 100% cover restoration feature (up to sum insured). The policy also provides home treatment options and ayush options, among other features
Features and benefits
- 100% cover restoration
- Free health checkup(Once every year)
- No claim bonus up to 50%
- Ambulance charges up to INR 2500 per hospitalization
- 30 days pre-hospitalization expenses
- 60 days post-hospitalization expenses
- Home treatment (up to INR 200000)
- Ayush treatment (up to 30000)
- Organ donor expenses (up to INR 200000)
- Cashless option available with over 3,789 Pan India Pan India
Policy exclusions include drug/alcohol related abuse, self-inflicted damage, non-medical expenses, cosmetic surgery and war damage.
Care – NCB Super health insurance policy has a few salient features like no claim bonus up to 150% and a free health check up, among other features.
Features and benefits
- 100% cover restoration
- Free health checkup(Once every 3 years)
- No claim bonus up to 150%
- Ambulance charges up to INR 2500 per hospitalization
- 30 days pre-hospitalization expenses
- 60 days post-hospitalization expenses
- Home treatment (up to INR 200000)
- Ayush treatment (up to 30000)
- Organ donor expenses (up to INR 200000)
- Cashless option available with over 3,789 Pan India Pan India
Policy exclusions include drug/alcohol related abuse, self-inflicted damage, non-medical expenses, cosmetic surgery and war damage.
Care Health Insurance – Care – NCB Super and Unlimited Recharge policy has a claim settlement ratio of 92.7%. The plan has auto-restoration features along with option for alternative treatments like ayush treatments. Maximum no claim bonus is available up to 150% of sum insured.
Features and benefits
- 100% cover restoration
- Free health checkup(Once every 3 years)
- No claim bonus upto 150%
- Ambulance charges upto INR 2500 per hospitalization
- 30 days pre-hospitalization expenses
- 60 days post-hospitalization expenses
- Home treatment (up to INR 200000)
- Ayush treatment (up to 30000)
- Organ donor expenses (up to INR 200000)
- Cashless option available with over 3787 Pan India cashless hospitals
Policy exclusions include drug/alcohol related abuse, self-inflicted damage, non-medical expenses, cosmetic surgery and war damage.
Care Freedom insurance policy includes a 100% cover restoration benefit and a no claim booster bonus available at an additional nominal fee. Accidental hospitalization is covered from day 1 of policy issuance and other hospitalization is covered after a gestation period of 30 days.
Preexisting conditions are covered after a period of 2 years.
Features and benefits
- 100% cover restoration
- Free health checkup(Once every year)
- Ambulance charges up to INR 1000 per event
- 30 days pre-hospitalization expenses
- 30 days post-hospitalization expenses
- Home treatment (up to 10% of sum insured)
- Recovery allowance (up to cover amount)
- Cashless option available with over 3,789 Pan India Pan India
Policy exclusions include drug/alcohol related abuse, self-inflicted damage, non-medical expenses, cosmetic surgery and war damage.
