Learn about Universal Sompo General Insurance (Simple Guide)
Universal Sompo General Insurance Company was founded in 2007. The company provides health insurance plans like Corona Rakshak Insurance, Corona Kavach Insurance, Complete Health Insurance, Arogya Sanjeevani Health Insurance and Super Health Insurance. The company has over 86 branches pan india and has settled over 90% of all claims made, and is associated with over 4000 network hospitals across the nation.
The company has also won the award for Best Customer Service Provider of the Year 2016 by Annual India Insurance summit & Awards .
Universal Sompo General Insurance Plans
Universal Sompo – Complete HealthCare Insurance Family Floater Basic insurance policy covers everything from OPD expenses, organ donor expenses, home treatment, ayush treatment expenses, among others. The company also has around 4647 cashless network hospitals across the country.
Additional benefits and features
- 100% cover restoration
- No claim bonus (up to 50%)
- Outpatient expenses covered upto a maxiumum of INR 7500
- Ambulance charges (up to INR 1000)
- 30 days pre-hospitalization expenses
- 60 day post-hospitalization expenses
- Organ donor expense (up to INR 100000)
- OPD coverage
- Recovery allowance, including benefits of maximum INR 10000 incase of hospitalization of greater than 10 days
- Free health checkup after 2 claim free years
- Home treatment upto INR 100000
- Ayush treatment upto a max of 100000
Policy exclusions include drug/alcohol related abuse, self-inflicted damage, non-medical expenses, cosmetic surgery, birth defects, hazardous sports,HIV/AIDS,STDs, genetic issues, mental problems,dental care, eye disorders, admin charges and war damage.
Universal Sompo – Complete HealthCare Insurance Family Floater Essential insurance policy covers everything from OPD expenses, organ donor expenses, home treatment, ayush treatment expenses, among others. It also covers new born treatment and maternity. The company also has around 4647 cashless network hospitals across the country.
Additional benefits and features
- 100% cover restoration
- No claim bonus (up to 50%)
- Outpatient expenses covered upto a maxiumum of INR 7500
- Ambulance charges (up to INR 2000)
- 30 days pre-hospitalization expenses
- 60 day post-hospitalization expenses
- Organ donor expense (up to INR 300000)
- Maternity (up to INR 25000)
- OPD coverage
- Recovery allowance, including benefits of maximum INR 10000 incase of hospitalization of greater than 10 days
- Free health checkup after 2 claim free years
- Home treatment upto INR 300000
- Ayush treatment upto a max of 300000
Policy exclusions include drug/alcohol related abuse, self-inflicted damage, non-medical expenses, cosmetic surgery, birth defects, hazardous sports,HIV/AIDS,STDs, genetic issues, mental problems,dental care, eye disorders, admin charges and war damage.
Universal Sompo – Complete HealthCare Insurance Family Floater Privilege insurance policy is available with floater option that can cover the entire family under a single insurance policy. Benefits include but are not limited to maternity care, OPD coverage, home treatment, ayush treatment, among others.
Additional benefits and features
- 100% cover restoration
- No claim bonus (up to 50%)
- Outpatient expenses covered upto a maxiumum of INR 7500
- Ambulance charges (up to INR 3000)
- 30 days pre-hospitalization expenses
- 60 day post-hospitalization expenses
- Organ donor expense (up to INR 600000)
- Maternity (up to INR 50000)
- Recovery allowance, including benefits of maximum INR 10000 incase of hospitalization of greater than 10 days
- Free health checkup after 2 claim free years
- Home treatment up to INR 600000
- Ayush treatment up to a max of 600000
Policy exclusions include drug/alcohol related abuse, self-inflicted damage, non-medical expenses, cosmetic surgery, birth defects, hazardous sports,HIV/AIDS,STDs, genetic issues, mental problems,dental care, eye disorders, admin charges and war damage.
Universal Sompo – Complete Healthcare Insurance Individual Basic insurance policy is available with an individual coverage option as well as a floater coverage option. The floater coverage option can cover the entire family under a single policy and can minimize the overall premium paid. Coverage is provided but not limited to Home treatment, ayush treatment, OPD expenses,organ donor expenses, among others.
Additional benefits and features
- 100% cover restoration
- No claim bonus (up to 50%)
- Outpatient expenses covered upto a maxiumum of INR 7500
- Ambulance charges (up to INR 1000)
- 30 days pre-hospitalization expenses
- 60 day post-hospitalization expenses
- Organ donor expense (up to INR 100000)
- Recovery allowance, including benefits of maximum INR 10000 in case of hospitalization of greater than 10 days
- Free health checkup after 2 claim free years
- Home treatment up to INR 100000
- Ayush treatment up to a max of 100000
Policy exclusions include drug/alcohol related abuse, self-inflicted damage, non-medical expenses, cosmetic surgery, birth defects, hazardous sports,HIV/AIDS,STDs, genetic issues, mental problems,dental care, eye disorders, admin charges and war damage.
Universal Sompo – Complete HealthCare Insurance Individual Essential insurance policy is available with an individual coverage option as well as a floater coverage option.
The floater coverage option can cover the entire family under a single policy and can minimize the overall premium paid. Coverage is provided but not limited to Home treatment, ayush treatment, OPD expenses,organ donor expenses, new born treatment, recovery allowance among others.
Additional benefits and features
- 100% cover restoration
- No claim bonus (up to 50%)
- Outpatient expenses covered upto a maxiumum of INR 5000
- Ambulance charges (up to INR 2000)
- 30 days pre-hospitalization expenses
- 60 day post-hospitalization expenses
- Maternity (up to INR 25000)
- Organ donor expense (up to INR 300000)
- Recovery allowance, including benefits of maximum INR 10000 in case of hospitalization of greater than 10 days
- Free health checkup after every claim free year
- Home treatment up to INR 300000
- Ayush treatment up to a max of 300000
Policy exclusions include drug/alcohol related abuse, self-inflicted damage, non-medical expenses, cosmetic surgery, birth defects, hazardous sports,HIV/AIDS,STDs, genetic issues, mental problems,dental care, eye disorders, admin charges and war damage.
Universal Sompo – Complete HealthCare Insurance Individual Privilege policy is available with an individual coverage option as well as a floater coverage option.
The floater coverage option can cover the entire family under a singular policy and can minimize the overall premium load to the family. Coverage is provided but not limited to Home treatment, ayush treatment, OPD expenses,organ donor expenses, new born treatment, recovery allowance, maternity among others.
Additional benefits and features
- 100% cover restoration
- No claim bonus (up to 50%)
- Outpatient expenses covered upto a maxiumum of INR 5000
- Ambulance charges (up to INR 3000)
- 30 days pre-hospitalization expenses
- 60 day post-hospitalization expenses
- Maternity (up to INR 50000)
- Organ donor expense (up to INR 600000)
- Recovery allowance, including benefits of maximum INR 10000 in case of hospitalization of greater than 10 days
- Free health checkup after every claim free year
- Home treatment up to INR 600000
- Ayush treatment up to a max of 600000
Policy exclusions include drug/alcohol related abuse, self-inflicted damage, non-medical expenses, cosmetic surgery, birth defects, hazardous sports,HIV/AIDS,STDs, genetic issues, mental problems,dental care, eye disorders, admin charges and war damage.
Both car and bike motor insurance is available. The company provides individual and commercial insurance for your vehicles.
Additional features:
- No claim bonus
- Engine protection
- Road side assistance
- Key replacement
- Nil depreciation cover