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Learn about Pramerica Life Insurance (A Guide)

Pramerica Life Insurance Company Limited is an insurance company in India having 138 branches operational branches, over 2500 employees, and over 5000 crores in assets under management. The company started its operations in India in 2008 and has insured over 60 lac Indians as of 2021.

Let us discuss the following aspects of Pramerica Life Insurance:-

  • Pramerica life insurance shareholding
  • Pramerica life insurance plans (As of 2021)
  • Pramerica life insurance Claims 
  • Pramerica life insurance online payment
  • Pramerica life insurance customer care number
  • Pramerica life insurance branch locator

Pramerica life insurance shareholding

Pramerica Life insurance is a joint venture between Prudential International Insurance Holdings (PIIH) (owned by Prudential Financial, Inc), an American insurance provider, and Indian Company Dewan Housing Finance Corporation Ltd (DHFL).

Pramerica life insurance plans (as of 2021)

The company provides a host of insurance plans including ULIP plans, savings plans, retirement plans, health plans, child plans, and beyond. Let us list their plans below.

Savings plans

  • Pramerica Life Secure Savings Plan 
  • Pramerica Life Roz Sanchay
  • Pramerica Life Smart Assure 
  • Pramerica Life Flexi Cash
  • Pramerica Life Smart Income
  • Pramerica Life Magnum Assure
  • Pramerica Life Smart Cash Protect

Health plans

  • Corona Rakshak Policy
  • Life Cancer+Heart Shield
  • Life Dengue Shield

Pramerica ULIPs

  • Life Wealth+ Ace
  • Life Wealth Enhancer
  • Life Smart Wealth + Life Wealth Maximiser

Pramerica protection plans

  • Life U-Protect
  • Life TruShield

Pramerica child plans

  • Life Rakshak Gold

Pramerica online plans

  • Corona Rakshak Policy
  • Life Cancer + Heart Shield
  • Life Flexi e-term
  • Life Dengue Shield

Group insurance plans

Pramerica Life Insurance claims

Policyholders can inform the company regarding claims either online or by physically visiting one of their 138 branches. In case you wish to email their claims department, you can do so by emailing them at or call them at 1800-102-7070

Documents required to register a claim

If you want to register a claim, you will have to ensure that you have the following documents ready:-

  • Duly filled claim form
  • Original Policy document
  • Death Certificate
  • ID of nominee
  • Bank passbook or canceled check (with printed name of bank account holder )
  • The company may also ask for additional documentation in certain cases. Once you are ready you may contact the designated claims officer from the company. He or she will process the claim further.

Pramerica claim forms

You may download the requisite claim form as required by you:-

  • Death intimation form
  • Critical illness claim form
  • LMA form
  • Health claim form
  • Death claim form

Pramerica life insurance online payment

The company offers a variety of ways for policyholders to pay their premiums. This includes online payment on their website, physical payment at branches, doorstep collection, NACH, bank transfer, and payment at either Axis Bank or SBI branches.

Pramerica life insurance customer care number

Contact details

Email ID

Toll-free number

1800 102 7070

Missed call service

1800 102 7986

SMS service (SMS ‘LIFE’) to

5607070, 9289207070

Online web-form

Pramerica branch locator

Locate your nearest Pramerica life insurance branch using their branch locator 
You can use our Pramerica Branch Locator tool to locate your nearest branch.

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