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Claim letter for insurance (With an example)

Life is uncertain and can suddenly hit us with unfortunate surprises. It is always better to plan ahead and consider getting insured. That being said, what happens if you are insured and need to apply for a claim? This article will assist you with exactly that.

Learn how you can make a formal claim letter. we will also provide a sample claim letter for your better understanding.

Insurance companies provide you a claim form to initiate the process. To speed up your claim process, you can also attach a claim letter with the claim form.

First, let us under what a claim letter is

What is a claim letter?

The objective an insurance claim letter is to notify your insurance company about the event, how it happened, and also providing legitimate and accurate details surrounding the event. A claim letter can be sent to the insurance company to request coverage for any insured matter.

What should you include in your claim letter?

The claim letter must include all relevant information that your insurance company will need to initiate your claims such as the name of the policyholder, the details about the incident, the date of the incident, and the nature of your claim.

Now let us look into a sample claim letter in the case of a life insurance policy

Claim letter example

Sita Nath
Alps Apartment
Dadar (W)

Subject: Insurance claim


Max Life Insurance,

Worli, Mumbai-400018

Respected Sir/Madam,

I, Sita Nath, with extreme regret have to inform you of the sad demise of my Husband Mr. Raj Prakash Nath on 11-1-20 due to kidney failure.

My husband had a life insurance policy with your company (Policy Number: xxxxx) in the name of my husband, Mr. Raj Prakash Nath.

I am the beneficiary and nominee of my husband’s life insurance policy. I request you to disburse the claim amount ASAP.

As per my records, the claim amount is Rs.40 lakhs. The detailed policy documents and the death certificate of my husband Mr. Raj Prakash Nath are attached herewith. I request you to release the compensation amount at the earliest. Looking forward to your quick response on the same.

PFA the requisite documents within

  • Duly-filled claim form
  • Policy bond
  • Death certificate
  • Medical certificates
  • Cancelled check
  • Photo ID and address proof

Yours sincerely,

Sita Nath

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