{"id":67,"date":"2023-08-02T09:10:38","date_gmt":"2023-08-02T09:10:38","guid":{"rendered":"https:\/\/www.insuranceliya.com\/hindi\/?page_id=67"},"modified":"2023-08-02T10:43:37","modified_gmt":"2023-08-02T10:43:37","slug":"life-insurance","status":"publish","type":"page","link":"https:\/\/www.insuranceliya.com\/hindi\/life-insurance\/","title":{"rendered":"\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u2013 Life Insurance (\u0905\u0930\u094d\u0925, \u092e\u0939\u0924\u094d\u0935, \u092a\u094d\u0930\u0915\u093e\u0930 \u0914\u0930 \u0905\u0927\u093f\u0915)"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"67\" class=\"elementor elementor-67\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-21d2b4f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"21d2b4f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-88a6967\" data-id=\"88a6967\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0f7af34 elementor-widget elementor-widget-text-editor\" data-id=\"0f7af34\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.14.0 - 26-06-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<h1 style=\"text-align: center;\"><strong><span style=\"color: #000080;\">\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u2013 Life Insurance (\u0905\u0930\u094d\u0925, \u092e\u0939\u0924\u094d\u0935, \u092a\u094d\u0930\u0915\u093e\u0930 \u0914\u0930 \u0905\u0927\u093f\u0915)<\/span><\/strong><\/h1><p>\u091c\u0940\u0935\u0928 \u0938\u0941\u0902\u0926\u0930 \u0914\u0930 \u0936\u093e\u0928\u0926\u093e\u0930 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u092f\u0939 \u0928\u093e\u091c\u0941\u0915 \u092d\u0940 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0905\u0915\u0947\u0932\u0947 2022 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 1.55 \u0932\u093e\u0916 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0938\u0921\u093c\u0915 \u0926\u0941\u0930\u094d\u0918\u091f\u0928\u093e \u092e\u0947\u0902 \u092e\u094c\u0924\u0947\u0902 \u0939\u0941\u0908\u0902 \u0964 \u092f\u0939 \u0938\u092d\u0940 \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u0938\u0921\u093c\u0915 \u0926\u0941\u0930\u094d\u0918\u091f\u0928\u093e\u0913\u0902 \u0915\u093e \u0932\u0917\u092d\u0917 10% \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e, 2019 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0906\u0917 \u0932\u0917\u0928\u0947 \u0915\u0940 16 \u0932\u093e\u0916 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0918\u091f\u0928\u093e\u090f\u0902 \u0939\u0941\u0908\u0902 \u0914\u0930 \u0906\u0917 \u0915\u0947 \u0915\u093e\u0930\u0923 27027 \u092e\u094c\u0924\u0947\u0902 \u0939\u0941\u0908\u0902\u0964 \u0935\u093f\u0936\u094d\u0935 \u0938\u094d\u0924\u0930 \u092a\u0930 \u0906\u0917 \u0938\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u092a\u093e\u0902\u091a \u092e\u094c\u0924\u094b\u0902 \u092e\u0947\u0902 \u0938\u0947 \u090f\u0915 \u092e\u0947\u0902 \u090f\u0915 \u092d\u093e\u0930\u0924\u0940\u092f \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964 \u092f\u0947 \u091a\u093f\u0902\u0924\u093e\u091c\u0928\u0915 \u0906\u0902\u0915\u0921\u093c\u0947 \u0939\u0948\u0902. \u0907\u0928 \u0906\u0902\u0915\u0921\u093c\u094b\u0902 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0935\u093f\u0935\u0947\u0915\u0936\u0940\u0932 \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964<\/p><p>\u0909\u092a\u0930\u094b\u0915\u094d\u0924 \u091a\u093f\u0902\u0924\u093e\u091c\u0928\u0915 \u0924\u0925\u094d\u092f \u0938\u093e\u092e\u0928\u0947 \u0932\u093e\u0928\u0947 \u0915\u093e \u0915\u093e\u0930\u0923 \u092f\u0939 \u0939\u0948 \u0915\u093f \u0939\u092e \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0915\u0947 \u092e\u0939\u0924\u094d\u0935 \u0914\u0930 \u092a\u094d\u0930\u093e\u0938\u0902\u0917\u093f\u0915\u0924\u093e \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u091c\u0928\u0924\u093e \u0915\u094b \u0936\u093f\u0915\u094d\u0937\u093f\u0924 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964 \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u092d\u093e\u0930\u0924\u0940\u092f \u0915\u094b \u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f \u0915\u093f \u0909\u0938\u0915\u0947 \u092a\u093e\u0938 \u090f\u0915 \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u092a\u0949\u0932\u093f\u0938\u0940 \u0939\u0948 \u091c\u094b \u0905\u0915\u0932\u094d\u092a\u0928\u0940\u092f \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u0909\u0938\u0915\u0947 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0947 \u0932\u093f\u090f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u093e \u0915\u093e\u092e \u0915\u0930 \u0938\u0915\u0947\u0964<br \/>\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u092a\u0949\u0932\u093f\u0938\u0940 \u0916\u0930\u0940\u0926\u0928\u0947 \u092f\u093e \u0928\u0935\u0940\u0928\u0940\u0915\u0943\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b \u092f\u0939 \u092a\u0943\u0937\u094d\u0920 \u092a\u0922\u093c\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 \u092f\u0939 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0938\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0935\u093f\u0937\u092f\u094b\u0902 \u092a\u0930 \u092c\u093e\u0924 \u0915\u0930\u0947\u0917\u0940 \u091c\u0948\u0938\u0947:<\/p><p>\u00a0<\/p><ul><li><strong><span style=\"color: #000080;\">\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0915\u093e \u0905\u0930\u094d\u0925 (Meaning of Life Insurance)<\/span><\/strong><\/li><li><strong><span style=\"color: #000080;\">\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0915\u093e \u092e\u0939\u0924\u094d\u0935 (Importance of Life Insurance)<\/span><\/strong><\/li><li><strong><span style=\"color: #000080;\">\u0932\u094b\u0915\u092a\u094d\u0930\u093f\u092f \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u092f\u094b\u091c\u0928\u093e\u090f\u0901 (Popular Life Insurance Plans)<\/span><\/strong><\/li><li><strong><span style=\"color: #000080;\">\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0915\u0947 \u092a\u094d\u0930\u0915\u093e\u0930 (Life Insurance Types)<\/span><\/strong><\/li><li><strong><span style=\"color: #000080;\">\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u092c\u0928\u093e\u092e \u0938\u093e\u0935\u0927\u093f \u092c\u0940\u092e\u093e (Life Insurance vs Term Insurance)<\/span><\/strong><\/li><li><strong><span style=\"color: #000080;\">\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0926\u093e\u0935\u093e \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e (Life Insurance Claims Process)<\/span><\/strong><\/li><li><strong><span style=\"color: #000080;\">\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0901 \u0914\u0930 \u0909\u0928\u0915\u0940 \u0924\u0941\u0932\u0928\u093e\u090f\u0901 (Life Insurance Companies and Their Comparisons)<\/span><\/strong><\/li><\/ul><h2><strong><span style=\"color: #000080;\">\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0915\u093e \u0905\u0930\u094d\u0925 (Meaning of Life Insurance)<\/span><\/strong><\/h2><p>\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u092a\u0949\u0932\u093f\u0938\u0940 \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0914\u0930 \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0915\u0947 \u092c\u0940\u091a \u090f\u0915 \u0938\u092e\u091d\u094c\u0924\u093e \u0939\u0948\u0964\u00a0\u0938\u092e\u091d\u094c\u0924\u0947 \u0915\u0940 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0936\u0930\u094d\u0924\u094b\u0902 \u092e\u0947\u0902 \u0915\u0939\u093e \u0917\u092f\u093e \u0939\u0948 \u0915\u093f \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u0940 \u092e\u0943\u0924\u094d\u092f\u0941 \u092a\u0930 \u0909\u0938\u0915\u0947 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u094b \u092a\u0942\u0930\u094d\u0935 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0930\u093e\u0936\u093f \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0947\u0917\u0940\u0964\u00a0\u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u094b \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u0915\u0947 \u092c\u0926\u0932\u0947 \u092f\u0939 \u092e\u0943\u0924\u094d\u092f\u0941 \u0932\u093e\u092d \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0947\u0917\u0940\u0964\u00a0\u00a0\u0906\u0907\u090f \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0915\u0940 \u0905\u0935\u0927\u093e\u0930\u0923\u093e \u0915\u094b \u0938\u092e\u091d\u0928\u0947 \u092e\u0947\u0902 \u0906\u0938\u093e\u0928 \u0909\u0926\u093e\u0939\u0930\u0923 \u0938\u0947 \u0938\u092e\u091d\u0947\u0902\u0964<\/p><p><span style=\"color: #000080;\"><strong><u>\u0909\u0926\u093e\u0939\u0930\u0923:<\/u><\/strong><\/span>\u00a0\u092e\u093e\u0928 \u0932\u0940\u091c\u093f\u090f \u0915\u093f \u0936\u094d\u0930\u0940 \u092e\u0928\u094b\u0939\u0930 \u0928\u0947 \u091f\u093e\u091f\u093e \u090f\u0906\u0908\u090f \u0915\u0947 \u0938\u093e\u0925 \u090f\u0915 \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u092a\u0949\u0932\u093f\u0938\u0940 \u0916\u0930\u0940\u0926\u0940 \u0939\u0948\u0964\u00a0\u0936\u094d\u0930\u0940 \u092e\u0928\u094b\u0939\u0930 \u0915\u0947 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u094b \u0909\u0928\u0915\u0947 \u0928\u093f\u0927\u0928 \u092a\u0930 1 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0930\u093e\u0936\u093f \u092e\u093f\u0932\u0947\u0917\u0940\u0964\u00a0\u091f\u093e\u091f\u093e \u090f\u0906\u0908\u090f \u0915\u094b \u092f\u0939 \u092e\u0943\u0924\u094d\u092f\u0941 \u0932\u093e\u092d \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u0926\u0932\u0947 \u092e\u0947\u0902 25 \u0939\u091c\u093e\u0930 \u0930\u0941\u092a\u092f\u0947 \u092a\u094d\u0930\u0924\u093f \u0935\u0930\u094d\u0937 \u0915\u093e \u0928\u093f\u092f\u092e\u093f\u0924 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u094b\u0917\u093e\u0964<\/p><p>\u0906\u0907\u090f \u0906\u0917\u0947 \u092e\u093e\u0928 \u0932\u0947\u0902 \u0915\u093f \u0915\u0941\u091b \u0938\u093e\u0932 \u092c\u0940\u0924 \u0917\u090f \u0914\u0930 \u0936\u094d\u0930\u0940 \u092e\u0928\u094b\u0939\u0930 \u0915\u093e \u0917\u0902\u092d\u0940\u0930 \u092c\u0940\u092e\u093e\u0930\u0940 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0928\u093f\u0927\u0928 \u0939\u094b \u0917\u092f\u093e\u0964\u00a0\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0915\u094b \u0905\u092c \u0915\u093e\u0928\u0942\u0928 \u0915\u0947 \u0924\u0939\u0924 \u0936\u094d\u0930\u0940 \u092e\u0928\u094b\u0939\u0930 \u0915\u0947 \u092a\u0930\u093f\u0935\u093e\u0930 (\u0928\u093e\u092e\u093e\u0902\u0915\u093f\u0924 \u0935\u094d\u092f\u0915\u094d\u0924\u093f) \u0915\u094b 1 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u092c\u0940\u092e\u093e \u0930\u093e\u0936\u093f \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u093e \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0939\u0948\u0964<\/p><h2><strong><span style=\"color: #000080;\">\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0915\u093e \u092e\u0939\u0924\u094d\u0935 (Importance of Life Insurance)<\/span><\/strong><\/h2><p><span style=\"color: #000080;\"><strong>1.) <\/strong><strong>\u092e\u0928 <\/strong><strong>\u0915\u0940 <\/strong><strong>\u0936\u093e\u0902\u0924\u093f<\/strong><\/span><\/p><p>\u091c\u092c \u0906\u092a \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u092a\u0949\u0932\u093f\u0938\u0940 \u0916\u0930\u0940\u0926\u0924\u0947 \u0939\u0948\u0902 \u0924\u094b \u0906\u092a\u0915\u094b \u092e\u093e\u0928\u0938\u093f\u0915 \u0936\u093e\u0902\u0924\u093f \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964\u00a0\u0910\u0938\u093e \u0907\u0938\u0932\u093f\u090f \u0939\u0948 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0906\u092a \u091c\u093e\u0928\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0906\u092a\u0915\u0947 \u091c\u093e\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0906\u092a\u0915\u0947 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u093e \u0916\u094d\u092f\u093e\u0932 \u0930\u0916\u093e \u091c\u093e\u090f\u0917\u093e\u0964\u00a0\u0906\u092a\u0928\u0947 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0908 \u0939\u0948 \u0914\u0930 \u0906\u092a\u0915\u093e \u092a\u0930\u093f\u0935\u093e\u0930 \u0906\u092a\u0915\u0940 \u0935\u093f\u091a\u093e\u0930\u0936\u0940\u0932\u0924\u093e \u0938\u0947 \u0932\u093e\u092d\u093e\u0928\u094d\u0935\u093f\u0924 \u0939\u094b\u0917\u093e\u0964<\/p><p><span style=\"color: #000080;\"><strong>2.) <\/strong><strong>\u0915\u0930\u094d\u091c <\/strong><strong>\u091a\u0941\u0915\u093e\u0928\u0947 <\/strong><strong>\u092e\u0947\u0902 <\/strong><strong>\u092e\u0926\u0926 <\/strong><strong>\u0915\u0930\u0924\u093e <\/strong><strong>\u0939\u0948<\/strong><\/span><\/p><p>\u0910\u0938\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948 \u091c\u0939\u093e\u0902 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0947 \u092e\u0941\u0916\u093f\u092f\u093e \u0915\u0940 \u092e\u0943\u0924\u094d\u092f\u0941 \u0939\u094b \u091c\u093e\u090f \u0914\u0930 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u094b \u0909\u0938\u0915\u093e \u0915\u0930\u094d\u091c \u091a\u0941\u0915\u093e\u0928\u093e \u092a\u0921\u093c\u0947\u0964\u00a0\u0907\u0938 \u0938\u092e\u092f \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u092a\u0949\u0932\u093f\u0938\u0940 \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u094b \u091c\u092c\u0930\u0926\u0938\u094d\u0924 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0939\u093e\u092f\u0924\u093e \u092e\u093f\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p><p><span style=\"color: #000080;\"><strong>3.) <\/strong><strong>\u0935\u093f\u0924\u094d\u0924\u0940\u092f <\/strong><strong>\u0938\u094d\u0925\u093f\u0930\u0924\u093e <\/strong><strong>\u092a\u094d\u0930\u0926\u093e\u0928 <\/strong><strong>\u0915\u0930\u0924\u093e <\/strong><strong>\u0939\u0948<\/strong><\/span><\/p><p>\u090f\u0915 \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u092a\u0949\u0932\u093f\u0938\u0940 \u0909\u0938 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948 \u091c\u092c \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0947 \u092e\u0941\u0916\u093f\u092f\u093e \u0915\u093e \u0928\u093f\u0927\u0928 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964\u00a0\u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0947 \u092a\u093e\u0938 \u0905\u092d\u0940 \u092d\u0940 \u0928\u0915\u0926\u0940 \u0915\u0947 \u0932\u093f\u090f \u0909\u0938\u0915\u0940 \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u092a\u0949\u0932\u093f\u0938\u0940 \u0939\u094b\u0917\u0940\u0964 \u092a\u0930\u093f\u0935\u093e\u0930 \u0907\u0928 \u0928\u093f\u0927\u093f\u092f\u094b\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0936\u093f\u0915\u094d\u0937\u093e, \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f, \u0918\u0930\u0947\u0932\u0942 \u0916\u0930\u094d\u091a\u094b\u0902 \u0906\u0926\u093f \u0915\u0947 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p><p><span style=\"color: #000080;\"><strong>4.) <\/strong><strong>\u0906\u092a\u0915\u0947 <\/strong><strong>\u092a\u0930\u093f\u0935\u093e\u0930 <\/strong><strong>\u0915\u0947 <\/strong><strong>\u0932\u093f\u090f <\/strong><strong>\u0935\u093f\u0930\u093e\u0938\u0924<\/strong><\/span><\/p><p>\u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0940 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u093f\u0938\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b \u0905\u092a\u0928\u0940 \u0935\u093f\u0930\u093e\u0938\u0924 \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948 \u091c\u093f\u0938\u0947 \u0935\u0939 \u0905\u092a\u0928\u0947 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0947 \u0932\u093f\u090f \u091b\u094b\u0921\u093c\u0947\u0917\u093e\u0964\u00a0\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u092a\u0949\u0932\u093f\u0938\u0940 \u0938\u0947 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u092c\u0940\u092e\u093e \u0930\u093e\u0936\u093f \u090f\u0915 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u092c\u0921\u093c\u0940 \u0935\u093f\u0930\u093e\u0938\u0924 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0915\u093e\u092e \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p><p><span style=\"color: #000080;\"><strong>5.) <\/strong><strong>\u092a\u0930\u093f\u092a\u0915\u094d\u0935\u0924\u093e <\/strong><strong>\u0932\u093e\u092d<\/strong><\/span><\/p><p>\u0915\u0941\u091b \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u092a\u0949\u0932\u093f\u0938\u093f\u092f\u093e\u0901 \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u094b \u092a\u0930\u093f\u092a\u0915\u094d\u0935\u0924\u093e \u0932\u093e\u092d \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902\u0964\u00a0\u092a\u0930\u093f\u092a\u0915\u094d\u0935\u0924\u093e \u0932\u093e\u092d \u092a\u0949\u0932\u093f\u0938\u0940 \u0905\u0935\u0927\u093f \u0938\u092e\u093e\u092a\u094d\u0924 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u094b \u0926\u093f\u092f\u093e \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u093e \u0932\u093e\u092d \u0939\u0948\u0964\u00a0\u0907\u0938 \u092a\u0948\u0938\u0947 \u0915\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0908 \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902 \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u0915\u0947 \u092c\u093e\u0926 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948.<\/p><p><span style=\"color: #000080;\"><strong>6.) <\/strong><strong>\u0915\u0930 <\/strong><strong>\u0932\u093e\u092d<\/strong><\/span><\/p><p>\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u092a\u0949\u0932\u093f\u0938\u0940 \u0916\u0930\u0940\u0926\u0928\u0947 \u092a\u0930 \u0906\u092a\u0915\u094b \u092d\u093e\u0930\u0924\u0940\u092f \u0906\u0908\u091f\u0940 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 1961 \u0915\u0940 \u0927\u093e\u0930\u093e 80\u0938\u0940 \u0914\u0930 10(\u0921\u0940) \u0915\u0947 \u0924\u0939\u0924 \u0915\u0941\u091b \u0915\u0930 \u0932\u093e\u092d \u092e\u093f\u0932\u0924\u0947 \u0939\u0948\u0902\u0964 \u090f\u0915 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u092a\u094d\u0930\u0924\u093f \u0935\u0930\u094d\u0937 1.5 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u0947 \u0915\u0941\u0932 \u0915\u0930 \u0932\u093e\u092d \u0915\u0947 \u0932\u093f\u090f \u092a\u093e\u0924\u094d\u0930 \u0939\u0948\u0964<\/p><h2><span style=\"color: #000080;\"><strong>\u091c\u0940\u0935\u0928 <\/strong><strong>\u092c\u0940\u092e\u093e <\/strong><strong>\u0915\u0947 <\/strong><strong>\u092a\u094d\u0930\u0915\u093e\u0930 (Types of Life Insurance)<\/strong><\/span><\/h2><p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u092a\u094d\u0930\u0915\u093e\u0930 \u0939\u0948\u0902\u0964\u00a0\u0909\u0928\u092e\u0947\u0902 \u0938\u0947 \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0915\u0940 \u0905\u092a\u0928\u0940 \u0905\u0928\u0942\u0920\u0940 \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0902 \u0914\u0930 \u0932\u093e\u092d \u0939\u0948\u0902\u0964\u00a0\u0906\u0907\u090f \u0928\u0940\u091a\u0947 \u0909\u0928\u092e\u0947\u0902 \u0938\u0947 \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u092a\u0930 \u0938\u0902\u0915\u094d\u0937\u0947\u092a \u092e\u0947\u0902 \u091a\u0930\u094d\u091a\u093e \u0915\u0930\u0947\u0902\u0964<\/p><p><span style=\"color: #000080;\"><strong>1.) <\/strong><strong>\u0938\u0902\u092a\u0942\u0930\u094d\u0923 <\/strong><strong>\u091c\u0940\u0935\u0928 <\/strong><strong>\u092c\u0940\u092e\u093e<\/strong><\/span><\/p><p>\u0938\u0902\u092a\u0942\u0930\u094d\u0923 \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u092a\u0949\u0932\u093f\u0938\u0940 \u090f\u0915 \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u092a\u0949\u0932\u093f\u0938\u0940 \u0939\u0948 \u091c\u094b \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u094b \u0909\u0938\u0915\u0947 \u092a\u0942\u0930\u0947 \u091c\u0940\u0935\u0928 (100 \u0935\u0930\u094d\u0937 \u0915\u0940 \u0906\u092f\u0941 \u0924\u0915) \u0915\u0947 \u0932\u093f\u090f \u0915\u0935\u0930\u0947\u091c \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964\u00a0\u0907\u0938 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0940 \u0915\u0935\u0930\u0947\u091c \u0905\u0935\u0927\u093f \u0906\u092e \u0924\u094c\u0930 \u092a\u0930 \u0928\u093f\u092f\u092e\u093f\u0924 \u091f\u0930\u094d\u092e \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092a\u094d\u0932\u093e\u0928 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/p><p><span style=\"color: #000080;\"><strong>2.) <\/strong><strong>\u091f\u0930\u094d\u092e <\/strong><strong>\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938<\/strong><\/span><\/p><p>\u090f\u0915 \u091f\u0930\u094d\u092e \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092a\u0949\u0932\u093f\u0938\u0940 \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u094b \u090f\u0915 \u0928\u093f\u0930\u094d\u0926\u093f\u0937\u094d\u091f \u0905\u0935\u0927\u093f \u0924\u0915 \u0915\u0935\u0930\u0947\u091c \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964\u00a0\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u090f\u0915 \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u094b 30 \u0938\u093e\u0932 \u0915\u0940 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0905\u0935\u0927\u093f \u0915\u0947 \u0932\u093f\u090f \u0915\u0935\u0930\u0947\u091c \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0947\u0917\u0940\u0964\u00a0\u092f\u093e\u0928\u0940, \u0905\u0917\u0930 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0928\u0947 50 \u0938\u093e\u0932 \u0915\u0940 \u0909\u092e\u094d\u0930 \u092e\u0947\u0902 \u092a\u0949\u0932\u093f\u0938\u0940 \u0916\u0930\u0940\u0926\u0940 \u0939\u0948, \u0924\u094b \u0909\u0938\u0915\u0940 \u092a\u0949\u0932\u093f\u0938\u0940 80 \u0938\u093e\u0932 \u0915\u0940 \u0909\u092e\u094d\u0930 \u092e\u0947\u0902 \u092a\u0930\u093f\u092a\u0915\u094d\u0935 \u0939\u094b\u0917\u0940\u0964 \u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930 \u0909\u0938\u0915\u093e \u0915\u0935\u0930\u0947\u091c \u092d\u0940 80 \u0938\u093e\u0932 \u0915\u0940 \u0909\u092e\u094d\u0930 \u092e\u0947\u0902 \u0938\u092e\u093e\u092a\u094d\u0924 \u0939\u094b \u091c\u093e\u090f\u0917\u093e\u0964<\/p><p><span style=\"color: #000080;\"><strong>3.) <\/strong><strong>\u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e <\/strong><strong>\u0930\u093f\u091f\u0930\u094d\u0928 <\/strong><strong>\u0915\u0947 <\/strong><strong>\u0938\u093e\u0925 <\/strong><strong>\u091f\u0930\u094d\u092e <\/strong><strong>\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938<\/strong><\/span><\/p><p>\u092f\u0939 \u090f\u0915 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0940 \u092c\u0940\u092e\u093e \u092a\u0949\u0932\u093f\u0938\u0940 \u0939\u0948 \u091c\u094b \u092a\u0949\u0932\u093f\u0938\u0940 \u092a\u0930\u093f\u092a\u0915\u094d\u0935\u0924\u093e \u092a\u0930 \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0926\u094d\u0935\u093e\u0930\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u0935\u093e\u092a\u0938 \u0915\u0930 \u0926\u0947\u0924\u0940 \u0939\u0948\u0964\u00a0\u092f\u0926\u093f \u0906\u092a\u0915\u094b \u0932\u0917\u0924\u093e \u0939\u0948 \u0915\u093f \u0906\u092a \u092a\u0949\u0932\u093f\u0938\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u092c\u093e\u0926 \u092d\u0940 \u091c\u0940\u0935\u093f\u0924 \u0930\u0939\u0947\u0902\u0917\u0947, \u0924\u094b \u0906\u092a \u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0940 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u091a\u0941\u0928 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p><p><span style=\"color: #000080;\"><strong>4.) <\/strong><strong>\u092c\u0902\u0926\u094b\u092c\u0938\u094d\u0924\u0940 <\/strong><strong>\u092f\u094b\u091c\u0928\u093e<\/strong><\/span><\/p><p>\u092f\u0939 \u090f\u0915 \u0910\u0938\u0940 \u092a\u0949\u0932\u093f\u0938\u0940 \u0939\u0948 \u091c\u094b \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u094b \u0915\u0941\u091b \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0905\u0935\u0927\u093f\u092f\u094b\u0902 \u092a\u0930 \u090f\u0915 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u090f\u0915\u092e\u0941\u0936\u094d\u0924 \u0930\u093e\u0936\u093f \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964\u00a0\u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0907\u0938 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u091c\u0948\u0938\u093e \u0909\u091a\u093f\u0924 \u0938\u092e\u091d\u0947, \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p><p><span style=\"color: #000080;\"><strong>5.) <\/strong><strong>\u092f\u0942\u0928\u093f\u091f <\/strong><strong>\u0932\u093f\u0902\u0915\u094d\u0921 <\/strong><strong>\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 <\/strong><strong>\u092a\u0949\u0932\u093f\u0938\u0940 (<\/strong><strong>\u092f\u0942\u0932\u093f\u092a)<\/strong><\/span><\/p><p>\u092f\u0942\u0932\u093f\u092a \u092c\u0940\u092e\u093e \u0914\u0930 \u0928\u093f\u0935\u0947\u0936 \u0915\u093e \u092e\u093f\u0936\u094d\u0930\u0923 \u0939\u0948\u0964\u00a0\u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u093f\u090f \u0917\u090f \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u0915\u094b \u0907\u0915\u094d\u0935\u093f\u091f\u0940 \u092f\u093e \u090b\u0923 \u0909\u092a\u0915\u0930\u0923\u094b\u0902 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0947\u0917\u0940\u0964\u00a0\u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u094b \u092a\u0949\u0932\u093f\u0938\u0940 \u092a\u0930\u093f\u092a\u0915\u094d\u0935\u0924\u093e \u092f\u093e \u092e\u0943\u0924\u094d\u092f\u0941 \u092a\u0930 \u0915\u093f\u0938\u0940 \u092d\u0940 \u092e\u0942\u0932\u094d\u092f\u0935\u0943\u0926\u094d\u0927\u093f \u0915\u0947 \u0938\u093e\u0925 \u0909\u0938\u0915\u093e \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u0935\u093e\u092a\u0938 \u092e\u093f\u0932 \u091c\u093e\u090f\u0917\u093e\u0964<\/p><p><span style=\"color: #000080;\"><strong>6.) <\/strong><strong>\u092e\u0928\u0940\u092c\u0948\u0915 <\/strong><strong>\u092f\u094b\u091c\u0928\u093e<\/strong><\/span><\/p><p>\u092e\u0928\u0940\u092c\u0948\u0915 \u092f\u094b\u091c\u0928\u093e \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u094b \u092a\u0942\u0930\u094d\u0935 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0905\u0902\u0924\u0930\u093e\u0932 \u092a\u0930 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0927\u0928\u0930\u093e\u0936\u093f \u0932\u094c\u091f\u093e \u0926\u0947\u0917\u0940\u0964\u00a0\u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0905\u092c \u0907\u0938 \u0930\u093e\u0936\u093f \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0905\u092a\u0928\u0940 \u0907\u091a\u094d\u091b\u093e\u0928\u0941\u0938\u093e\u0930 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p><p><span style=\"color: #000080;\"><strong>7.) <\/strong><strong>\u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f <\/strong><strong>\u0928\u0940\u0924\u093f\u092f\u093e\u0902<\/strong><\/span><\/p><p>\u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u092f\u094b\u091c\u0928\u093e \u0916\u0930\u0940\u0926\u0928\u0947 \u0935\u093e\u0932\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b \u092a\u0942\u0930\u094d\u0935 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0924\u093f\u0925\u093f \u0915\u0947 \u092c\u093e\u0926 \u092e\u093e\u0938\u093f\u0915, \u0924\u094d\u0930\u0948\u092e\u093e\u0938\u093f\u0915 \u092f\u093e \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u092a\u0947\u0902\u0936\u0928 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u094b\u0917\u0940\u0964\u00a0\u092f\u0939 \u0909\u0928 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u093f\u0932\u094d\u0915\u0941\u0932 \u0938\u0939\u0940 \u0939\u0948 \u091c\u094b \u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u0915\u0947 \u092c\u093e\u0926 \u0905\u092a\u0928\u0940 \u0906\u092f \u092c\u0922\u093c\u093e\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u0915\u0947 \u092c\u093e\u0926 \u0915\u093f\u0938\u0940 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0928\u0939\u0940\u0902 \u0930\u0939\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/p><h2><span style=\"color: #000080;\"><strong>\u091c\u0940\u0935\u0928 <\/strong><strong>\u092c\u0940\u092e\u093e <\/strong><strong>\u092c\u0928\u093e\u092e <\/strong><strong>\u0938\u093e\u0935\u0927\u093f <\/strong><strong>\u092c\u0940\u092e\u093e (Life Insurance vs Term insurance)<\/strong><\/span><\/h2><table width=\"425\"><tbody><tr><td width=\"140\"><p><strong>\u00a0<\/strong><\/p><\/td><td width=\"140\"><p><strong>Life Insurance (\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e)<\/strong><\/p><\/td><td width=\"145\"><p><strong>Term Insurance (\u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092c\u0940\u092e\u093e)<\/strong><\/p><\/td><\/tr><tr><td width=\"140\"><p><strong>Coverage (\u0915\u0935\u0930\u0947\u091c )<\/strong><\/p><\/td><td width=\"140\"><p>Whole life (up to 100 years).<\/p><\/td><td width=\"145\"><p>Up to specified term mentioned in policy bond.<\/p><\/td><\/tr><tr><td width=\"140\"><p><strong>Maturity benefits (\u092e\u093e\u0924\u0941\u0930\u093f\u0924\u094d\u092f \u092c\u0947\u0928\u093f\u092b\u093f\u091f )<\/strong><\/p><\/td><td width=\"140\"><p>Yes<\/p><\/td><td width=\"145\"><p>No<\/p><\/td><\/tr><tr><td width=\"140\"><p><strong>Premium cost (\u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e )<\/strong><\/p><\/td><td width=\"140\"><p>Generally higher than term plans<\/p><\/td><td width=\"145\"><p>Generally lower than term plans<\/p><\/td><\/tr><tr><td width=\"140\"><p><strong>Can Policy be Surrendered? (\u0915\u094d\u092f\u093e \u0907\u0938\u0947 \u0938\u0930\u0947\u0902\u0921\u0930 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948)<\/strong><\/p><\/td><td width=\"140\"><p>Yes<\/p><\/td><td width=\"145\"><p>No<\/p><\/td><\/tr><tr><td width=\"140\"><p><strong>Can you avail loan? (\u0915\u094d\u092f\u093e \u0906\u092a \u0932\u094b\u0928 \u0932\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902?)<\/strong><\/p><\/td><td width=\"140\"><p>Yes<\/p><\/td><td width=\"145\"><p>No<\/p><\/td><\/tr><\/tbody><\/table><h2><span style=\"color: #000080;\"><strong>\u091c\u0940\u0935\u0928 <\/strong><strong>\u092c\u0940\u092e\u093e <\/strong><strong>\u0926\u093e\u0935\u093e <\/strong><strong>\u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e (Life Insurance Claims Process)<\/strong><\/span><\/h2><p>\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u092e\u0947\u0902 \u0926\u093e\u0935\u093e \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u0947 \u0926\u094b \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915 \u092a\u094d\u0930\u0915\u093e\u0930 \u0939\u0948\u0902, \u0935\u0947 \u092e\u0943\u0924\u094d\u092f\u0941 \u0932\u093e\u092d \u0926\u093e\u0935\u093e \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0914\u0930 \u092a\u0930\u093f\u092a\u0915\u094d\u0935\u0924\u093e \u0932\u093e\u092d \u0926\u093e\u0935\u093e \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0939\u0948\u0902\u0964\u00a0\u0939\u092e \u0928\u0940\u091a\u0947 \u0926\u094b\u0928\u094b\u0902 \u092a\u094d\u0930\u0915\u093e\u0930\u094b\u0902 \u092a\u0930 \u091a\u0930\u094d\u091a\u093e \u0915\u0930\u0947\u0902\u0917\u0947\u0964<\/p><p><span style=\"color: #000080;\"><strong>\u092e\u0943\u0924\u094d\u092f\u0941 <\/strong><strong>\u0932\u093e\u092d <\/strong><strong>\u0926\u093e\u0935\u093e <\/strong><strong>\u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e:<\/strong><\/span><\/p><p>\u092f\u0939 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0924\u092c \u0905\u092a\u0928\u093e\u0908 \u091c\u093e\u0924\u0940 \u0939\u0948 \u091c\u092c \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u0940 \u092e\u0943\u0924\u094d\u092f\u0941 \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948 \u0914\u0930 \u0928\u093e\u092e\u093e\u0902\u0915\u093f\u0924 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0926\u093e\u0935\u093e \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p><p><span style=\"color: #000080;\"><strong>\u091a\u0930\u0923 1:\u00a0<\/strong><strong>\u092c\u0940\u092e\u093e <\/strong><strong>\u0915\u0902\u092a\u0928\u0940 <\/strong><strong>\u0915\u094b <\/strong><strong>\u0938\u0942\u091a\u093f\u0924 <\/strong><strong>\u0915\u0930\u0947\u0902<\/strong><\/span><\/p><p>\u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u0940 \u092e\u0943\u0924\u094d\u092f\u0941 \u0915\u0940 \u0938\u0942\u091a\u0928\u093e \u0924\u0941\u0930\u0902\u0924 \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u092f\u093e \u0905\u092a\u0928\u0947 \u090f\u091c\u0947\u0902\u091f \u0915\u094b \u0926\u0940 \u091c\u093e\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964\u00a0\u0915\u0943\u092a\u092f\u093e \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0947\u0902 \u0915\u093f \u0907\u0938 \u0938\u0942\u091a\u0928\u093e \u092e\u0947\u0902 \u0915\u094b\u0908 \u0926\u0947\u0930\u0940 \u0928 \u0939\u094b\u0964<\/p><p><span style=\"color: #000080;\"><strong>\u091a\u0930\u0923 2:\u00a0<\/strong><strong>\u0926\u093e\u0935\u093e <\/strong><strong>\u0938\u0942\u091a\u0928\u093e <\/strong><strong>\u092a\u094d\u0930\u092a\u0924\u094d\u0930 <\/strong><strong>\u092d\u0930\u0947\u0902<\/strong><\/span><\/p><p>\u0928\u093e\u092e\u093e\u0902\u0915\u093f\u0924 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b \u0905\u092c \u0938\u0939\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947 \u0938\u093e\u0925 \u0926\u093e\u0935\u093e \u0938\u0942\u091a\u0928\u093e \u092b\u0949\u0930\u094d\u092e \u092d\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0964\u00a0\u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u092b\u0949\u0930\u094d\u092e \u092e\u0947\u0902 \u092e\u093e\u0902\u0917\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948:<\/p><ul><li>\u092e\u0943\u0924\u094d\u092f\u0941 \u0924\u093f\u0925\u093f<\/li><li>\u092e\u0943\u0924\u094d\u092f\u0941 \u0915\u093e \u0915\u093e\u0930\u0923<\/li><li>\u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u0940 \u0906\u092f\u0941<\/li><li>\u092e\u094c\u0924 \u0915\u0940 \u091c\u0917\u0939<\/li><\/ul><p><span style=\"color: #000080;\"><strong>\u091a\u0930\u0923 3:\u00a0<\/strong><strong>\u092b\u0949\u0930\u094d\u092e <\/strong><strong>\u0915\u0947 <\/strong><strong>\u0938\u093e\u0925 <\/strong><strong>\u0938\u092d\u0940 <\/strong><strong>\u0906\u0935\u0936\u094d\u092f\u0915 <\/strong><strong>\u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c <\/strong><strong>\u0938\u0902\u0932\u0917\u094d\u0928 <\/strong><strong>\u0915\u0930\u0947\u0902<\/strong><\/span><\/p><p>\u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0926\u094d\u0935\u093e\u0930\u093e \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c\u094b\u0902 \u0915\u093e \u0905\u0928\u0941\u0930\u094b\u0927 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948:<\/p><ul><li>\u092e\u0943\u0924\u094d\u092f\u0941 \u092a\u094d\u0930\u092e\u093e\u0923 \u092a\u0924\u094d\u0930<\/li><li>\u092a\u0949\u0932\u093f\u0938\u0940 \u092c\u093e\u0902\u0921<\/li><li>\u092a\u094d\u0930\u0935\u0947\u0936 \u0914\u0930 \u091b\u0941\u091f\u094d\u091f\u0940 \u0938\u093e\u0930\u093e\u0902\u0936<\/li><li>\u090f\u092b\u0906\u0908\u0906\u0930 (\u092f\u0926\u093f \u092a\u0941\u0932\u093f\u0938 \u092e\u093e\u092e\u0932\u093e \u0939\u094b)<\/li><li>\u092a\u094b\u0938\u094d\u091f\u092e\u0949\u0930\u094d\u091f\u092e \u0930\u093f\u092a\u094b\u0930\u094d\u091f (\u092f\u0926\u093f \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u094b)<\/li><li>\u0928\u093e\u092e\u093e\u0902\u0915\u093f\u0924 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0940 \u0906\u0908\u0921\u0940 \u0914\u0930 \u092a\u0924\u0947 \u0915\u093e \u092a\u094d\u0930\u092e\u093e\u0923<\/li><li>\u0928\u093e\u092e\u093e\u0902\u0915\u093f\u0924 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0947 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947 \u0915\u093e \u0930\u0926\u094d\u0926 \u091a\u0947\u0915<\/li><\/ul><p>\u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c\u094b\u0902 \u0915\u0940 \u092d\u0940 \u092e\u093e\u0902\u0917 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948 \u091c\u093f\u0928\u094d\u0939\u0947\u0902 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b \u091c\u0932\u094d\u0926 \u0938\u0947 \u091c\u0932\u094d\u0926 \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0964<\/p><p><span style=\"color: #000080;\"><strong>\u092a\u0930\u093f\u092a\u0915\u094d\u0935\u0924\u093e <\/strong><strong>\u0932\u093e\u092d <\/strong><strong>\u0926\u093e\u0935\u093e <\/strong><strong>\u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e:<\/strong><\/span><\/p><p>\u092f\u0939 \u0935\u0939 \u091c\u0917\u0939 \u0939\u0948 \u091c\u0939\u093e\u0902 \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u092a\u0949\u0932\u093f\u0938\u0940 \u0905\u0935\u0927\u093f \u0938\u0947 \u092c\u091a \u0917\u092f\u093e \u0939\u0948 \u0914\u0930 \u092a\u0930\u093f\u092a\u0915\u094d\u0935\u0924\u093e \u0932\u093e\u092d \u0915\u093e \u0926\u093e\u0935\u093e \u0938\u094d\u0935\u092f\u0902 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u093e \u0939\u0948\u0964<\/p><p><span style=\"color: #000080;\"><strong>\u091a\u0930\u0923 1:\u00a0<\/strong><strong>\u092c\u0940\u092e\u093e <\/strong><strong>\u0915\u0902\u092a\u0928\u0940 <\/strong><strong>\u0915\u094b <\/strong><strong>\u0938\u0942\u091a\u093f\u0924 <\/strong><strong>\u0915\u0930\u0947\u0902<\/strong><\/span><\/p><p>\u0938\u092c\u0938\u0947 \u092a\u0939\u0932\u0947, \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u094b \u092a\u0949\u0932\u093f\u0938\u0940 \u092a\u0930\u093f\u092a\u0915\u094d\u0935\u0924\u093e \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0915\u094b \u0938\u0942\u091a\u093f\u0924 \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0964\u00a0\u0935\u0939 \u0905\u092a\u0928\u0947 \u092c\u0940\u092e\u093e \u090f\u091c\u0947\u0902\u091f \u0915\u094b \u092d\u0940 \u0938\u0942\u091a\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p><p><span style=\"color: #000080;\"><strong>\u091a\u0930\u0923 2:\u00a0<\/strong><strong>\u0921\u093f\u0938\u094d\u091a\u093e\u0930\u094d\u091c <\/strong><strong>\u0935\u093e\u0909\u091a\u0930 <\/strong><strong>\u092d\u0930\u0947\u0902 <\/strong><strong>\u0914\u0930 <\/strong><strong>\u0939\u0938\u094d\u0924\u093e\u0915\u094d\u0937\u0930 <\/strong><strong>\u0915\u0930\u0947\u0902<\/strong><\/span><\/p><p>\u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u094b \u0921\u093f\u0938\u094d\u091a\u093e\u0930\u094d\u091c \u0935\u093e\u0909\u091a\u0930 \u0915\u094b \u0935\u093f\u0927\u093f\u0935\u0924 \u092d\u0930\u0928\u093e \u0914\u0930 \u0939\u0938\u094d\u0924\u093e\u0915\u094d\u0937\u0930 \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0964\u00a0\u092f\u0939 \u0935\u093e\u0909\u091a\u0930 \u0930\u0938\u0940\u0926 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0915\u093e\u0930\u094d\u092f \u0915\u0930\u0924\u093e \u0939\u0948\u0964\u00a0\u0907\u0938 \u0935\u093e\u0909\u091a\u0930 \u0915\u094b \u092d\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0909\u0938\u0947 \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0915\u094b \u092d\u0947\u091c\u0928\u093e \u0939\u094b\u0917\u093e\u0964<\/p><p><span style=\"color: #000080;\"><strong><u>\u091a\u0930\u0923 3:<\/u>\u00a0<\/strong><strong>\u0921\u093f\u0938\u094d\u091a\u093e\u0930\u094d\u091c <\/strong><strong>\u0935\u093e\u0909\u091a\u0930 <\/strong><strong>\u0915\u0947 <\/strong><strong>\u0938\u093e\u0925 <\/strong><strong>\u092a\u094d\u0930\u093e\u0938\u0902\u0917\u093f\u0915 <\/strong><strong>\u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c <\/strong><strong>\u0938\u0902\u0932\u0917\u094d\u0928 <\/strong><strong>\u0915\u0930\u0947\u0902<\/strong><\/span><\/p><p>\u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c\u094b\u0902 \u0915\u094b \u0921\u093f\u0938\u094d\u091a\u093e\u0930\u094d\u091c \u0935\u093e\u0909\u091a\u0930 \u0915\u0947 \u0938\u093e\u0925 \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0915\u094b \u092d\u0947\u091c\u0928\u0947 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0924\u0940 \u0939\u0948:<\/p><ul><li>\u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0906\u0908\u0921\u0940 \u0914\u0930 \u092a\u0924\u0947 \u0915\u093e \u092a\u094d\u0930\u092e\u093e\u0923<\/li><li>\u092e\u0942\u0932 \u092a\u0949\u0932\u093f\u0938\u0940 \u092c\u093e\u0902\u0921<\/li><li>\u0930\u0926\u094d\u0926 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u091a\u0947\u0915 \u092f\u093e \u092a\u093e\u0938\u092c\u0941\u0915 \u0915\u0947 \u092a\u0939\u0932\u0947 \u092a\u0943\u0937\u094d\u0920 \u0915\u0940 \u092a\u094d\u0930\u0924\u093f<\/li><\/ul><h2><span style=\"color: #000080;\"><strong>\u0932\u094b\u0915\u092a\u094d\u0930\u093f\u092f \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0901 \u0914\u0930 \u0909\u0928\u0915\u0940 \u0924\u0941\u0932\u0928\u093e\u090f\u0901 (Popular Life Insurance Companies)<\/strong><\/span><\/h2><table><tbody><tr><td><p><strong>\u0928\u093e\u092e (Name)<\/strong><\/p><\/td><td><p><strong>\u0926\u093e\u0935\u093e<\/strong> <strong>\u0928\u093f\u092a\u091f\u093e\u0928<\/strong> <strong>\u0905\u0928\u0941\u092a\u093e\u0924 (Claim Settlement Ratio)<\/strong><\/p><\/td><td><p><strong>\u0926\u093e\u0935\u0947<\/strong> <strong>\u092a\u093e\u0930\u093f\u0924 (Claims Passed)<\/strong><\/p><\/td><td width=\"111\"><p><strong>\u0926\u093e\u0935\u0947<\/strong> <strong>\u0916\u093e\u0930\u093f\u091c (Claims Rejected)<\/strong><\/p><\/td><\/tr><tr><td><p>\u092e\u0948\u0915\u094d\u0938 \u0932\u093e\u0907\u092b \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938<\/p><\/td><td><p>99.22%<\/p><\/td><td><p>15342<\/p><\/td><td width=\"111\"><p>120<\/p><\/td><\/tr><tr><td><p>\u090f\u091a\u0921\u0940\u090f\u092b\u0938\u0940 \u0932\u093e\u0907\u092b<\/p><\/td><td><p>99.07%<\/p><\/td><td><p>12509<\/p><\/td><td width=\"111\"><p>54<\/p><\/td><\/tr><tr><td><p>\u090f\u0915\u094d\u0938\u093e\u0907\u0921 \u0932\u093e\u0907\u092b<\/p><\/td><td><p>98.15%<\/p><\/td><td><p>3404<\/p><\/td><td width=\"111\"><p>26<\/p><\/td><\/tr><tr><td><p>\u091f\u093e\u091f\u093e \u090f\u0906\u0908\u090f<\/p><\/td><td><p>99.06%<\/p><\/td><td><p>2954<\/p><\/td><td width=\"111\"><p>28<\/p><\/td><\/tr><tr><td><p>\u0915\u0947\u0928\u0930\u093e \u090f\u091a\u090f\u0938\u092c\u0940\u0938\u0940 \u0913\u092c\u0940\u0938\u0940<\/p><\/td><td><p>98.12%<\/p><\/td><td><p>1252<\/p><\/td><td width=\"111\"><p>22<\/p><\/td><\/tr><tr><td><p>\u092c\u091c\u093e\u091c \u0906\u0932\u093f\u092f\u093e\u0902\u091c<\/p><\/td><td><p>98.02%<\/p><\/td><td><p>11887<\/p><\/td><td width=\"111\"><p>237<\/p><\/td><\/tr><tr><td><p>\u0906\u0908\u0938\u0940\u0906\u0908\u0938\u0940\u0906\u0908 \u092a\u094d\u0930\u0942\u0921\u0947\u0902\u0936\u093f\u092f\u0932<\/p><\/td><td><p>97.84%<\/p><\/td><td><p>11212<\/p><\/td><td width=\"111\"><p>153<\/p><\/td><\/tr><tr><td><p>\u0930\u093f\u0932\u093e\u092f\u0902\u0938 \u0928\u093f\u092a\u094d\u092a\u0949\u0928<\/p><\/td><td><p>98.12%<\/p><\/td><td><p>7866<\/p><\/td><td width=\"111\"><p>149<\/p><\/td><\/tr><tr><td><p>\u090f\u0917\u0949\u0928 \u0932\u093e\u0907\u092b<\/p><\/td><td><p>98.01%<\/p><\/td><td><p>344<\/p><\/td><td width=\"111\"><p>7<\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u2013 Life Insurance (\u0905\u0930\u094d\u0925, \u092e\u0939\u0924\u094d\u0935, \u092a\u094d\u0930\u0915\u093e\u0930 \u0914\u0930 \u0905\u0927\u093f\u0915) \u091c\u0940\u0935\u0928 \u0938\u0941\u0902\u0926\u0930 \u0914\u0930 \u0936\u093e\u0928\u0926\u093e\u0930 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u092f\u0939 \u0928\u093e\u091c\u0941\u0915 \u092d\u0940 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0905\u0915\u0947\u0932\u0947 2022 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 1.55 \u0932\u093e\u0916 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0938\u0921\u093c\u0915 \u0926\u0941\u0930\u094d\u0918\u091f\u0928\u093e \u092e\u0947\u0902 \u092e\u094c\u0924\u0947\u0902 \u0939\u0941\u0908\u0902 \u0964 \u092f\u0939 \u0938\u092d\u0940 \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u0938\u0921\u093c\u0915 \u0926\u0941\u0930\u094d\u0918\u091f\u0928\u093e\u0913\u0902 \u0915\u093e \u0932\u0917\u092d\u0917 10% \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e, 2019 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0906\u0917 \u0932\u0917\u0928\u0947 \u0915\u0940 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-67","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.insuranceliya.com\/hindi\/wp-json\/wp\/v2\/pages\/67","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuranceliya.com\/hindi\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.insuranceliya.com\/hindi\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuranceliya.com\/hindi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuranceliya.com\/hindi\/wp-json\/wp\/v2\/comments?post=67"}],"version-history":[{"count":21,"href":"https:\/\/www.insuranceliya.com\/hindi\/wp-json\/wp\/v2\/pages\/67\/revisions"}],"predecessor-version":[{"id":550,"href":"https:\/\/www.insuranceliya.com\/hindi\/wp-json\/wp\/v2\/pages\/67\/revisions\/550"}],"wp:attachment":[{"href":"https:\/\/www.insuranceliya.com\/hindi\/wp-json\/wp\/v2\/media?parent=67"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}